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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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hakkai0810
post May 9 2020, 12:40 AM

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QUOTE(2xMachina @ May 8 2020, 08:28 PM)
Hmm, can anyone confirm for me, for Citibank Cashback....

Say, KFC delivery/Dominos online etc, is consider dining or not.
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KFC delivery is counted as dining, not sure for Dominos.
hakkai0810
post May 20 2020, 11:02 PM

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QUOTE(Dongibab @ May 20 2020, 09:21 PM)
Thank you for your recent SIMPLICITY+ MASTERCARD credit card application.
After a thorough review, we regret to inform you that we are unable to proceed to your request for a Citi credit card at this point in time.

Does this mean my application is rejected?

My confusion comes from their choice of words.
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regret = fail, they dont want to hurt your feeling lol
hakkai0810
post Jun 11 2020, 09:03 PM

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QUOTE(Kyan0411 @ Jun 11 2020, 07:34 PM)
Yesterday called CS, unwilling to waive service tax for me because my card is just 2 months old. She asked me to try again next year.

Also asked about foodpanda, she said is considered 'dining' which make sense because i didnt get cashback for a big transaction on foodpanda as my dining category is maxed out.

But, my friend who only swipe on foodpanda get 0.02% for that (spent above 500). Doesnt reconcile. Anyone can enlighten/share experience?
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Foodpanda can be dining / food delivery category depend on the trx description. If i not mistaken, if the desc is FOODPANDA APP then its consider dining. Other than that will be Food delivery.
hakkai0810
post Jun 28 2020, 09:33 PM

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QUOTE(victorian @ Jun 28 2020, 09:23 PM)
Got charged RM25 service tax today, my card is Citi Clear MasterCard. any idea if Citibank is offering SST waiver in the form of cashback? And if yes how much do I have to spend/swipe?

Thanks ya
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U need to call/live chat the cs to know more bout the cashback as its not guaranteed for every customer. I got it without any spending req tho after call the cs.
hakkai0810
post Nov 8 2020, 01:40 PM

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Any1 have experience using the cashback to offset when making the payment for statement balance?
Is Citibank treat cashback separately from payment like CIMB?

Thx

This post has been edited by hakkai0810: Nov 8 2020, 01:40 PM
hakkai0810
post Nov 16 2020, 09:31 AM

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QUOTE(coolguy99 @ Nov 16 2020, 08:49 AM)
No not yet. I just applied.  biggrin.gif

Update: got rejected. don't know what happened lol. Maybe my tenure with my new company is not what they are looking for? Close to 2 years but not yet.

Thank you for your recent request to increase your credit limit.
Please note that your application is not approved as you have not met some of the requirements of our internal assessment. Your credit limit remains unchanged.
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Luckily they no lower ur CL. I rem come across few post that Citi will lower ur CL even tho you request to increase lol
hakkai0810
post Feb 4 2021, 05:22 PM

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QUOTE(Lifeblurboi @ Feb 4 2021, 11:13 AM)
Citibank debit card are not allowed to be use on ewallet?
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Cannot use in Bigpay and Gopayz from my exp. Can use in TNG.
Checked with live agent, They say Citi block those app / ewallet with high risk of scam happened but there are no specific list of merchant that they block. Have to try and error

This post has been edited by hakkai0810: Feb 4 2021, 05:23 PM
hakkai0810
post Mar 3 2021, 09:27 AM

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QUOTE(Return of The King @ Mar 3 2021, 12:35 AM)
pertaining to the  – 2021 Monthly Mega Sale Day
if i split the spending and ensure the total amount is a minimum RM500, still consider valid for RM25 cash back?
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I believe you need to do 1 trx which min is RM500. Not splitting into multiple trx which sum up to 500
hakkai0810
post Apr 28 2021, 09:35 AM

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only receive 225. None of the trx posted earlier, didnt expect so competing :x
hakkai0810
post May 9 2021, 11:24 AM

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Feels like citi campaign like to do multiple trx to get the cb >_>
hakkai0810
post May 9 2021, 12:54 PM

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QUOTE(spreeeee @ May 9 2021, 12:26 PM)
coz citi rewards annualfee is quite expensive.. wonder what is the condition to waive it.. u got experience?
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just call to ask them can waive o not will do lol. They waive directly my PM AF when i call them on this. Like few hundred usage only per year for the card.
hakkai0810
post May 14 2021, 12:18 PM

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if the reversal of AF happen after the statement generated, can we pay the amount excluding the AF reversal for citi?

