1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. Petrol (Only pump shell), cash back, dining discounts, online shopping

4. Existing credit cards if any: Nil.

5. Looking at CC from: any card would do as long as maximum cash back for petrol (pump ard RM800 worth every month) and annual fee waiver.

This is my first credit card guys, if you could help recommend me it would be really great!

Thanks.

Any chances there are other cards to recommend? As my traveling is not fixed and can't make sure I only pump on weekends.  I normally would have to pump during weekdays as that's the time I travel the most.

Thx. I read before that UOB likes to revise their T&C and there's  an allocated sum of total cashback, first come first serve.
Will dig out at night, currently on mobile.

1. Annual Income: RM38K

2. Free Lifetime Annual Fee: A Must (or any good benefits if got annual fee?)

3. Card required for: List all your needs (spending as below)
Petrol - 250 monthly - Petronas
Dining and shopping - Around 500-1K
Car Insurance - 550  - paid by cash
Utilities - 150 (streamyx)
Groceries - 100
Required : Cash Back/Rebate Only / unlimited cashback / good redemption items using points

4. Existing credit cards if any: NIL
5. Looking at CC from: No idea ( need recommendation )

6. Others: currently all transcation made during weekends (petrol + utilities)

HLB Essential will revise its benefit soon effective Feb.
https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf

1. Annual Income: RM120K

2. Free Lifetime Annual Fee: Must or can waived by phone call

3. Card required for:Petrol, Insurance, Groceries, Phone bill, Unifi, and other utilities

4. Existing credit cards if any: MBB 2 card

6. Others: looking for platinum cashback card that have freebies promotion now.

1. Annual Income: Around 80K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol

4. Existing credit cards if any: none

5. Looking at CC from: Any

1. Annual Income: Around 36K

2. Free Lifetime Annual Fee: Free or auto waive with minimum swipe

3. Card required for: Petrol, telephone bill, insurance & cash rebate

4. Existing credit cards if any: none

5. Looking at CC from: Any

1. Annual Income: >40k

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Petrol,Cash Back

4. Existing credit cards if any: CIMB(Never use before)

5. Looking at CC from: cimb, mbb, pbb

1. Annual Income: Rm60k-70k

2. Free Lifetime Annual Fee: must

3. Card required for: when my m2premier cannot be swipe for 5x. I spend my groceries and buying stuff mostly online

4. Existing credit cards if any: m2premier, m2card,mkrisflyer

5. Looking at CC from:

6. Others: I wanted to have as much point as I can for me to redeem air ticket.

I need some advice. Other then HLB Essential. I was looking for other unlimited cashback card. So far I found that UOB Vox give 0.3%, Affin give 0.8%

My Affin application got rejected. I already have Mach card, and with HLB Essential they wanted to split my limit which i didnt want.

So I need some suggestion on other cards which has unlimited CB? Any suggestions? Thx

1. Annual Income:RM120k

2. Free Lifetime Annual Fee: A Must  (or easily achievable)

3. Card required for: cashback or good redemption program - online and autodebit insurance- average RM2k p/m, groceries - RM1k p/m, DBKL RM2k yearly, misc

4. Existing credit cards if any: A) 2 x Wise Card (monthly maxed for bill payment/groceries/petrol which is why looking for additional card)

B) CIMB World MC (which is almost useless except for promo at Sam's Groceria now till end March 2016)

C) Essential Card (used for every other thing but since cashback revised to 0.6%, now looking for better options)

D) MBB2 Cards (unused)
5. Looking at CC from: PBB Visa Signature (6% for groceries), You:nique (tiered cash rebate), MBB Ikhwan (5% rebate

6. Others: hardly travel so access to PPL not important
Thanks a lot

It's not a supp card, I also don't know why I got it
CIMB CR = Cash Rebate or Petronas Card?
As I mostly only spend on petrol, just want to rebate on the petrol and get cash back as extra advantage for buying stuffs if I do.

1. Annual Income: 40K after tax and whatnot.

2. Free Lifetime Annual Fee: Yes please.
3. Card required for: Online shopping,Dining,TnG,Petrol...Future housing loan?(heard it is easier to get loan approve if have credit history)

4. Existing credit cards if any: none

5. Looking at CC from: Any bank.

6. Others: Totally new to credit cards, please advise. Thank You

Guys, any cards to recommend so I can replace Essential HLB card? I need 1% rebate for all. I already using WISE for my petrol and other transaction.

1. Annual income: 62K
2. Annual fee: Free or minimum fuss
3. Card required for: PTPTN/ SSPN payments (lump sum)
4. Existing Card: Wise (maxed monthly), CIMB rebate, UOB 1 and P.Platinum
5. Looking for credit card from: Any major banks
6. Other: Not too important

since I don't get any recommendations, my question is
is HLBB Essential the best card for RM40,000 lump sum payment of PTPTN?
I will get back RM380 using this card..
Any other suggestions?

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: yes , even with waiver also can

3. Card required for: Airport Lounge if have

4. Existing credit cards if any: RHB TM(will cancel soon , NO benefit already with new features now) , MBB2 card , HSBC Amanah

5. Looking at CC from: no ideal , too many of them

6. Others:

what is Citi Double Cash Credit Card?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Groceries, Cash Back/rebate

4. Existing credit cards if any: Maybank2cards

5. Looking at CC from: Any

6. Others: -

Thanks in advance!