PSBF, PIBF is performing well now. Anyway, I think any bond fund can make little money in short time. You need to determine how long is your investment period to make any realistic target.

Yes, maybe you can look for some bond funds which has 0.25% service charge. If you want to invest in short term, don't invest in funds that have high service charge. As I know, Public mutual has something like enhanced bond fund. Maybe you can look at the information and invest in this, make sure the service charge must be less than 1% to get return within 1 year.

Equity funds usually have higher service charge as compared to bond funds.

airbag_grado, Public Mutual bond series perform well in medium to long term, so make your comparison with others from the %return, history, and volatility.

Just a reminder to all investors, Public Mutual offers 1% free units for Public Far-East Dividend Fund will be closing on 18 Dec 2006. No offer for Public Islamic Enhanced Bond Fund though.

I think PM offers 1% bonus share for every new funds...why there is no offer for Public Islamic Enhanced Bond Fund?

Bond fund entry fee is only at around 1% so normally they don't give any discount/offer while entry fee for equity normally at 5-6% so giving out 1% is no big deal.

This post has been edited by cherroy: Dec 13 2006, 03:12 PM

Anybody has idea how to claim back the dividend tax? What is the process?

My financial planner strongly suggested not to claim back the dividen tax if it just few couples to tens of RM. The claim procedure is lengthy.

allo guys this 2 days market is droping.. coz of profit taken... is it going to raise up again???

I think its a normal small correction.

Can anybody share how to claim back the tax? I know the procedure might be lengthy and troublesome, as this is Msia style. Anyway, if the tax is more than RM200 every year, then it will be a significant amount in long term.

I has yet touching Public Select Bond Fund(PSBF)... but for Public Islamic Balanced Fund(PIBF) recently got dividend redistribution. I got some gain there... I chose to reinvest all units in it.

Tax stuffs, I not so sure. As normally i engaged with an account company. All my account and personal income tax thingy. They would do on behalf of me. Paying them about RM 300 per month... but they really do the job much nicer instead of I go and doing it myself.

This post has been edited by edifgrto: Dec 16 2006, 10:57 AM

I think it's back to its usual up-down trend.

May I asked anyone got involved in Prudential or Pheim funds?!
Any comments on these 2 Companies' fund?!


I think some funds no need offers, but people would get(seizing) the chance to buy it. Hence, no offer giving?! Perhaps?!

One of my bond fund strangly gave me good performance currently. While the 2 others(not bond typed funds) still trying hard to get rid of the negative values.

This post has been edited by edifgrto: Dec 16 2006, 08:53 PM

Is it advisable to take out huge amount (keep min amount in account) from a equity fund when the market hit high (sell at high price) then reinvest back when the market is low (buy at low price)? Need expert advice here. Thanks

hi,i plan to get into the tf world next year,currently in the stage of deciding which fund to buy.

i would like to ask a question,since most Malaysia bond (i realy mean bond,not bond fund) only give a return rate of around 4 to 5 % a year,how come some bond fund who focus Malaysia bond example Ambank dynamic bond fund get a return rate of 7 to 10% per year on Lipper report?

hope some one can kindly explain to me,thanks.

If u can buy low sell high...then it is a very smart way for investment!
I totally agree!!!

Prepare some money for one equity fund and one bond fund.

best fund to buy so far is Berkshire Hathaway either Class A or class B shares. No annual management fees. Annualised return rate 20%

proof please