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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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chonghe
post May 18 2017, 08:12 AM

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QUOTE(mamamia @ May 18 2017, 07:59 AM)
They hope that cardholder forgot about the redemption and they can save the free gift with the personal data obtained from us? Such a lousy co.. I've been long time didn't go through ringgitplus for card application , last time I've no issue with them, it seem like after so many years, they change their management style? I heard my friend said in the last reply, the reply is quite rude n said that they've already spoken n informed my friend that there will be delay, sound like y he still don't understand what have informed, in fact, my friend didn't  receive any email or call from them within the 7 working days until he send a follow up email..
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really that bad? I am attracted to their PB Lazada voucher, thinking of applying Quantum and get RM200 voucher rclxms.gif
chonghe
post May 18 2017, 09:04 AM

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QUOTE(mamamia @ May 18 2017, 08:28 AM)
I don't think quantum card can get Lazada voucher from ringgitplus
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mislook, my bad
chonghe
post May 19 2017, 08:46 PM

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QUOTE(sweetpea123 @ May 18 2017, 01:17 AM)
http://www.lazada.com.my/citi/#citi-space
cannot apply ??? But promo ends Nov 2017  doh.gif
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has you successfully applied? how about others?
Interested in RM300 Lazada voucher
chonghe
post May 22 2017, 07:21 AM

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QUOTE(rhodon @ May 22 2017, 06:39 AM)
I apply it and get my card on Jan. Was told by cs the lazada rm300 voucher need to wait till campaign end then around 6 to 8 weeks later only can get the voucher. Is mean like around nov or dec only start getting voucher so I need to be extra alert because of annual fees on next year jan.

I heard if kena af we must pay then only can cancel, but after cancel will return back the pre paid af for the remaining months?
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thanks for the info. campaign ends Nov 2017, still long time to go. I can take my time to apply
chonghe
post Aug 19 2017, 05:10 PM

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Anybody applied online through Lazada got the lazada voucher after spending RM1500? After how long they would send the voucher code?

also how long they took from application to approval?

This post has been edited by chonghe: Aug 19 2017, 05:11 PM
chonghe
post Oct 22 2017, 06:23 PM

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QUOTE(ycgoh123 @ Oct 22 2017, 04:54 PM)
hi, wanna ask, normally the card after approved post to home/office will need to sign to take it right? or it is just put into the mail box only? thanks.
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snail mail, no need sign
chonghe
post Jan 5 2018, 03:18 PM

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yes I received the Lazada RM300 voucher through email today
chonghe
post Jan 5 2018, 04:41 PM

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QUOTE(Duckies @ Jan 5 2018, 03:30 PM)
Huh? What promotion is this?
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https://www.lazada.com.my/citi/
chonghe
post Jan 10 2018, 08:08 PM

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QUOTE(cheahcw2003 @ Jan 10 2018, 03:14 PM)
I took up the Citibank 0.99% BT - 6 months offer back in Sept 2017 which I think it is a good deal.  Under this scheme, I can pay any amount (as long as more than the minimum payment (of 5%)) during the 6 months tenure. If I pay any extra, the extra payment will go to settle my retail purchase first before goes to my balance transfer. 

Only today I found out that it is a big catch of this so called 0.99% p.a. BT promotion.

Once you take up the offer, all retail purchase will be charged financial charge of 15% p.a. from the day you swipe your credit card. The normal practice for retail purchase is if you swipe your card on 1st Jan, it will go to your Feb statement and you will be given 50 days, say the beginning of March to settle the retail purchases transactions.

But once take up the BT 0.99% offer, the financial charges started from 1st of Jan, so you no enjoying 50 days interest-free grace period. I called to Citibank hotline and this is what the CS explained to me. But the thing is this is not known to me in the first place, i felt i am cheated, and the modus operandi is so different than other bank's BT.
I call it a scam...

Any feedback from others? Do you encounter the similar situation? What is the solution?
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Sounds exactly the way HSBC BT works
If BT running and still want to swipe the only way to avoid interest is to transfer the swipe amount on the same day to the cc
chonghe
post Apr 6 2018, 08:56 PM

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QUOTE(SKY233 @ Apr 6 2018, 02:46 PM)
received sms asking me to increase CL.. and i replied yes...
so citibank will call us to verify ?  Or what? hmm.gif
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receive same sms too but thinking want to increase or not as rarely use the card
chonghe
post Aug 10 2018, 07:55 PM

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Called to cancel but was offered free AF for next year, so I decided to keep first
chonghe
post Aug 10 2018, 08:43 PM

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QUOTE(evoce9a @ Aug 10 2018, 08:35 PM)
Which card?
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Clear
chonghe
post Apr 21 2019, 08:33 PM

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QUOTE(cybpsych @ Apr 21 2019, 07:12 PM)
if u read the T&C >> RM500 Boost redemption code
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what is the difference? I presume the redemption code will add RM 500 to your Boost wallet and hence can withdraw?
chonghe
post Apr 21 2019, 09:11 PM

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QUOTE(cybpsych @ Apr 21 2019, 08:49 PM)
i guess so. never gotten any code to key in before  laugh.gif

boost has the feature to add "redemption code"
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Use Bigpay top up RM1k (assume eligible since online), withdraw 1k, got 500 boost which can withdraw too, net earn RM490++ in no time?

WOW rclxms.gif
chonghe
post May 5 2019, 10:29 AM

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QUOTE(kop2299 @ May 3 2019, 11:51 AM)
For that 1000 spending, Can i reload BOOST to qualify? I submitted application just only for the 500 boost code.
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have you heard from Citibank? I submitted one week ago but haven't heard back anything
I also just want the boost code, lol
chonghe
post May 11 2019, 10:17 AM

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QUOTE(ftan @ May 11 2019, 05:35 AM)
Got the approval by sms and email. Now waiting for the card to arrive.
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May I know when you apply? Mine already 2 weeks still no news
chonghe
post May 18 2019, 02:41 PM

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QUOTE(ftan @ May 16 2019, 07:22 AM)
Sorry, just logged in and saw your post. I applied on April 29. So it’s about two weeks.
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No worries. Mine got approved waiting for card now
hope top up Bigpay entitled for RM500 voucher, lol
chonghe
post May 21 2019, 05:27 PM

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QUOTE(ftan @ May 18 2019, 04:38 PM)
I’m still waiting for the card. It’s about 5 business days already. Hopefully, can get it soon.
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I am still waiting too. It is already like 1 week +, not sure what is going on
chonghe
post May 22 2019, 11:19 AM

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QUOTE(lyc1982 @ May 22 2019, 10:23 AM)
be prepared to wait for 4 weeks if you are located in EM
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how long it takes for KL city area? I used to receive some letters the next working day or two even if it is slow mail
chonghe
post Jun 4 2019, 03:25 PM

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QUOTE(Zekai1999 @ Jun 3 2019, 07:07 PM)
Just received my New citibank cash back credit card.
Any new holder like me and successful to get rm25 rebate?
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I can't despite calling CS. Did you?
Anyone successful waiving SST for new card?

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