Hi, I am kinda new here..
After reading your threads, I decided to apply for VOX credit card last month.
After waiting for 3 weeks, I called CS and was told that it was rejected. 
I have no finance history and this was my first card.
Any idea why it was rejected? Please?

Hi, I am kinda new here..
After reading your threads, I decided to apply for VOX credit card last month.
After waiting for 3 weeks, I called CS and was told that it was rejected. 
I have no finance history and this was my first card.
Any idea why it was rejected? Please?

But I fulfilled all their requirements..sigh~
Any recommendation for first card application?

First application is like this, high possibility will be reject by bank due to no financial background, bank has no record can be refer your payment history

You can apply other banks of card

First application is like this, high possibility will be reject by bank due to no financial background, bank has no record can be refer your payment history

You can apply other banks of card

Sob~At least give me a chance..
Where did you guys get your first card?

Sob~At least give me a chance..
Where did you guys get your first card?

I just tried other banks of cards until successful

Then only apply other cards after using couple of months

My first card was CIMB Direct Access back in 2010 which is no longer available. It was a card for fresh grads.
Then, Maybank called to offer me M2Cards and after that I kept adding and cancelling some as well. Today, 6 years after that, I have 12 cards.

Try applying from the bank which your salary is credited to.

Wow, 12 cards?! Awesome..
Hmm, good idea..Salary credited bank..
Easier to be approved by them?

Thanks for all the help.
I wanted a CC for online purchases that's why I applied for VOX which is apparently best for online shopping.
Guess I have to try other banks..Really wanted the VOX card though..

i received UOB preferred platinum card couple weeks ago and hvn activate...if i dun want to use, can i not activate it and just leave it there?or i still need to call CS to cancel it?

Hi, I am kinda new here..
After reading your threads, I decided to apply for VOX credit card last month.
After waiting for 3 weeks, I called CS and was told that it was rejected. 
I have no finance history and this was my first card.
Any idea why it was rejected? Please?

But I fulfilled all their requirements..sigh~
Any recommendation for first card application?

Sob~At least give me a chance..
Where did you guys get your first card?

Thanks for all the help.
I wanted a CC for online purchases that's why I applied for VOX which is apparently best for online shopping.
Guess I have to try other banks..Really wanted the VOX card though..

Dear Sir,

Good day.

I'm writing to file a complain on HSBC bank that decline my application without any reasons given despite I've fulfilled their minimum requirement.

Since they refused to disclose the reason, therefore I want to escalate this to Bank Negara Malaysia to instruct HSBC to disclose the reason why my application being declined despite I'm debt free, annual income is over their published minimum income requirement for that particular credit card.

I believe that as a consumer I have the right to know the reason why being declined and this seriously affecting my good credit reputation.

I'm looking forward to hearing from you.

Thank you.
Regards,
xxx

If you looking for online shopping, you may try CIMB Rebate Card

otherwise, you may want to try sending something like this to bnm. 

If you looking for online shopping, you may try CIMB Rebate Card

I tot UOB VOX card can offer more benefit compare with cimb card?