MAmpu downpayment RM19K++.. might as well buy cheap Protong or Perodua car. Low installment, savings higher.. oh wai!!
"Beli kereta, percuma kereta", Mana mau
"Beli kereta, percuma kereta", Mana mau
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Jul 27 2015, 09:45 AM
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Junior Member
173 posts Joined: Jun 2012 From: Virtual world |
MAmpu downpayment RM19K++.. might as well buy cheap Protong or Perodua car. Low installment, savings higher.. oh wai!!
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Jul 27 2015, 09:49 AM
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Senior Member
1,894 posts Joined: Nov 2009 |
dulu i berlabur unit trust public bank
10k i rugi till 5k really cannot trusted |
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Jul 27 2015, 09:58 AM
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Junior Member
274 posts Joined: Aug 2012 From: Penang |
kereta secondhand 20k
then rosak every month needs repair also no use. waste money and time |
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Jul 27 2015, 10:02 AM
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Junior Member
172 posts Joined: Mar 2010 |
Mana Ah Lian
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Jul 27 2015, 10:04 AM
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Senior Member
998 posts Joined: Feb 2009 From: Jesse Pinkman's house |
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Jul 27 2015, 10:12 AM
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Senior Member
2,833 posts Joined: Jul 2006 From: here |
enjoying a nice car does improves one morale and self confidence. being frugal is fine but sometimes you wont know u will mati katak by year-8 or got into some chronic illness by then.
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Jul 27 2015, 10:25 AM
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Senior Member
1,372 posts Joined: Nov 2004 From: Heritage Waterfront City |
cerita ts agak logik
tapi bagi aku macam susah nak logik korang takkan tahan punya nak pakai kereta tunggu 9 tahun why not loan sahaja 9 tahun + bergaya dengan kereta idaman kalau mampu? LELELELLL |
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Jul 27 2015, 10:35 AM
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Junior Member
162 posts Joined: Oct 2013 From: The top to the bottom |
free ke?
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Jul 27 2015, 11:00 AM
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Senior Member
672 posts Joined: Aug 2011 |
QUOTE(Toyoi @ Jul 27 2015, 10:58 AM) Janji ditepati eh? LOL |
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Jul 27 2015, 11:03 AM
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Junior Member
206 posts Joined: Jul 2015 |
ali simpan duit 9 tahun bagus. tapi boleh gerenti dalam masa 9 tahun itu harga keta baru takkan naik tak ?
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Jul 27 2015, 11:03 AM
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Junior Member
97 posts Joined: Mar 2014 |
hahahaha...
cerita mcm bdk2 lak... |
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Jul 27 2015, 11:06 AM
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Junior Member
62 posts Joined: Jan 2009 From: PJ |
Are you refering tu Ahmad Bin Maslan?
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Jul 27 2015, 11:07 AM
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Junior Member
106 posts Joined: May 2009 From: Penang |
could your 2nd car survive for another 9 years with the price that you purchased? i have doubt the quality with the price 19.8k. lel..brapa kali mau repair? damage? tak kira itu?
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Jul 27 2015, 12:10 PM
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Junior Member
86 posts Joined: Jun 2013 |
