guys, just wanna check, the 50 gst for each card is gone right?

planning to upgrade my card from gold to platinum but I heard that they will directly charge the rm50 gst once the new card is active

PBB VS

If working in sg can apply this card? Wat is the t&c. I can't c in the website. Any1 know?

But u still get 5 rewards point for your spending which is still not bad right

for me, it is still better than HLB Essential 1% la, so will still use AMEX until I apply for PBB VS.

Will miss ya, 5% CB, you have served me well 

AmBank True? Are you sure? I read from top to bottom, bottom to top also didn't see anything about the online transactions. Care to enlighten me? I might have missed it.

The 3% cash rebate is subject to a capping of RM30 per month for online retail transactions only and not applicable for Cash Advance/ Balance Transfer/ QuickCash.

My Amex was always maxed for TM bills only. I have HLB Essential (for all other spendings)  & 2 Wise cards (for petrol & groceries/TM & Syabas ). So pretty much covered already. Aeon Watami (scared cannot hit and also hard to monitor, monitoring Wise card (me & wife's) already make me  .

Ambank True sounds good, will get more info on this card. but webpage mention nothing about 3% http://ambank.com.my/eng/cards/true

I was looking at the wrong site.
I'm more interested in the savings account. Anyway, thanks for the link.

I was looking at the wrong site.

The answer to your query is at question 14 of the FAQ. It states out the MCC, utilities, insurance, mobile payments are not included.

For most of the time, I'm using AMEX to pay utility bills. Even help paying other people's bills. And I get cash for this(5% and TP I keep). Then only I spend on other places. Those were the days

David83 Thank you so much for the great information. Guess i wont be closing the 2 card any sooner. Since there is perks on the points

thank you so much to frutie too

well just sharing with your guys, I did call to maybank cs this morning and request to cancel maybank2card and apply for ikhwan platinium. I were told by cs that the conversion can be done thru phone without to fill up any documents or go to the branch.

However, it mean that u have to give up the 2cards and to get the ikhwan card (if u aim for 5% rebate on petrol & groceries on every fridays n saturdays, but only 1tp on rm1 spent). After think twice, i cancelled this conversion request because i have the hlb wise card for this two categories (petrol&groceries), and i mainly use the 2Amex to pay for tnb&tm bills (around rm1.5k)per month. Therefore he advised me to keep the amex and apply the new ikhwan card, but this need to be considered as new card application (dcuments n income proof).

Any better suggestions?

(ps. I often use the tp for airmiles conversion so not really care about 1.25%, still think 2Amex have better airmiles conversion rate if compared to other cards.)

Is this true? which means starting from 1st of Aug we no longer able to get 5% cash back in Groceries? only apply for dinner ?

hmmmm... looks like ppl are abandoning the amex card for al-ikhwan?

al-ikhwan returns better than 5x points right?

perhaps i shud jump too...

if jump, all hutang can transfer including BT?

The card is free, so just keep it aside lo... you never know when maybank or amex decide to throw a good promotion.

So for most VISA and MasterCard out there, the effective cash back is only around 0.20% to 0.40% compared to 1.25%- 1.3125% for MBB2 AMEX.

just got my card as Principle account through FD.
from making FD till i get the card, it only took 5 banking days.
got this card for the purpose of convenience, disappointed with the revision of T&C in regards to Cashback