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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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evoce9a
post Jan 10 2017, 05:30 PM

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QUOTE(fly126 @ Jan 10 2017, 01:01 PM)
Ya  they got 3 type of Platinum: Normal Plat. ( Now Rename to Citibank Rewards VS / WMC), Rewards Plat. ( No longer can Apply this Card), Cash Back Plat.
U can check on  My Post for Details.
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I thought reward platinum is still available to apply? Since the card is still valid at Citibank website
evoce9a
post Jan 11 2017, 06:07 PM

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QUOTE(fly126 @ Jan 10 2017, 08:04 PM)
But U can't apply THIS Card from their Website  becos there was NO Link provided to submit the Rewards Plat. Card Application, Right...??? blink.gif  confused.gif  hmm.gif
https://www.citibank.com.my/english/credit-...#filter=rewards

Only got This: http://www.citibank.com.my/english/credit-...CardARAI#BP0001
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Isee . Didn't notice that . But last 2 weeks i went to Citibank Jln Ampang, i did ask about this rewards platinum card and they told me it is still available to apply
evoce9a
post Jan 15 2017, 10:27 PM

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QUOTE(chiahau @ Jan 15 2017, 02:51 PM)
Just curious.

I recently applied for Citibank CC and I asked whether I need to submit more income documents to speed up the application.

Was told that Citibank only consider salary received from employers and nothing else. Meaning if I have other savings, tenancy and dividend incomes, Citibank won't take into consideration when applying for the CC?

hmm.gif
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So far Citibank is the fastest bank that gaves me reply of my cc application . Today morning submit , 2 days later receive sms of application status.
Just submit all your incomes document including income tax will do . Bank will do calculation.
evoce9a
post Feb 3 2017, 07:09 PM

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QUOTE(sj0217 @ Feb 3 2017, 02:17 PM)
Why don't just walk in to Citibank kiosk to apply for credit card ? Can know the result on the same day whether is approved or not
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Citibank got kiosk to apply cc ? May i know at which branch?
evoce9a
post Feb 6 2017, 05:30 PM

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Just came back from Penang airport and saw there's a small banner for Citibank card users to enter PPL by redeem 10,000 points per entry . Will give a try to redeem it for next trip biggrin.gif
evoce9a
post Mar 3 2017, 11:31 PM

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QUOTE(iAlien @ Mar 3 2017, 10:37 PM)
Hi,
I applied the Citibank Cash Back Platinum, and the banker said will give me another card - Citibank Rewards Platinum Visa Card,which i was rejected at the first time, untill he say the card will be annual fee free, no point dont get

But when got home, i just check on the card and stated there:-
Annual Fee
The annual fee for Citibank Rewards Platinum Card is calculated based on the number of spending categories selected. Each category has an annual subscription fee of RM106. For every RM15,000 charged on your principal card in a year, the subscription fee for one category will be waived for the following year.

For starters, cardholders are required to choose a minimum of two categories and can enjoy two categories for free in the first year. New cardholders who spend RM2000 within 60 days from the card approval date will also receive 20,000 Rewards Points.

Which means i may cancel that two categories after one year ? cuz i dont wish to pay the annual fee
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1st year - 2 categories x5 points is free

Following year - every 15,000 spent u get 1 categories free, if spent below 15,000 no annual fee will be charge if you dont choose any categories , but every thing u spent will be RM 1 = 1 points except petrol

This post has been edited by evoce9a: Mar 3 2017, 11:35 PM
evoce9a
post Mar 7 2017, 11:21 PM

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QUOTE(cOMMANDER pRASNTH @ Mar 6 2017, 06:02 PM)
Yes, been using the Clear card for the last 7 years & been getting my waiver.

This year however, I made a request and the credit officer informs me that they cannot provide a full waiver & only upto 50% - effective this year onwards.

I tried to get another officer to look into my waiver about a week later and was adviced the same.

Hence, being the kiasu I am, decided to change my card from Clear to Choice (which is free for life & includes reward points). The CBTL B1F1 and Movie B1F1 are seldom used, so it's not a loss.

Citibank Credit Card Fees
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Please take note that Choice card earning point is RM 50 = 50 points . If you swipe RM 49.90 you wont get any point .
Or if you swipe RM 99.9 you will only get 50 points.
evoce9a
post Mar 28 2017, 09:56 PM

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QUOTE(sj0217 @ Mar 27 2017, 08:00 PM)
My Citibank credit card application has been rejected.  sad.gif

Most likely being rejected due to having BT / Instalment is too high ??  hmm.gif

Total cards that I holding now is about 21 (including 3 supps cards).