Any 1 got exp for this? Thanks
hakkai0810
post May 15 2021, 12:31 AM

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QUOTE(darien99 @ May 14 2021, 01:56 PM)
cannot, must pay 1st
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QUOTE(adele123 @ May 14 2021, 09:27 PM)
it's safer to follow the advice below. but usually i will minus off any cashback for almost most banks i have.
^ i wont say it's "must". certain banks do allow actually
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Thx for the advice. Will pay in full for statement smile.gif
hakkai0810
post Aug 3 2021, 10:29 AM

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QUOTE(saitong09 @ Aug 3 2021, 08:57 AM)
Cash back for MAY 2021 SPEND & GET CAMPAIGN 25x rm50

02/08/2021 Trans Month 1 Cash Back  RM 150.00
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QUOTE(ChiaW3n @ Aug 3 2021, 09:53 AM)
I got 150 too but I don’t know what campaign is this too many campaign from Citi
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Did u guys reload to tng? I reloaded tng 25x on 9/5 but didnt receive the cashback sad.gif
hakkai0810
post Aug 3 2021, 12:25 PM

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QUOTE(saitong09 @ Aug 3 2021, 11:28 AM)
yes, tng on 9/5
When you reloaded tng?
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9/5. I reload using saved card method
hakkai0810
post Aug 19 2021, 03:50 PM

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QUOTE(ffsynx @ Aug 19 2021, 03:32 PM)
Hi all,

Pertaining to this post:
» Click to show Spoiler - click again to hide... «


I'm currently looking for CC that can cover above spending, and so far Citibank Cashback CC ticked most of the checkbox.
However my application was outright rejected by the system.
I confirmed my CCRIS record is all 0, DSR still in positive range, working with current company for >5 years, even my CTOS score is 753/850.
[attachmentid=10952593]
Anyone know what are other Citibank's criteria for credit card application?
Was also told can only reapply again after 6 months sad.gif
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You apply thru online or email form? I rem first stage approval is from the system itself. Mayb you have credit utilization rate is high?
I remember before i apply for citi, i clear all my credit card balance before end of month so the utilization rate is low.

But with this pandemic situation, i guess mayb the bank are setting more condition (e.g check if the job sector is high risk or not) before approving cc

This post has been edited by hakkai0810: Aug 19 2021, 03:55 PM
hakkai0810
post Aug 20 2021, 11:16 PM

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QUOTE(Kyan0411 @ Aug 20 2021, 05:37 PM)
RM150 tor month 2 is in 😊😊
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This is for the reload 25x RM50 get RM150 campaign?
hakkai0810
post Oct 28 2021, 08:57 AM

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QUOTE(poweredbydiscuz @ Oct 28 2021, 02:03 AM)
Q3 ewallet cashback is in.
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GG the competition so strong. Only got RM5 in Q3 cry.gif
hakkai0810
post Oct 28 2021, 09:05 AM

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QUOTE(poweredbydiscuz @ Oct 28 2021, 09:03 AM)
RM5? How much was your monthly spend?
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1st day of month - 3 trx (425, 425, 150)
mega sales day -1trx (500)
all done within 1st min iirc

wonder is it tng saved card is culprit doh.gif

This post has been edited by hakkai0810: Oct 28 2021, 09:30 AM
hakkai0810
post Oct 28 2021, 11:29 AM

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QUOTE(lowyat101 @ Oct 28 2021, 11:08 AM)
i think rm5 is not from this campaign right? could it be from the other one with either CB or contest entries?
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Confirmed is Q3 ewallet haha.

QUOTE(lowyat101 @ Oct 28 2021, 11:11 AM)
all done using TnG eWallet? maybe you check back, what's the exact time? coz TnG eWallet can see up to the seconds.

just did it for another bank's cc using TnG ewallet as shopeepay keep asking for TAC, it's shown as 00.00.06, not sure if this is good enough to win  hmm.gif  hmm.gif
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Juz notice my jul and aug is between 00:00:30 > 00:01:00. So mayb juz not fast enough. Lets c in last q

QUOTE(joetiew @ Oct 28 2021, 11:20 AM)
Mega sales day needs 2 trx right?
This Q3 I only get RM25 x2 (for mega sales), so far never win any 1st day month reward :-(
Q1 & Q2 also the same
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Megasales i think min spend 500 will do.


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