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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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SUSDavid83
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 Nov 9 2017, 07:54 AM
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QUOTE(realitec @ Nov 9 2017, 07:41 AM) Morning, finally i got my Citi credit card. Complimentary annual fee for the 1st year. (Just swipe your card 3 times within 60 days of the approval date.) Can you please get me to understand the sentence above? Wonder if i purchase reload card RM10 for 3 transactions, would my annual fee being waived? I have 2 credit card got the same complimentary annual fee, hence i will need to swipe 3 times for each card right? Any other cheaper method instead of reload card? Use Paywave at McD. You can buy RM 1 ice cream with that method.  |
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SUSDavid83
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Nov 9 2017, 09:10 AM
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QUOTE(realitec @ Nov 9 2017, 08:22 AM) Cool! Is it possible if i buy 3 at once? but swipe 1 by 1. It depends on the cashier. |
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SUSDavid83
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Nov 9 2017, 09:11 AM
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QUOTE(Holiao909 @ Nov 9 2017, 09:06 AM) Hi guys Quick question. I got my citibank CC this year but didnt activate it. A few months later, i received my CC statement via email and I am charged with annual fees. Is it mandatory to pay? I didnt even swipe once. Applied just to help a friend Just call the CS to cancel it. Otherwise, you're obligated to pay even though you don't use the card. |
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SUSDavid83
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Nov 10 2017, 10:35 PM
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QUOTE(sleepwalker_00 @ Nov 10 2017, 10:09 PM) Just check my monthly statement, being charged for RM150 - AIA Cancer care. Is there any way to cancel it?? Did you receive call from AIA first? There's a cooling period for this. You should have received the policy right? |
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SUSDavid83
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Nov 11 2017, 08:04 AM
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QUOTE(sleepwalker_00 @ Nov 11 2017, 07:26 AM) I have not received the policy yet, how to cancel?  Call back the AIA number they called you? 03-27876886? |
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SUSDavid83
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Jan 3 2018, 10:00 AM
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QUOTE(joevo2 @ Jan 3 2018, 09:21 AM) Sifus is point better or cash back better? Citibank cleat vs cashback Individual taste if you ask me. |
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SUSDavid83
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Jan 3 2018, 12:54 PM
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QUOTE(LostAndFound @ Jan 3 2018, 12:50 PM) 'Taste'? It's quite objective to define the worth of the point (in terms of cash) based on items which it can be exchanged for. It's like saying between having RM1 note and RM5 note is matter of taste based on colour. Clear card got other benefits that Cash Back card doesn't have also. |
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SUSDavid83
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Jan 3 2018, 01:04 PM
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QUOTE(LostAndFound @ Jan 3 2018, 12:56 PM) But he's asking about points vs CB wor.... His subsequent sentence is more specific? "Citibank cleat vs cashback" |
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SUSDavid83
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Jan 5 2018, 08:09 AM
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Received email regarding: » Click to show Spoiler - click again to hide... « Important Notice - Changes to Citi Card Terms and Conditions on Minimum Monthly Payment wef 22 January 2018
Please note that effective 22 January 2018, your Citi Credit Card Minimum Monthly Payment will be revised to the below:
5% of Current Balance* + 100% Goods & Services Tax (if any)+ 100% Monthly Instalment
(if any)+ 100% Past Due amount (if any); OR
RM 50; whichever is higher
*Current Balance = Retail transactions (if any)+ Balance Transfer amount (if any) + Cash Advance amount (if any) + Finance charges and Fees (if any)
This revision is applicable to all Citi Credit Cards.
Thank you. |
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SUSDavid83
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Feb 3 2018, 05:57 AM
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Received 1% Cash Back on Overseas Spend- Batch 2 ---> RM 6.54
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SUSDavid83
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Feb 3 2018, 05:41 PM
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QUOTE(cybpsych @ Feb 3 2018, 05:39 PM) WTF If < RM 1500 spending, the cash back is like peanut! |
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SUSDavid83
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Feb 3 2018, 06:09 PM
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QUOTE(raymondtong94 @ Feb 3 2018, 05:56 PM) I use my cash back card quite often when it comes to refuelling. Time to consider other banks for that particular category. Aim for MBB VS FCB |
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SUSDavid83
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Feb 5 2018, 09:59 AM
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Starting March 1st, 2018, they're revising 2% cash back on Telco & Pharmacy to 0.2%!  The only thing I like about this card is 2% on Pharmacy! Now, have to look for other CC! This post has been edited by David83: Feb 5 2018, 10:07 AM |
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SUSDavid83
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Feb 5 2018, 10:27 AM
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QUOTE(joevo2 @ Feb 5 2018, 10:25 AM) 2% use Maybank FCB Visa better 2% everything everyday, all transaction. If Maybank 2 card then Amex 5% weekend only all transactions. Is good that they actually revised to include grab ride. but the 1.5k above requirement damn turn off I'm aware of those two CCs from MBB. I failed to get them. I'm cleaning my CCRIS record now. |
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SUSDavid83
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Feb 5 2018, 10:42 AM
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QUOTE(joevo2 @ Feb 5 2018, 10:35 AM) Interesting... I can't get Citibank but can get Maybank 😂 I got Citibank prior to the addition of PTPTN into CCRIS. |
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SUSDavid83
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Feb 6 2018, 10:21 AM
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QUOTE(mylee181 @ Feb 6 2018, 10:20 AM) yeah, just noticed the revision. It's not worth the annual fee? Definitely not! The categories are capped to RM 60/40. |
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SUSDavid83
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Feb 6 2018, 10:44 AM
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QUOTE(mylee181 @ Feb 6 2018, 10:41 AM) The benefit getting worse That's even if you can meet monthly spending of RM 1500/1000. Otherwise, your cash back is like peanut at 0.2%. |
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SUSDavid83
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Feb 6 2018, 11:42 PM
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QUOTE(ProxMatoR @ Feb 6 2018, 11:40 PM) basically it is the longer you are citibank customer, the more points you can collect... yeah, cash back is getting worse.... what is this referring to? I don't get it yeah it is. but not that attractive to me.  The revised cash back mechanism starting March 1st:  |
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SUSDavid83
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Feb 7 2018, 12:00 AM
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QUOTE(ProxMatoR @ Feb 6 2018, 11:59 PM) Yes I know this. I mean, what do you mean by the category RM60/40 ? Can you read the # statement at the bottom of the table? Each category is capped with RM 15/10 depending on card level. |
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SUSDavid83
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Feb 7 2018, 07:36 AM
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QUOTE(kyle_kl @ Feb 7 2018, 06:36 AM) What happen to my current less than RM20 cb accumulation after 1st March? Will it post to statement under new t&c? Read the table titled "Cash Back Auto-Redemption" in the same post. |
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