Would like to check, does it effected if holding multiple credit cards from a bank ??
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21 cards .. A big salute to you thumbsup.gif
evoce9a
post Apr 11 2017, 09:59 PM

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QUOTE(siewty @ Apr 10 2017, 04:37 PM)
I just get charged of annual fees ($600+$36 GST = RM$636) for my Reward Card (previously Platinum Card) and was calling Citibank for annual fees waive as I did all these years. However, this round; they refuse to waive the annual fees, even I had performed lot of transactions/$$ on the credit card. The best they can offer is waive 50% of the annual fees which means I will needs to pay 300+18=RM$318 in total.

Now, I am proceeding the cancellation of the card, after using it for > 15 years.
So, bye bye to Citibank...

Reminder to all.. the new Reward Card no longer allow "annual fees" waive, so don't put a lot of debt into the card, or else they will trap you to pay annual fees because you are not afford to payoff the debt on the cancellation. So, please don't fall into the trap.
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Same here , i've been using the old platinum card ( currently rewards signature) for more than 10 years , and Citi only allow to waive 50% for this 2 years and asked me use my points to deduct . So after settle to inform Citi to cancel all my auto debit transaction and clear all outstanding, i called up to cancel and cs keep asking me to keep the card and tell me the previllages of the card . I repeat said no thanks , please help me to cancel all my cards in Citi . After 10 minutes non stop asking me to keep , at last she say okay i will cancel all your cards now rclxms.gif

This post has been edited by evoce9a: Apr 11 2017, 10:00 PM
evoce9a
post Apr 13 2017, 08:55 PM

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QUOTE(haru20 @ Apr 13 2017, 08:50 PM)
Today checked my statement just got charged annual fee on my Citi Clear, called to CS to waived, no question asked and just waived.

Not sure to be happy anot, as I have been a CITI card holder for 6 years, but to date my CITI card has been the lowest CL among all my other cards, with no increase since my first job salary slip. "dilemma"
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How much you spent annually on your clear card?
evoce9a
post Apr 21 2017, 04:12 PM

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QUOTE(shirogawawa @ Apr 21 2017, 11:56 AM)
hi, may i know how to issue check payment for citibank credit card ?

i read they stated , for credit card, payable to CITBANK BANK CENTER ( name of principal cardmember )  and the credit card account number to be written on the reserve side of te cheque
means on  the cheque pay column , i need to write CITBANK BANK CENTER tan ai yen ( example the name of card holder ) ?
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Citibank Bankcard Center For Tan Ai Yen
Behind cheque need to fill up your credit card acc number
evoce9a
post Apr 25 2017, 01:58 PM

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QUOTE(VinniJeyaa @ Apr 23 2017, 06:37 PM)
I am long time Citi Mastercard Gold user, not really sure how long. Guess around 20 years. Some years ago was offered Platinum but didnt take it up. Now I have asked to convert my Gold to the Citibank Choice card. Reason is because its free for life.
When I started out with my Citibank Gold all those years ago, it was supposed to be free for life but they started sneaking in the annual charge to my statement without prior notice and I had to call in and argue with the Citiphone officer and then they would waive the charge and has been happening like this for 5 - 6 years already and got tired of all these sneaking in charges and the arguing to have it removed. So they suggested to have it converted to Choice card so that it stays "free forever" which is a very deceptive promise since that's how I got started with the Gold. I hope they wont start charging for Choice too.
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Choice card is lifetime free for annual fee , but you will only get 50 rewards points every RM 50 spent . If you spend RM 49.9 , you wont get any single point


QUOTE(JC_jun @ Apr 24 2017, 01:27 PM)
Just went to coffee bean, was told that Citibank updated the discount policy

Now clear card only valid for buy1free1 offer, cannot get standard 15percent offer.
I Normally dine in alone, so I was able to get 15percent discount all these while, but now they told no longer available.

Tried to search Citibank website, couldn't get any poLicy stating this.
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I thought clear card is only valid for buy 1 free 1 , and other Citi card get 15% discount?
evoce9a
post May 3 2017, 07:31 AM

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RM0.00 A trxn was made on yr Citibank Visa ending 1598 on 2017-05-03 for USD1120.89 -ROVIA.COM 972-805-5200.Pls call Citibank if you hv any query

RM0.00 A trxn was made on yr Citibank Visa ending 1598 on 2017-05-03 for USD229.50 -HOTEL*Rovia Travel.Pls call Citibank if you hv any query

Received this 2 sms during midnight and found out that my card was being used . Immediately reported to Citibank and block the card . They ask me to call back after 3 days and lodge a fraud case report. And there is no one time pin required to go thru that 2 transaction as well ranting.gif

Any one here have similar experience before? Will the bank really charge me ? mega_shok.gif




This post has been edited by evoce9a: May 4 2017, 02:19 PM
evoce9a
post May 3 2017, 04:32 PM

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QUOTE(chiahau @ May 3 2017, 09:28 AM)
If you reported this fraud and it happened from no fault of yours, should be no problem.

Ask them to block the card and file a dispute immediately.

