And here we are, another perfect example. Please read the last 2 pages.

really cannot stand the agent blatantly lying thru their teeth...free entrance to airport lounge somemore.

must be some senior agents taught/trained their juniors to sell in this way.

no ler last time not this bad..must be new generation, creative and dynamic

Well, give them a benefit of doubt, they might not study well on their products before selling. Only see free PPL access but didn't check the TnC attached to it.

Wow pretty good huh 8 pcs haha. Must be having good annual income for you ?

Yes need to spend rm300 in a month. Also its capped at rm40 so up to rm800 per month on groceries/dining. Doable. Luckily no minimum spend or x number of transaction req.

Hmm... actually is true also, there is FREE entrance but come with T&C apply only.

Just that, the sales person mentioned half of it, as for customer who apply it, need to make sure whether come with some T&C or not and ask for it, in the same time if the sales person said "No" then only can determine this is lying.

They are trying to use the communication tactics to attract more sales.

Example: HSBC sales person, promoting HSBC card with 8% cash back

my agent told me the T&C for free entrance is,

we must spend an amount(can't remember the amount ) on 60days b4 using the free entrance

According to the victim, she is not aware that it is a credit card product and i assumed she is not being told so too. This alone is a violation. Anyway, I am putting a large blame on the victim too.

One advice. Don't listen to agents. Read the T&C yourself.

Plaza Premium Lounge Access (PPL Access)
a) Entitled to enter one (1) of the following seven (7) Plaza Premium Lounges one (1) time per month:
Kuala Lumpur International Airport
Kuala Lumpur International Airport 2
Senai International Airport
Langkawi International Airport
Penang International Airport
Kota Kinabalu International Airport
Kuching International Airport
b) Awarded to existing cardmembers who spend a minimum of RM500 per month in the past 3 months, or to new cardmembers who swipe a minimum RM500 within 60 days of card approval date for first time complimentary access.
c) Supplementary Cardmembers and accompanying guests enjoy 50% off published rates.

Valid until 31 December 2015.

this the one ?

Yup

i applied of uob one card, he told me the first 2 yrs is free for annual fees,

third year will auto waive with minimum of 12 swipe, is that true. can't find on the first page abt this

This one have to wait for UOB onecard sifu. I never own UOB onecard before

don't think so for minimum 12x swipe to waive one card af. unless it's a new update.

when i applied the One card, sales person told me like that too, but i doubt it, coz so many users kena charged the annual fee.

[QUOTE]

maybe need to call cs

[quote=KB1,Aug 18 2015, 11:03 AM]
[QUOTE]

maybe need to call cs

[/quote]

Will call cs b4 my card's anniversary on feb next year

Nope, no good annual income. Ikan bilis only.
Anyone who has more than 36k annual income and above can have as many as your wish, of course subject to banks' approval as well.