Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
6 Pages < 1 2 3 4 5 > » Bottom

Outline · [ Standard ] · Linear+

> "Beli kereta, percuma kereta", Mana mau

views
     
BlackPen
post Jul 26 2015, 12:53 PM

GOD Hand
*****
Senior Member
867 posts

Joined: Apr 2010
From: Buddha Hand
inflation? value of money after 10 years?
cempedaklife
post Jul 26 2015, 12:58 PM

Master Decoy
*******
Senior Member
4,350 posts

Joined: Oct 2010
From: KL
U sure 9 years later the second hand car still working?
Manlet
post Jul 26 2015, 01:09 PM

ᕦ (ò_óˇ) ᕤ
*****
Senior Member
762 posts

Joined: Nov 2012
From: 我们都是炎黄子孙
dude, you might as well reinvest that 300k and wait for a ferrari at 1m

then you might as well reinvest that 1m and you can get 3 ferraris at 3m

wohohohohohoho
ar188
post Jul 26 2015, 01:13 PM

Look at all my stars!!
*******
Senior Member
9,206 posts

Joined: Jun 2006
QUOTE(wantrader82 @ Jul 25 2015, 07:04 PM)
Isu : Nak beli kereta Honda Civic harga RM165,000
Kita mampu sediakan downpayment : RM19,800

Cerita 1

Ali nak beli kereta ni.
Ali bayar downpayment. Yang lain, dia buat loan.
Katakan interest rate Ali dapat 4%
Monthly Ali bayar : RM1828
Itu untuk 9 tahun.

Selepas 9 tahun, Ali akan mempunyai kereta Honda Civic
berusia 9 tahun.
Cerita 2

Ahmad nak beli kereta yang sama,
Honda Civic harga RM165,000

Ahmad mampu sediakan downpayment : RM19,800

Tapi, Ahmad tak beli kereta tu, sebalik, Ahmad guna
duit tu dan beli kereta second hand harga RM19,800

Setiap bulan Ahmad simpan RM1828 dalam unit trust.
Secara purata, Unit Trust tu, bagi pulangan 10% setahun

Selepas 9 tahun, duit Ahmad menjadi : RM320,821.60

Selepas beli kereta idaman Ahmad, Honda Civic,
duit Ahmad tinggal RM155,821.60
Selepas 9 tahun.
Ahmad mempunyai
1. sebuah kereta 2nd hand
2. sebuah Honda Civic baru
3. simpanan berjumlah RM155,821.60
Soalan saya, anda pilih nak jadi macam Ali, atau macam Ahmad?
*
need to wait 9years to see 150k? why so slow?
SUStescogot
post Jul 26 2015, 01:16 PM

Getting Started
**
Junior Member
271 posts

Joined: Apr 2015
jadi macam rosmah la best
ante5k
post Jul 26 2015, 01:19 PM

Antediluvian
******
Senior Member
1,173 posts

Joined: Apr 2005
From: Port Dickson
QUOTE(wantrader82 @ Jul 25 2015, 07:04 PM)
Isu : Nak beli kereta Honda Civic harga RM165,000
Kita mampu sediakan downpayment : RM19,800

Cerita 1

Ali nak beli kereta ni.
Ali bayar downpayment. Yang lain, dia buat loan.
Katakan interest rate Ali dapat 4%
Monthly Ali bayar : RM1828
Itu untuk 9 tahun.

Selepas 9 tahun, Ali akan mempunyai kereta Honda Civic
berusia 9 tahun.
Cerita 2

Ahmad nak beli kereta yang sama,
Honda Civic harga RM165,000

Ahmad mampu sediakan downpayment : RM19,800

Tapi, Ahmad tak beli kereta tu, sebalik, Ahmad guna
duit tu dan beli kereta second hand harga RM19,800

Setiap bulan Ahmad simpan RM1828 dalam unit trust.
Secara purata, Unit Trust tu, bagi pulangan 10% setahun

Selepas 9 tahun, duit Ahmad menjadi : RM320,821.60

Selepas beli kereta idaman Ahmad, Honda Civic,
duit Ahmad tinggal RM155,821.60
Selepas 9 tahun.
Ahmad mempunyai
1. sebuah kereta 2nd hand
2. sebuah Honda Civic baru
3. simpanan berjumlah RM155,821.60
Soalan saya, anda pilih nak jadi macam Ali, atau macam Ahmad?
*
Mengikut teori ada kerata cantik , Ada Amoi/awek.

