iirc ,shopee discount alot of tnc (e.g. preferred seller / mal)l. Have u check tnc for the promotion and see if the item is bought matches the seller type?

This post has been edited by hakkai0810: Jan 23 2019, 09:21 AM

as its only first 100 FCFS and base on their page review, you need to be really lucky to get the gift lol

i think i saw somewhr in this forum before one of the criteria for cc approval factor is MUE (20x of ur income). If your total CL exceed that, ur cc application wont be approved.

I kena once from Alliance bank and the agent did mentioned the rejection reason could be MUE as the stupid ambank give me another high CL card that dont have any benefit without my consent and this card burst my MUE lol.

So pro and cons i guess.

This post has been edited by hakkai0810: Mar 25 2019, 06:12 PM

no idea lol, tried google but cant find the term for it, i rem i saw this is alliance cc thread

you mean total CL of all ur cc is 40x of ur salary and you still can get new cc approved? mayb you are the high income 1, so case by case mayb. But i did encounter this on alliance cc application tho

hi sifus, got 1 question regarding citibank cc. Tried to ask the cs but they are not very helpful.
_<
I applied my first citibank cb plat and it get approved during this week. According to the promotion, new to bank customer is entitled for 3 year AF waiver once activated the card. Now i am interested in applying second citibank cc which is the citi reawards, just wondering will this second cc entitled for the 3 year AF waiver as well or not?

Is it AF usually waived for first year? If yes, i think i can apply the rewards cc first and think about the AF later

TIA

yeah tats wat i confuse on the campaign. Not sure if first year AF is waived or not if i not eligible 3 yr AF waiver for the second card, if its waived for the first year, i can apply and worried next year

The CS keep telling me they cant advise on the TNC as its differ by marketing team even though i tried to give them the TNC link zzz

This post has been edited by hakkai0810: Mar 27 2019, 01:54 PM

ok noted. As long as first year AF is waived ok for me i guess, use first worry later

Glad to hear that

got my cb plat card today. Surprisingly fast for the delivery
Approval SMS on Monday evening and got the card today.

Just wondering for is it too late for me to make transaction to utilize for march cb since 30 and 31st is weekend.
The cb and 1.5k min spending is traced by calendar month right?

Any1 can advise on this?
Thanks in advance.

thanks for highlighting it, missed out the billing month term >_<

dont think your point is enough convert to AA. Need minimum of 3.8k point for 500 Bigpoint.

https://www.airasiabig.com/my/en/point_conv...tibank-malaysia

hi sifus, just wondering is there any announcement the redemption rate of PM changed to 100PM : RM1?

I notice that samsung pay trx is having 100PM : RM 1 rate. However, the citibank online still use 80PM: RM1 rate. Contacted CS, according to them the 100PM : RM1 is effective on Oct 2018, but they unable to provide any official link / announcement...

Most recent revision i found is effective March 2018, 80PM : RM1

This post has been edited by hakkai0810: Apr 23 2019, 05:13 PM

Agreed on ^. Applied through booth and the sales person mentioned if can get conditional approval from the system , success rate is 90%.
Even though my ccris rating is not nice i believe(applied quite some cc since last year), still able to get approved

This post has been edited by hakkai0810: Apr 29 2019, 01:42 PM

i choose to pay by card upon receiving the item for tesco online, eligible for cashback. Not sure if pay thru web eligible or not.

yeah.

the tnc got mentioned existing cardholder also entitle for it? I thought only new to bank cusutomer.

but for the normal cashback visa tnc didnt say only for invited card member right?

i mean this tnc, since the tnc didnt mentioned the campaign is restricted to invited cardmember only
2020CITI eWALLET CAMPAIGN–CASH BACKVISA
https://www.citibank.com.my/global_docs/eWa...t2020CBVisa.pdf

yeah since the tnc didnt mentioned invitation so juz reload

This post has been edited by hakkai0810: Feb 10 2020, 12:56 AM

called to ask bout AF and SST for all 3 card. Surprisingly the cs waive all the AF and give cashback for sst without much question asked.

the cs did mentioned now having promotion because of the situation when i asked. But she say she did upfront AF waiver for me, not sure if this gonna works or not. Need monitor next month statement to further confirm.