QUOTE(barneysteinsson @ Jul 26 2015, 06:37 PM) sekarang cite pasal effect of compounding interest on the final amount accumulated of money la bang, not taking into account are inflation n currency xchange Quite free in office so here's how to get RM320,821.60 if anyone interested. 1st column amount of money used to generate interest, 2nd column interest gained per month, 3rd column sum of both.lazy wanna calculate lol, but the point is u cant calculate straight liddat forgot how to utilize excel for this lol summoning empyreal, /k/'s very own finance/econ guru But based on more realistic 5% interest the total is only RM249,723.16, not accounting for inflation. RM1828 * 9 years = 197,424. Monthly In Interest Sum 1,828.00 15.23 1,843.23 3,671.23 30.59 3,701.83 5,529.83 46.08 5,575.91 7,403.91 61.70 7,465.61 9,293.61 77.45 9,371.05 11,199.05 93.33 11,292.38 13,120.38 109.34 13,229.72 15,057.72 125.48 15,183.20 17,011.20 141.76 17,152.96 18,980.96 158.17 19,139.13 20,967.13 174.73 21,141.86 22,969.86 191.42 23,161.27 24,989.27 208.24 25,197.52 27,025.52 225.21 27,250.73 29,078.73 242.32 29,321.05 31,149.05 259.58 31,408.63 33,236.63 276.97 33,513.60 35,341.60 294.51 35,636.11 37,464.11 312.20 37,776.31 39,604.31 330.04 39,934.35 41,762.35 348.02 42,110.37 43,938.37 366.15 44,304.52 46,132.52 384.44 46,516.96 48,344.96 402.87 48,747.84 50,575.84 421.47 50,997.30 52,825.30 440.21 53,265.51 55,093.51 459.11 55,552.62 57,380.62 478.17 57,858.80 59,686.80 497.39 60,184.19 62,012.19 516.77 62,528.95 64,356.95 536.31 64,893.26 66,721.26 556.01 67,277.27 69,105.27 575.88 69,681.15 71,509.15 595.91 72,105.06 73,933.06 616.11 74,549.17 76,377.17 636.48 77,013.65 78,841.65 657.01 79,498.66 81,326.66 677.72 82,004.38 83,832.38 698.60 84,530.98 86,358.98 719.66 87,078.64 88,906.64 740.89 89,647.53 91,475.53 762.30 92,237.83 94,065.83 783.88 94,849.71 96,677.71 805.65 97,483.36 99,311.36 827.59 100,138.95 101,966.95 849.72 102,816.68 104,644.68 872.04 105,516.72 107,344.72 894.54 108,239.25 110,067.25 917.23 110,984.48 112,812.48 940.10 113,752.59 115,580.59 963.17 116,543.76 118,371.76 986.43 119,358.19 121,186.19 1,009.88 122,196.07 124,024.07 1,033.53 125,057.61 126,885.61 1,057.38 127,942.99 129,770.99 1,081.42 130,852.41 132,680.41 1,105.67 133,786.08 135,614.08 1,130.12 136,744.20 138,572.20 1,154.77 139,726.97 141,554.97 1,179.62 142,734.59 144,562.59 1,204.69 145,767.28 147,595.28 1,229.96 148,825.24 150,653.24 1,255.44 151,908.69 153,736.69 1,281.14 155,017.82 156,845.82 1,307.05 158,152.87 159,980.87 1,333.17 161,314.05 163,142.05 1,359.52 164,501.56 166,329.56 1,386.08 167,715.64 169,543.64 1,412.86 170,956.51 172,784.51 1,439.87 174,224.38 176,052.38 1,467.10 177,519.48 179,347.48 1,494.56 180,842.04 182,670.04 1,522.25 184,192.29 186,020.29 1,550.17 187,570.46 189,398.46 1,578.32 190,976.78 192,804.78 1,606.71 194,411.49 196,239.49 1,635.33 197,874.82 199,702.82 1,664.19 201,367.01 203,195.01 1,693.29 204,888.30 206,716.30 1,722.64 208,438.94 210,266.94 1,752.22 212,019.16 213,847.16 1,782.06 215,629.22 217,457.22 1,812.14 219,269.36 221,097.36 1,842.48 222,939.84 224,767.84 1,873.07 226,640.91 228,468.91 1,903.91 230,372.82 232,200.82 1,935.01 234,135.82 235,963.82 1,966.37 237,930.19 239,758.19 1,997.98 241,756.17 243,584.17 2,029.87 245,614.04 247,442.04 2,062.02 249,504.06 251,332.06 2,094.43 253,426.49 255,254.49 2,127.12 257,381.61 259,209.61 2,160.08 261,369.69 263,197.69 2,193.31 265,391.01 267,219.01 2,226.83 269,445.83 271,273.83 2,260.62 273,534.45 275,362.45 2,294.69 277,657.13 279,485.13 2,329.04 281,814.18 283,642.18 2,363.68 286,005.86 287,833.86 2,398.62 290,232.48 292,060.48 2,433.84 294,494.31 296,322.31 2,469.35 298,791.67 300,619.67 2,505.16 303,124.83 304,952.83 2,541.27 307,494.10 309,322.10 2,577.68 311,899.79 313,727.79 2,614.40 316,342.19 318,170.19 2,651.42 320,821.60 |
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Jul 27 2015, 04:02 PM
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Junior Member
57 posts Joined: Jul 2015 |
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Jul 27 2015, 04:04 PM
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Senior Member
4,705 posts Joined: May 2008 |
it depend on whether u enjoy now or later
just like u go travel now or travel after 20 years? if not that time your leg still working fine |
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Jul 27 2015, 04:08 PM
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Junior Member
835 posts Joined: Jan 2015 |
tipu. ahmad beli kereta 2nd hand. esok engine meletup sudah mati. end of story
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Jul 28 2015, 01:31 PM