Don't wait.
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Reported & blocked my card immediately after receiving the sms . Cs said they only can file a dispute after the transaction billed .
I contacted the merchant which is is United State and request them to stop and investigate the transaction as well . Hopefully they able to stop it
evoce9a
post Sep 26 2017, 04:36 PM

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QUOTE(x3Kai @ Sep 26 2017, 01:59 PM)
nope

using premiermiles

went to bangkok and came back end of last month, showed air-ticket, was rejected (sub-card)
went to bangkok and came back middle of this month, didn't show air-ticket but the requested, rejected (principal-card)

on another note, went to plaza premium klia2, rejected entry as well cuz it's the Malaysian card
apparently cards from other countries still can enjoy the lounge, just not for CitiMY

don't think the benefits justifies the high annual cost anymore  hmm.gif
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I thought sub card can redeem free ride home as well if they swipe 3 times in overseas?

https://www.citibank.com.my/english/docs/pd...e_2014_2015.pdf

Eligibility
2. Subject to Clause 3 below, all principal and supplementary Citibank PremierMiles Visa Credit
Cardmembers who are residents of Malaysia are eligible to participate in this Complimentary
Ride Home ("Eligible Cardmembers").

This post has been edited by evoce9a: Sep 26 2017, 04:37 PM
evoce9a
post Oct 3 2017, 10:21 PM

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QUOTE(minde @ Oct 2 2017, 01:11 PM)
im currently on visa reward platinum...is there a better card to switch in terms of rewards and benefits ? currently the annual fee is rm600+ but i call to get it waived anyways...
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I think your card is Reward Signature card which has RM 636 annual fee ..
Rewards platinum do not have annual fee if you doesn't subscribe any 5x rewards point category ..
evoce9a
post Oct 5 2017, 02:56 PM

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QUOTE(avineshhh @ Oct 4 2017, 11:59 PM)
Yeah, was told to deposit 100k to be a Citi priority member first then only I'm entitled to pledge for the credit card. I said nevermind and walked away.
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What is so good about prestige card? Access to lounge worldwide? Other than that?
evoce9a
post Oct 7 2017, 04:45 PM

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QUOTE(carbnb @ Oct 6 2017, 07:49 PM)
So here's a story. I was offered the Visa Prestige card thru a SMS months back, just reply to accept and they will send it. I am currently holding only their Visa Clear card for 1 for 1 Coffee Beans.

Was told that they will 100% under no circumstances give a AF waiver and that if I accept, I have to pay the AF of RM1,060 immediately when my first statement comes.

Here's the other thing. They told me will give me back rebates of 200k points. But not immediate. 2-3 months later, depending on their promo, not guaranteed and because I already hold a card, I have to spend at least 12k in 2 months which is fine.

So I went and find out if my points can cover the annual fee and this is the turn off part.

200k points Cannot even cover 50% of the AF! Their points value is 42,900 points for RM100.

200k is worth like RM466 Only.

So I go back and see if the Benefits is worth it:

1. I still need to swipe 3x to get free limo ride which other cards also offer similar service.
2. I am only excited over 1 for 1 ticket at Gold Class GSC but that means I have to watch at least 10x to make it worth, and the kiamsiap-ness me figures... means i have to buy my partner free gold class ticket everytime ... so not a very good deal also haha (because u bring girl watch movie, they expect u to pay)  innocent.gif (girls dont be sensitive over this)
3. Probably the highest Insurance amount for a credit card at USD1m for me + family which is probably the only other thing that caught my attention.
4. Priority pass membership. But is only for myself and have to Pay RM90 for partner. So if i travel with partner or friends, easier to just use the rest of my credit cards for PPL.

Hope this is .... good research if u are still interested in this card smile.gif
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Are you a Citi gold or their priority member? This card seldom offer to normal card holder .

But the benefits seems like can't cover up the annual fee of 1,060 that can't be waive .And 200k bonus points is not guaranteed will be credit to your account as well . Sounds like its not a good deal to accept it
evoce9a
post Oct 17 2017, 05:58 PM

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QUOTE(fruitie @ Oct 17 2017, 05:05 PM)
OK, PremierMiles is approved. So fast, the best ever online application system I have ever seen. shocking.gif I'm absolutely impressed.

I tried to apply for Citi Rewards World MasterCard and Visa Signature but it doesn't have any card selection when I clicked on the link. It straight approved me for only VS and nowhere I can choose WMC. sweat.gif Called CS and they are checking now and will call me back.
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Wow . Online apply straight away approve? drool.gif
You are existing card holder for Citi or new application?
evoce9a
post Oct 17 2017, 07:45 PM

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QUOTE(fruitie @ Oct 17 2017, 07:11 PM)
Yes, got approval SMS within 5 minutes.
Existing.
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That was cool . Previouslly i request thru cs to add Premiermiles, they asked me to fill up form and email back to them , and also call me back to verify details only approve . I apply supplementary pm card for my wife together, they even ask me for my marrige cert even tough my wife is supp card of mine of their clear card

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