no need, jz make sure u use ur uob card to make payment (and of coz from the link), 7% off is on the spot

1st of all, pump only bhp

btw, i heard the petrol cash back has limit every month, is it true?

i.e. every month bank only release cash back of rm10K (forgot the amount) for all uob users who pump petrol. if let's say on the 15th already reach the quota of rm10k, then subsequent days will not have cash back granted. we will also not know when the quota reached, as bank will not inform

some one clarify please. hope this is not true.

so the cash back is guaranteed for each credit card user (of course as long as meet the condition)?

yes, bhp will have extra smart cash for u, other petrol station no have

tried reload at bhp sri damansara and uptown yesterday, they informed 'tng' habis.. any1 know y?

just to clarify the smart$cash can be earned daily, right? not necessary to be weekend, right?

simple annual fee also cannot waive, then no point having this card already

agree, i called once for fee waiver too and approved. this is the first time i heard due to cash back card then no waiver.

i booked a room today (monday), expected to get 7% discount. but the discount was not reflected during payment, called up agoda customer service and asked about it, they then given 12% refund to me

U are right, the customer service officer mentioned 12%, i just keep quiet although i knew it should be 7%

can say, any purchases inside bhp as long as using the uob terminal?

is it counts if we swiped first, but then only register?

FYI, while booking at agoda, discount is not granted upon payment. need to call-up the agoda CS to get discount which will be reflected back into credit card.

pls post here n update us what u get

12% discount for Lazada purchase

free CTOS report - http://www.ctoscredit.com.my/

since it is free, why not?

CCRIS stands for Central Credit Reference Information System. CCRIS is a computer database of all creditors / borrowers which contains all their credit information. Mostly financial institution in Malaysia will submit monthly credit report of all their creditors / borrowers to Credit Bereau in Bank Negara Malaysia.

CTOS Sdn Bhd is an organization that collects information for summons and bankruptcy towards individual or company and the information will be registered into their electronic database. Reports will contains all information such as court file no, location, court order, name, ic no, case status and etc.

normally those contest that needs to sms and register, does it count if u spent already and then only register? note: transaction date is within contest period.

for e.g.:

Register now: SMS UOBP3<space>16-digit UOB credit/debit card number and send to 66300. valid from 9 nov 2015 till 14 feb 2016.

a person made a purchase on 10 nov 2015, and then only realize there is this contest which require to register via sms, he/she then register today, so is the purchase consider a count?