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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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haru20
post Feb 2 2016, 12:05 PM

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Just got waive on my AF on my citi clear card. The CS without pouching further straight offer to waive.
haru20
post Apr 13 2016, 04:25 PM

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Just called to get waiver on my Clear card annual fee. No question ask, just waived.
haru20
post Apr 13 2016, 09:26 PM

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QUOTE(kawteem @ Apr 13 2016, 09:02 PM)
AF for which year? 2nd year?3rd?4th year? You spent much using this card?
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Been with Citibank since 2012, spending style are like Friday 1-1 Tickets, coffee bean and minimal on others because have Citi CB card.

This post has been edited by haru20: Apr 13 2016, 09:26 PM
haru20
post Apr 13 2016, 11:23 PM

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QUOTE(adele123 @ Apr 13 2016, 11:01 PM)
curious... did they waive your Cash back card... i assumed it's charged on a different month... or not anniversary yet?

biggrin.gif
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Yup its on a different month and not yet due for AF charges.
haru20
post Apr 14 2016, 09:48 AM

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QUOTE(kawteem @ Apr 14 2016, 08:22 AM)
Nice. Did you manage to get waiver for previous years? Because I did not.
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Yup all AF waived for previous years. I rmb there's a year, they didnt want to waive on the spot, i requested to cancel, subsequently they called back to waive it.
haru20
post Apr 27 2016, 10:41 AM

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QUOTE(kawteem @ Apr 26 2016, 10:28 PM)
Anybody manage to get af waiver recently for clear card? Mine is due in May. TIA guys.
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I manage to get full waiver on my clear card this month. No question asked just waived.
haru20
post Apr 27 2016, 10:53 AM

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QUOTE(char_les @ Apr 27 2016, 10:45 AM)
how much roughly u swiped for the past 1 year ?  blink.gif  blink.gif
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My spending is mainly on movies and coffee bean at times. Maybe <RM100 per month.

As i have CITI CB for my other transactions. But i have been with Citi since 2012.

This post has been edited by haru20: Apr 27 2016, 10:54 AM
haru20
post Jun 10 2016, 10:02 AM

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QUOTE(adele123 @ Jun 10 2016, 12:40 AM)
For thise who have citibank supp card, do you pay one time, full amount to your principal or you have to separate the payment?
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I pay one time full amount to my principle. No issue as to date.
haru20
post Aug 15 2016, 03:11 PM

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Just called Citibank CS to waive my annual fee, no question ask just waived. Im holding Citibank CB Gold.
haru20
post Oct 27 2016, 09:17 AM

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QUOTE(adele123 @ Oct 27 2016, 09:07 AM)
i know. What i'm trying to say is, it is still possible to pay for just one card. prin/supp still 2 cards same credit limit, hence similar concept right?

different bank, different style. some maybe ask you to pay to 2, some can pay to 1. you can confirm with them again by calling in or use the instant chat. if lazy to call, then pay to 2 cards. just pointing out another way.
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For citibank CC payment:

Scenario 1:
Principle & Supp card = Pay to 1

Scenario 2:
2 Different Citibank Card = Pay to 2

Hope the above clarifies the queries biggrin.gif
haru20
post Oct 27 2016, 01:45 PM

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QUOTE(adele123 @ Oct 27 2016, 12:42 PM)
Thanks. I'm used to my uob card, where i just pay to 1. thought maybe citibank can be the same.
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Same here was so used to UOB payment method of auto-proportion. Did called up Citibank CS to request for such method, but they couldnt do so, so no choice have to pay separately. doh.gif


haru20
post Nov 28 2016, 01:56 PM

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QUOTE(szb @ Nov 28 2016, 12:48 PM)
applied to increase my limit from RM4,100 for my credit card last month, got rejected

now received a SMS said my Ready Credit limit will be increase to RM16,300 on next month

cannot understand their logic  doh.gif
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U mentioned "Ready Credit Limit" is it ur Ready credit?

If not mistaken the credit limit given to ur ready credit is different compare to ur CC credit limit. Both stand individual.
haru20
post Apr 13 2017, 08:50 PM

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Today checked my statement just got charged annual fee on my Citi Clear, called to CS to waived, no question asked and just waived.

Not sure to be happy anot, as I have been a CITI card holder for 6 years, but to date my CITI card has been the lowest CL among all my other cards, with no increase since my first job salary slip. "dilemma"
haru20
post Apr 14 2017, 11:47 AM

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QUOTE(evoce9a @ Apr 13 2017, 08:55 PM)
How much you spent annually on your clear card?
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My Citi Card is quite dormant, only used it for movie ticket and coffee bean purchase. Maybe less than 500 a year. However my CB card is quite active.
haru20
post Apr 14 2017, 11:51 AM

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QUOTE(lilsunflower @ Apr 14 2017, 12:30 AM)
Yepp - CITI frequently sends out notifications to ask me to apply for CL increase. I'm sure theyd be very happy to do yours for you if you apply. They may even offer you a higher tier card, as they are very pushy on such matters.
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Yea i do see email send by them, applied once but they do take ages to reply, hence didn't prompt further. May reserved my CL for other new applications or other banks cards lol notworthy.gif
haru20
post May 15 2017, 09:07 AM

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QUOTE(chiahau @ May 12 2017, 07:10 PM)
My AF is still waived for the next year. However very low usage d.

Only keep for some promotional BT sometimes.
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Hi, may i ask which promotional BT? as far i know CITI rarely offer such deals. Thanks
haru20
post Jun 2 2017, 04:05 PM

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QUOTE(Belphegor @ Jun 2 2017, 03:58 PM)
I saw the email to update increase limit once u send the pay slip and get a free bag. I did that during May, until now they didn't update and keep on say I did not send them anything.

I sent via email.
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I sent the email to CITI on end Jan 2017, i only received the mentioned bag last week. I guess u have to wait awhile more. I did no follow up on the luggage bag.
haru20
post Aug 18 2017, 09:58 AM

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Got charged annual fee for my CITI CB card for both principle and supplementary, called in to request for waiver, done it without any condition.
haru20
post Aug 18 2017, 05:07 PM

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QUOTE(coolguy99 @ Aug 18 2017, 04:16 PM)
You must have been using the card pretty frequently
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Actually not really, only for petrol, but it was recently after UOB revised their petrol rebate. But CITI is one of my first sign up card since i started work. Been like 5 years.
haru20
post Aug 30 2018, 10:27 AM

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QUOTE(saboteurs @ Aug 30 2018, 10:09 AM)
I always get this SMS. I just ignored it. not worth with interest charges to be honest
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I think what he/she is implying that after minusing the interest and charges he will nett with cash extra of RM30, with the RM100 promo.
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