Umur amoi/ awek, 24.
Anda beli kereta tahun ni. Anda dapat amoi/awek 24 tahun

Anda beli kereta lepas 9 tahun, amoi/ awek yang same Sudah umur 33 tahun.

Amoi/awek umur mana yg anda mahu?
Burningsunz
post Jul 26 2015, 01:19 PM

Casual
***
Junior Member
300 posts

Joined: Jul 2007
From: Area 51
QUOTE(wantrader82 @ Jul 25 2015, 07:04 PM)
Isu : Nak beli kereta Honda Civic harga RM165,000
Kita mampu sediakan downpayment : RM19,800

Cerita 1

Ali nak beli kereta ni.
Ali bayar downpayment. Yang lain, dia buat loan.
Katakan interest rate Ali dapat 4%
Monthly Ali bayar : RM1828
Itu untuk 9 tahun.

Selepas 9 tahun, Ali akan mempunyai kereta Honda Civic
berusia 9 tahun.
Cerita 2

Ahmad nak beli kereta yang sama,
Honda Civic harga RM165,000

Ahmad mampu sediakan downpayment : RM19,800

Tapi, Ahmad tak beli kereta tu, sebalik, Ahmad guna
duit tu dan beli kereta second hand harga RM19,800

Setiap bulan Ahmad simpan RM1828 dalam unit trust.
Secara purata, Unit Trust tu, bagi pulangan 10% setahun

Selepas 9 tahun, duit Ahmad menjadi : RM320,821.60

Selepas beli kereta idaman Ahmad, Honda Civic,
duit Ahmad tinggal RM155,821.60
Selepas 9 tahun.
Ahmad mempunyai
1. sebuah kereta 2nd hand
2. sebuah Honda Civic baru
3. simpanan berjumlah RM155,821.60
Soalan saya, anda pilih nak jadi macam Ali, atau macam Ahmad?
*
Cerita 1

Honda Civic harga RM165,000

Downpayment bagi RM 19800

Loan amount RM 145, 200

Interest 4%

Period 9 tahun

Bulanan RM 1,363 bukan RM1828

Cerita 2

Bulanan RM 1,828 dalam unit trust

Pulangan 10% faedah setahun

RM 1,828 x 12 + 10% = RM 24,129.60

9 tahun duit Ahmad menjadi RM 217,166.40 bukan RM320,821.60

kalau TS kerja unit trust pun nak convince people tolong buat homework dulu...jangan hamtam aje
Hensem
post Jul 26 2015, 01:26 PM

New Member
*
Junior Member
22 posts

Joined: Aug 2008
Cool story
Mr.Docter
post Jul 26 2015, 04:14 PM

Doctorpreneurs
*******
Senior Member
5,367 posts

Joined: Aug 2009
Patutlah example bodoh kambing, nama pun Ali dan Ahmad.
bigmac999
post Jul 26 2015, 04:15 PM

On my way
****
Junior Member
685 posts

Joined: Jun 2014
From: Earth
Lol since when civic costs 165k?
Add a it more can get accord loll
SammoG
post Jul 26 2015, 04:18 PM

Getting Started
**
Junior Member
87 posts

Joined: Jul 2012
Not sure whether the TS living a fantasy world or malaysia!
SUSTheHitman47
post Jul 26 2015, 04:21 PM

Nuke
******
Senior Member
1,053 posts

Joined: Sep 2009
From: In Your Mind
QUOTE(BuyAmaya @ Jul 25 2015, 09:44 PM)
Mau jadi macam ah jib. Ambik 2.6 billion masuk akaun simpan sebulan earn juta juta interest lepas tu bagi balik kerajaan. Hey i dunt use it for personal use. I bagi balik maaaa...
*
ah jib is every manly man dreamed to be...minus the wife. tongue.gif
Poison-artz
post Jul 26 2015, 04:28 PM

Getting Started
**
Junior Member
81 posts

Joined: Aug 2013
From: Somewhere in Earth !
Beli kete 2nd deduce duit repair...
9 thun kemudian gst increase up to 50%
9 Thn kemudian ringgit jatuh mendadak,
harga baru honda civic RM 1m
9 thn kemudian ahmad cume ade 320k bersamaan dng duit skrg 30k
And ahmad cume ade 1 secondhand car.
gestapo
post Jul 26 2015, 04:41 PM