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Junior Member
57 posts Joined: Jul 2015 |
QUOTE(Inject @ Jul 27 2015, 12:10 PM) Quite free in office so here's how to get RM320,821.60 if anyone interested. 1st column amount of money used to generate interest, 2nd column interest gained per month, 3rd column sum of both. Wow...really great...But based on more realistic 5% interest the total is only RM249,723.16, not accounting for inflation. RM1828 * 9 years = 197,424. Monthly In Interest Sum 1,828.00 15.23 1,843.23 3,671.23 30.59 3,701.83 5,529.83 46.08 5,575.91 7,403.91 61.70 7,465.61 9,293.61 77.45 9,371.05 11,199.05 93.33 11,292.38 13,120.38 109.34 13,229.72 15,057.72 125.48 15,183.20 17,011.20 141.76 17,152.96 18,980.96 158.17 19,139.13 20,967.13 174.73 21,141.86 22,969.86 191.42 23,161.27 24,989.27 208.24 25,197.52 27,025.52 225.21 27,250.73 29,078.73 242.32 29,321.05 31,149.05 259.58 31,408.63 33,236.63 276.97 33,513.60 35,341.60 294.51 35,636.11 37,464.11 312.20 37,776.31 39,604.31 330.04 39,934.35 41,762.35 348.02 42,110.37 43,938.37 366.15 44,304.52 46,132.52 384.44 46,516.96 48,344.96 402.87 48,747.84 50,575.84 421.47 50,997.30 52,825.30 440.21 53,265.51 55,093.51 459.11 55,552.62 57,380.62 478.17 57,858.80 59,686.80 497.39 60,184.19 62,012.19 516.77 62,528.95 64,356.95 536.31 64,893.26 66,721.26 556.01 67,277.27 69,105.27 575.88 69,681.15 71,509.15 595.91 72,105.06 73,933.06 616.11 74,549.17 76,377.17 636.48 77,013.65 78,841.65 657.01 79,498.66 81,326.66 677.72 82,004.38 83,832.38 698.60 84,530.98 86,358.98 719.66 87,078.64 88,906.64 740.89 89,647.53 91,475.53 762.30 92,237.83 94,065.83 783.88 94,849.71 96,677.71 805.65 97,483.36 99,311.36 827.59 100,138.95 101,966.95 849.72 102,816.68 104,644.68 872.04 105,516.72 107,344.72 894.54 108,239.25 110,067.25 917.23 110,984.48 112,812.48 940.10 113,752.59 115,580.59 963.17 116,543.76 118,371.76 986.43 119,358.19 121,186.19 1,009.88 122,196.07 124,024.07 1,033.53 125,057.61 126,885.61 1,057.38 127,942.99 129,770.99 1,081.42 130,852.41 132,680.41 1,105.67 133,786.08 135,614.08 1,130.12 136,744.20 138,572.20 1,154.77 139,726.97 141,554.97 1,179.62 142,734.59 144,562.59 1,204.69 145,767.28 147,595.28 1,229.96 148,825.24 150,653.24 1,255.44 151,908.69 153,736.69 1,281.14 155,017.82 156,845.82 1,307.05 158,152.87 159,980.87 1,333.17 161,314.05 163,142.05 1,359.52 164,501.56 166,329.56 1,386.08 167,715.64 169,543.64 1,412.86 170,956.51 172,784.51 1,439.87 174,224.38 176,052.38 1,467.10 177,519.48 179,347.48 1,494.56 180,842.04 182,670.04 1,522.25 184,192.29 186,020.29 1,550.17 187,570.46 189,398.46 1,578.32 190,976.78 192,804.78 1,606.71 194,411.49 196,239.49 1,635.33 197,874.82 199,702.82 1,664.19 201,367.01 203,195.01 1,693.29 204,888.30 206,716.30 1,722.64 208,438.94 210,266.94 1,752.22 212,019.16 213,847.16 1,782.06 215,629.22 217,457.22 1,812.14 219,269.36 221,097.36 1,842.48 222,939.84 224,767.84 1,873.07 226,640.91 228,468.91 1,903.91 230,372.82 232,200.82 1,935.01 234,135.82 235,963.82 1,966.37 237,930.19 239,758.19 1,997.98 241,756.17 243,584.17 2,029.87 245,614.04 247,442.04 2,062.02 249,504.06 251,332.06 2,094.43 253,426.49 255,254.49 2,127.12 257,381.61 259,209.61 2,160.08 261,369.69 263,197.69 2,193.31 265,391.01 267,219.01 2,226.83 269,445.83 271,273.83 2,260.62 273,534.45 275,362.45 2,294.69 277,657.13 279,485.13 2,329.04 281,814.18 283,642.18 2,363.68 286,005.86 287,833.86 2,398.62 290,232.48 292,060.48 2,433.84 294,494.31 296,322.31 2,469.35 298,791.67 300,619.67 2,505.16 303,124.83 304,952.83 2,541.27 307,494.10 309,322.10 2,577.68 311,899.79 313,727.79 2,614.40 316,342.19 318,170.19 2,651.42 320,821.60 |
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Jul 28 2015, 01:36 PM
Show posts by this member only | IPv6 | Post
#99
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Junior Member
23 posts Joined: Mar 2006 From: East Coast of Cuba. |
mestilah ahmad... dia mesti dapat pointer 3.85..
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Jul 28 2015, 01:40 PM
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Junior Member
68 posts Joined: Jul 2015 |
I choose Abu who doesn't have anything yet and still planning.
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