For your info, I have no idea or I should not comment on this.

I bought maybank MDTF and PGSF. Both are dividend select fund.

It launch at different time, so there will be differences in price.

But you look at the momentum, PGSF is under perform. (I mean compare with daily up and down.)

Because Public earns so many lipper awards, i wonder is it a good company.

I am sure some agents would love to be your friend...

The problem with regional fund/ global fund is, since it has investments in various countries, very rarely there will be a situation whereby the market all goes UP at the same time. Hence in a way it is a more balanced risk as compared to buying local funds. On another hand, these are the first few pioneer funds hence the way I look at their investment strategy was to really put the money into some serious blue chips in the countries they invest in. Funnily they dont appreciate as much as our blue chips do.

I can put this to the fact that the market in those countries have grown quite a lot before the funds went in while Malaysian bourse is playing catch up at this time so it will seem that the local based funds are out performing regional ones. So my decision to go into PFES, PGSF and PRSEC was a bad one and I have withdrawn them into more agressive local funds.

this thread sound like a public mutual only

CI keeps going up up up, when is it coming down?

Year end coming soon.....

edited to add : i'm not accusing anyone of anything just a statement only. Personally though i think PB should thank lowyat.net for the spread of word. Maybe should ask them to take up a few advertisment banner

This post has been edited by ante5k: Dec 1 2006, 11:02 AM

Hey, dont get me wrong, I am not doing any free advert for them but, I have only so far been focusing my investment in their funds so I will be happy if others who have done likewise in other companies to share the information. After all, we are after 1 aim. To make more $$$$ for our later years.

Well, you just post nothing better than hoping the CI to go down. And you only see Public Mutual, while never see Hong Leung banner, and Hwang Capital Guarantee, Prudetial stuffs being mentioned.

One advice for you, read more would help you to post something better...



edited: typo

This post has been edited by edifgrto: Dec 1 2006, 01:21 PM

Haha....is it?
Or they juz tend to earn my commision?
That will be dangerous, so i decide learn it myself. Then can argue back with the agents.

Put it this way, they give crap advise, kick them out as your agent..

if i were a crap too, how would i know they are craps?
So i ned help from u guys
Btw, of coz i will learn it by myself too.

sigh.... u should know la.. u put in money you monitor you research urself... u will know if tat fler is talking crap or not...

my agent just ask me to view the top 4 performing funds right now in Public so I find he was right so I switch..

view the top only?
How bout others?
Mayb they are potential too....

Normally you go for the ones that are really moving, the laggards will move but not so soon. A tacit example take PFES and PRSEC. Both invest in the same sectors but at different time, PFES has a higher annualized return than PRSEC, this has been consistent over 4-5 months. Hence, decision to switch.. now would you go for one that over the last one year that gives u 29% or one that gives you 19%? Considering the current run shows that the one gaining 29% doesnt seem to lose steam over the last few months...

Okay, i think i got ur point then. 10x

Problem in Malaysia is that the agent can only represent 1 UT company. It is illegal for them to sell another UT not from the same company. So you got less advice when choosing UT from the agents. Presently, PM had got the most agents in the country

This post has been edited by cuebiz: Dec 1 2006, 02:42 PM

Ic, wat is the reason PM agents so many then?

yeap. true true.

some are good and some are Not...

later, perhaps before y2007, i might switch most of my equity to bond fund.

PM has most agents, cause they are expanding their business aggresively...and PM won most awards of Lipper...

Yes, perhaps I also switch my equity funds to bond funds or dividend funds...cause the KLCI now is so high...

u cannot compare the daily price actually..... because we public mutual fund is a mid-long term investment .....not a one day,one week or one month investment. it is for your future. no need to hestitate because of the daily price. no need to worry. we recommended our client not to take out his money before 3 years. at least need 3 years to get a better return

SB mutual also not bad...it my second choice.... but i choose pm already

Ops, PM again...?