Full HD Post Count
******
Senior Member
1,160 posts

Joined: Dec 2004
From: Subang Jaya USJ
summary : ahmad beli kereta ali lepas 9 tahun, sebab ali dah beli bmw
don^don
post Jul 26 2015, 04:50 PM

(#‵′)凸
******
Senior Member
1,930 posts

Joined: Aug 2005
From: o( *ﾟｰﾟ)┘miao^miao Status: Perm Banana
i never had 10% return in my years of unit trust investment, thought i'd admit it's not many years tongue.gif
wkkm007
post Jul 26 2015, 04:53 PM

Look at all my stars!!
*******
Senior Member
3,123 posts

Joined: Sep 2008
From: OUG - Muhibbah LRT
QUOTE(Poison-artz @ Jul 26 2015, 02:28 PM)
Beli kete 2nd deduce duit repair...
9 thun kemudian gst increase up to 50%
9 Thn kemudian ringgit jatuh mendadak,
harga baru honda civic RM 1m
9 thn kemudian ahmad cume ade 320k bersamaan dng duit skrg 30k
And ahmad cume ade 1 secondhand car.
*
thumbup.gif
imarekim
post Jul 26 2015, 04:56 PM

Getting Started
**
Junior Member
58 posts

Joined: Sep 2012
From: Gombak, Selangor
Mana inflation??
Marcus95
post Jul 26 2015, 04:56 PM

ᴄᴏɴɴᴏɪꜱꜱᴇᴜr
****
Junior Member
631 posts

Joined: Nov 2006
QUOTE(Manlet @ Jul 26 2015, 01:09 PM)
dude, you might as well reinvest that 300k and wait for a ferrari at 1m

then you might as well reinvest that 1m and you can get 3 ferraris at 3m

wohohohohohoho
*
then halfway you mati
buysellaccount
post Jul 26 2015, 04:57 PM

Getting Started
**
Junior Member
127 posts

Joined: Oct 2011
10%? damn.
ramdieslow
post Jul 26 2015, 05:02 PM

Getting Started
**
Junior Member
122 posts

Joined: May 2009
From: 6° 24' 0" North, 100° 8' 0" East
QUOTE(wantrader82 @ Jul 25 2015, 07:04 PM)
Isu : Nak beli kereta Honda Civic harga RM165,000
Kita mampu sediakan downpayment : RM19,800

Cerita 1

Ali nak beli kereta ni.
Ali bayar downpayment. Yang lain, dia buat loan.
Katakan interest rate Ali dapat 4%
Monthly Ali bayar : RM1828
Itu untuk 9 tahun.

Selepas 9 tahun, Ali akan mempunyai kereta Honda Civic
berusia 9 tahun.
Cerita 2

Ahmad nak beli kereta yang sama,
Honda Civic harga RM165,000

Ahmad mampu sediakan downpayment : RM19,800

Tapi, Ahmad tak beli kereta tu, sebalik, Ahmad guna
duit tu dan beli kereta second hand harga RM19,800

Setiap bulan Ahmad simpan RM1828 dalam unit trust.
Secara purata, Unit Trust tu, bagi pulangan 10% setahun

Selepas 9 tahun, duit Ahmad menjadi : RM320,821.60

Selepas beli kereta idaman Ahmad, Honda Civic,
duit Ahmad tinggal RM155,821.60
Selepas 9 tahun.
Ahmad mempunyai
1. sebuah kereta 2nd hand
2. sebuah Honda Civic baru
3. simpanan berjumlah RM155,821.60
Soalan saya, anda pilih nak jadi macam Ali, atau macam Ahmad?
*
Lemma be Adam

Adam got RM19800

He went to junkyard. Find cheapest available bicycle for RM300

Then, he participate in Skim PR1MA by Bijan. Buying a house at 100k. Then he participate in the PKNS Selangorku Schem. He bought two house at Cyberjaya and Puchong.

After 9 years, he got

1. 1 highly functional BMX bicycle since the last 9 years.
2. One PR1MA house worth 500k
3. One brand new audi TT (bought cash after selling the the 400k Selangorku PKNS house)
4. Brand new Civic. Just to show off to Ali and Ahmad
« Next Oldest · The Museum Of Kopitiam · Next Newest »
 

6 Pages < 1 2 3 4 5 > » 
 Bump Topic Add ReplyOptions New Topic
 

Change to:
| Lo-Fi Version
 0.0198sec    0.24    5 queries    GZIP Disabled
Time is now: 26th November 2025 - 03:53 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.