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Credit Cards UOB Credit Cards v4

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IronManz
post Aug 17 2015, 10:27 AM

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QUOTE(N33d @ Aug 17 2015, 10:18 AM)
bullsit!
uob does not always want to giv multiple card, just the agent

u can complain to uob about that agent.
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I think many replies here are saying UOB give extra cards that they don't apply. Perhaps those agent ticks after they signed the application form??!!

That's kinda serious!!
IronManz
post Aug 17 2015, 10:33 AM

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QUOTE(victorywp @ Aug 17 2015, 10:26 AM)
it's not uob problem, it's the agent problem.

as per mentioned by Human Nature in post #324, send this below to bnmtelelink@bnm.gov.my
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But the complaint is regarding bank gives cards that we don't apply.
But indeed in my application form, 4 cards were ticked!!

So the agent is the problem, should complain to UOB about the agent?!
But from UOB point of view, their staff is just trying to make more sales... rclxub.gif
fruitie
post Aug 17 2015, 10:35 AM

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QUOTE(chiahau @ Aug 17 2015, 09:16 AM)
If unifi can get CB , please inform me.

Coz every month I got 3 Unifi bills to pay laugh.gif

Thanks.
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I'll inform here if really can get CB...

QUOTE(kelvinlzy @ Aug 17 2015, 09:23 AM)
Congraz! Did you request the card to be sent to your billing address or collect at the branch?
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Sigh. I said send to office, yet they are sending to my hometown. doh.gif
Now I really need to stop them from sending to my hometown but officer is only free to call me back within 24H. doh.gif

God bless me.
sj0217
post Aug 17 2015, 10:38 AM

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QUOTE(fruitie @ Aug 17 2015, 10:35 AM)
I'll inform here if really can get CB...
Sigh. I said send to office, yet they are sending to my hometown. doh.gif
Now I really need to stop them from sending to my hometown but officer is only free to call me back within 24H. doh.gif

God bless me.
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Me too...

Asked them please send to office address, however get to know from CS that the card actually send to home address doh.gif
fruitie
post Aug 17 2015, 10:41 AM

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QUOTE(sj0217 @ Aug 17 2015, 10:38 AM)
Me too...

Asked them please send to office address, however get to know from CS that the card actually send to home address  doh.gif
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The problem is I won't be at home to receive it. doh.gif
If use normal post, still OK... If courier then gone case. doh.gif
sj0217
post Aug 17 2015, 10:43 AM

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QUOTE(fruitie @ Aug 17 2015, 10:41 AM)
The problem is I won't be at home to receive it. doh.gif
If use normal post, still OK... If courier then gone case. doh.gif
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Normal post will do as confirmed by CS
fruitie
post Aug 17 2015, 10:53 AM

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QUOTE(sj0217 @ Aug 17 2015, 10:43 AM)
Normal post will do as confirmed by CS
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This is what she told me as well.

Now I just remembered I won't be at home for a month to collect from my parents. Luckily I will only use it for online only. blush.gif

Really God bless me. Have you got yours?
Human Nature
post Aug 17 2015, 11:05 AM

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QUOTE(IronManz @ Aug 17 2015, 10:10 AM)
Last weekend I signed up the credit card at Pxrxdxgm Mall with a SA, all I wanted was only the One Card, but she ticked 4 cards for me, while she was ticking, she told me that no matter how, UOB will be giving the other 3 cards to me as my income is eligible for them. She didn't let me have a chance to stop her!

I feel like I had been cheated. The cards include PRVI Miles & Preferred Platinum. I found those cards are really redundant! I don't understand why UOB always want to give multiple cards when we apply (I used to be UOB credit card holder, long time ago).

Since my application form was ticked to apply 4 cards, I can't complain to BNM right?   vmad.gif

I should stop my application that day!!
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QUOTE(IronManz @ Aug 17 2015, 10:33 AM)
But the complaint is regarding bank gives cards that we don't apply.
But indeed in my application form, 4 cards were ticked!!

So the agent is the problem, should complain to UOB about the agent?!
But from UOB point of view, their staff is just trying to make more sales...  rclxub.gif
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After reading that you are aware that the agent ticked 4 cards and yet you fail to stop here, to be frank with you, you are partly at fault here.

Anyway, complain directly to Bank Negara and state clearly what the agent told you and describe how the agent stopped you from stopping her. Need to teach her a lesson. At the same time, you need to learn on how to say no.

This post has been edited by Human Nature: Aug 17 2015, 11:06 AM
laymank
post Aug 17 2015, 11:12 AM

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QUOTE(Human Nature @ Aug 17 2015, 11:05 AM)
After reading that you are aware that the agent ticked 4 cards and yet you fail to stop here, to be frank with you, you are partly at fault here.

Anyway, complain directly to Bank Negara and state clearly what the agent told you and describe how the agent stopped you from stopping her. Need to teach her a lesson. At the same time, you need to learn on how to say no.
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Well said, Human Nature!

