Ali buy at 30 year old, fetch amoi go out enjoice siok siok cause he mampu.

Ahmad live boring life 9 years later enjoy but nobody at 40 yr old give a care whether u can afford.

Ali enjoyed.

Ahmad financial stability.

both also die in the end.

if u got money, buy the civic and save the money same time.

if you only can afford civic base on ur pay, dont make sendiri suffer.

Ali dan abu pun bodoh
Jadi ah tan

sy xnak jadik macam ahmad atau ali. rugi woo..
dlm 9 tahun unit trust, saya beli rumah berharga 250k

kemudian sy buat sewa rumah da sewakan kepada ali dan ahmad.
duit tu kemudiannya saya beli rumah lg. saya pakai moto buruk jer. tp rumah yang ke tiga saya sewakn ke wantrade82.

sekarang saya mempunyai 3 buah rumah, lebih nilai dri 2 buah kereta dan simpanan melebihi 650k termasuk asset. ini kerana, kereta boleh dicari, tanah yang murah dan banyak kemudahan x boleh bro...

jadi macam rosmah la best

Lemma be Adam

Adam got RM19800

He went to junkyard. Find cheapest available bicycle for RM300

Then, he participate in Skim PR1MA by Bijan. Buying a house at 100k. Then he participate in the PKNS Selangorku Schem. He bought two house at Cyberjaya and Puchong.

After 9 years, he got

1. 1 highly functional BMX bicycle since the last 9 years. 
2. One PR1MA house worth 500k
3. One brand new audi TT (bought cash after selling the the 400k Selangorku PKNS house)
4. Brand new Civic. Just to show off to Ali and Ahmad

then halfway you mati

So moral of the story is buy 2nd hand car ?

cerita 2 doesnt work that way la bro

u forgot to include the compounding interest 

correct me if im wrong

kalau pakai Jet Ski kan senang...

Quite free in office so here's how to get RM320,821.60 if anyone interested. 1st column amount of money used to generate interest, 2nd column interest gained per month, 3rd column sum of both.

But based on more realistic 5% interest the total is only RM249,723.16, not accounting for inflation. RM1828 * 9 years = 197,424.

Monthly In Interest Sum
1,828.00  15.23  1,843.23
3,671.23  30.59  3,701.83
5,529.83  46.08  5,575.91
7,403.91  61.70  7,465.61
9,293.61  77.45  9,371.05
11,199.05  93.33  11,292.38
13,120.38  109.34  13,229.72
15,057.72  125.48  15,183.20
17,011.20  141.76  17,152.96
18,980.96  158.17  19,139.13
20,967.13  174.73  21,141.86
22,969.86  191.42  23,161.27
24,989.27  208.24  25,197.52
27,025.52  225.21  27,250.73
29,078.73  242.32  29,321.05
31,149.05  259.58  31,408.63
33,236.63  276.97  33,513.60
35,341.60  294.51  35,636.11
37,464.11  312.20  37,776.31
39,604.31  330.04  39,934.35
41,762.35  348.02  42,110.37
43,938.37  366.15  44,304.52
46,132.52  384.44  46,516.96
48,344.96  402.87  48,747.84
50,575.84  421.47  50,997.30
52,825.30  440.21  53,265.51
55,093.51  459.11  55,552.62
57,380.62  478.17  57,858.80
59,686.80  497.39  60,184.19
62,012.19  516.77  62,528.95
64,356.95  536.31  64,893.26
66,721.26  556.01  67,277.27
69,105.27  575.88  69,681.15
71,509.15  595.91  72,105.06
73,933.06  616.11  74,549.17
76,377.17  636.48  77,013.65
78,841.65  657.01  79,498.66
81,326.66  677.72  82,004.38
83,832.38  698.60  84,530.98
86,358.98  719.66  87,078.64
88,906.64  740.89  89,647.53
91,475.53  762.30  92,237.83
94,065.83  783.88  94,849.71
96,677.71  805.65  97,483.36
99,311.36  827.59  100,138.95
101,966.95  849.72  102,816.68
104,644.68  872.04  105,516.72
107,344.72  894.54  108,239.25
110,067.25  917.23  110,984.48
112,812.48  940.10  113,752.59
115,580.59  963.17  116,543.76
118,371.76  986.43  119,358.19
121,186.19  1,009.88  122,196.07
124,024.07  1,033.53  125,057.61
126,885.61  1,057.38  127,942.99
129,770.99  1,081.42  130,852.41
132,680.41  1,105.67  133,786.08
135,614.08  1,130.12  136,744.20
138,572.20  1,154.77  139,726.97
141,554.97  1,179.62  142,734.59
144,562.59  1,204.69  145,767.28
147,595.28  1,229.96  148,825.24
150,653.24  1,255.44  151,908.69
153,736.69  1,281.14  155,017.82
156,845.82  1,307.05  158,152.87
159,980.87  1,333.17  161,314.05
163,142.05  1,359.52  164,501.56
166,329.56  1,386.08  167,715.64
169,543.64  1,412.86  170,956.51
172,784.51  1,439.87  174,224.38
176,052.38  1,467.10  177,519.48
179,347.48  1,494.56  180,842.04
182,670.04  1,522.25  184,192.29
186,020.29  1,550.17  187,570.46
189,398.46  1,578.32  190,976.78
192,804.78  1,606.71  194,411.49
196,239.49  1,635.33  197,874.82
199,702.82  1,664.19  201,367.01
203,195.01  1,693.29  204,888.30
206,716.30  1,722.64  208,438.94
210,266.94  1,752.22  212,019.16
213,847.16  1,782.06  215,629.22
217,457.22  1,812.14  219,269.36
221,097.36  1,842.48  222,939.84
224,767.84  1,873.07  226,640.91
228,468.91  1,903.91  230,372.82
232,200.82  1,935.01  234,135.82
235,963.82  1,966.37  237,930.19
239,758.19  1,997.98  241,756.17
243,584.17  2,029.87  245,614.04
247,442.04  2,062.02  249,504.06
251,332.06  2,094.43  253,426.49
255,254.49  2,127.12  257,381.61
259,209.61  2,160.08  261,369.69
263,197.69  2,193.31  265,391.01
267,219.01  2,226.83  269,445.83
271,273.83  2,260.62  273,534.45
275,362.45  2,294.69  277,657.13
279,485.13  2,329.04  281,814.18
283,642.18  2,363.68  286,005.86
287,833.86  2,398.62  290,232.48
292,060.48  2,433.84  294,494.31
296,322.31  2,469.35  298,791.67
300,619.67  2,505.16  303,124.83
304,952.83  2,541.27  307,494.10
309,322.10  2,577.68  311,899.79
313,727.79  2,614.40  316,342.19
318,170.19  2,651.42  320,821.60

mestilah ahmad... dia mesti dapat pointer 3.85..

I choose Abu who doesn't have anything yet and still planning.

racist question. where is Muthu?

Ali kereta baru dapat ahmoi