Forcing you to take up credit cards that you don't want is as good as forcing to take up a loan that you didn't want to apply for.

The agents are eager to meet their monthly sales quota by putting up fake 'bank enforcement rules'.
Learn to say NO!
sj0217
post Aug 17 2015, 11:13 AM

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QUOTE(fruitie @ Aug 17 2015, 10:53 AM)
This is what she told me as well.

Now I just remembered I won't be at home for a month to collect from my parents. Luckily I will only use it for online only. blush.gif

Really God bless me. Have you got yours?
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Still waiting, should be reach within 2 days
fruitie
post Aug 17 2015, 11:15 AM

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QUOTE(sj0217 @ Aug 17 2015, 11:13 AM)
Still waiting, should be reach within 2 days
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So will be sent to your preferred delivery address or home? smile.gif

This post has been edited by fruitie: Aug 17 2015, 11:16 AM
aizatrazali6
post Aug 17 2015, 11:28 AM

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Hi guys,

I'm new here and I'm also new user of UOB cc. Want to ask. Let say my card limit 10k. for the 1st month i use 5k. so it is possible for me to pay monthly for the next month? how they calculate?

Thank you, i'm still blur..haha rclxub.gif rclxub.gif rclxub.gif
IronManz
post Aug 17 2015, 11:36 AM

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QUOTE(Human Nature @ Aug 17 2015, 11:05 AM)
After reading that you are aware that the agent ticked 4 cards and yet you fail to stop here, to be frank with you, you are partly at fault here.

Anyway, complain directly to Bank Negara and state clearly what the agent told you and describe how the agent stopped you from stopping her. Need to teach her a lesson. At the same time, you need to learn on how to say no.
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Yeah, I only realized that I should have said NO after that, coz I had UOB cards before, also received 1 extra card after applying. So I believed what she said that UOB likes to give extra card even though she didn't tick! Sigh... learnt a lesson here, thanks for all sifu's comments!!
Human Nature
post Aug 17 2015, 11:38 AM

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QUOTE(IronManz @ Aug 17 2015, 11:36 AM)
Yeah, I only realized that I should have said NO after that, coz I had UOB cards before, also received 1 extra card after applying. So I believed what she said that UOB likes to give extra card even though she didn't tick! Sigh... learnt a lesson here, thanks for all sifu's comments!!
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I still advice you to lodge a complaint.
sj0217
post Aug 17 2015, 11:42 AM

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QUOTE(fruitie @ Aug 17 2015, 11:15 AM)
So will be sent to your preferred delivery address or home? smile.gif
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Home address doh.gif

But luckily is not as per IC hometown address haha

By the way, wanna check that is the late payment charge will be imposed on unbilled transaction or when statement out?

Recently I noticed that I have paid less RM0.10 doh.gif after 10 days passed, only paid off another RM0.10

Due date - 1 Aug
Payment made for RM0.10 on 10th Aug

So far, I didn't see any late charge on my unbill transaction
fruitie
post Aug 17 2015, 11:51 AM

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QUOTE(sj0217 @ Aug 17 2015, 11:42 AM)
Home address  doh.gif

But luckily is not as per IC hometown address haha

By the way, wanna check that is the late payment charge will be imposed on unbilled transaction or when statement out?

Recently I noticed that I have paid less RM0.10  doh.gif  after 10 days passed, only paid off another RM0.10

Due date - 1 Aug
Payment made for RM0.10 on 10th Aug

So far, I didn't see any late charge on my unbill transaction
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I have never encountered though but I heard it is in the next statement.
fkinmeng
post Aug 17 2015, 02:46 PM

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anyone applied for PRVI Miles yet?

not sure if the annual fee will be waive-able. hmm.gif
TSvictorywp
post Aug 17 2015, 03:08 PM

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QUOTE(cybpsych @ Aug 14 2015, 10:03 PM)
posted at main site now biggrin.gif

user posted image
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"kidnapped" your prvi banner and updated to page 1. laugh.gif
onlinepaycheck
post Aug 17 2015, 03:51 PM

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QUOTE(victorywp @ Aug 17 2015, 03:08 PM)
"kidnapped" your prvi banner and updated to page 1.  laugh.gif
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I agree about advice to lodge complaint against agents who manipulated against consumers wish. This is to protect consumers and also the decent agents who are working hard to earn their commission in an honest manner. I have blacklisted some agents and informed my friends too because they applied wrong cards for me. Ineffective = no commission (I canceled cards before activation)
hlng08
post Aug 17 2015, 04:06 PM

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Not the case for me. I still remembered that last time when i applied for One card, the staff told me that it would come with prefered plat if u are eligible for it. I said no, if like that i want to cancel the application. Then she said if u only need One card, i can remark on the application form. Then she just cross out all the other cards option and write down only for One card blah blah blah. They can do it for just one application but depends on the staff. Maybe my agent is directly from uob card department.

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