Then tomorrow they cancel 5% CB for ikhwan card

These past 2-3 years
Points inflation twice. TP expiration. 5% gone

Msia economy really that bad...

2% from CIMB > 0% from MBB Amex 

CIMB CR is your best option. 2% is better than none. And much better than one that offer 10% CB but with so many terms and conditions. Plus it covers both mobile and utility combined. 

The ones that i know,

Best: HL Wise - get 10% CB petrol,dining, grocery ,utility bills, max RM100 per month

PBB VS - 6% CB good for pay bills online, dining,  - max RM60 pm

Watami card - 3% CB RM150 every quarter, good for evrything except watami bills, spend RM5000 per quarter

(MBB AMex - used to be very good - weekends 5% CB RM50 pm, plus 5X TP (1.14% CB) - now after July throw out of window!)

Try to take some initiative to check them bro. You will be learn more about each card too. 

Let's not be stingy with one another..

Public Bank Visa Signature for Telekom bills + weekday dining (6% rebate on groceries, dining & online transactions)
HLB Wise for TNB + mobile OR petrol (10% rebate on selected categories)
UOB Vox for online transactions (5% rebate on online transactions)
Maybank Visa Signature for groceries + petrol (5% rebate on petrol and groceries - petrol used here only if HLB Wise not approved)
AEON Watami for insurance (3% quarterly rebate if >RM3,000 spent)
Maybank AMEX for weekend dining and as backup (5% weekend dining rebate after 1st August)

I have read but still dont understand why need to use codes.

Seems like Maybank Ikhwan is the best alternative for me. Mainly on petrol. HLB wise is too much for me, I dont spend that much (10 x RM50 transactions). UOB one card (gold), capped at RM300 for petrol, still maybank ikhwan wins.

that is if and only if maybank does not change those tnc for ikhwan card.
last time m2c is the best as no tnc apply.just swipe on weekend.

We are not abusing the benefits. Those are their features, not that we use any back door ways. I really don't understand this point.

why are you so pessimistic? why bother think about something that is yet to happen?

There's no one size that can fit all. It really depends on your usage patterns. Looking back at my own usage of the MBB2Amex card, I spent more on paying for online stuff than for fuel. So I'll most probably replace this card with UOB Vox/CIMB Cash Rebate.

or if you are qualified, PB VS as well.

Are you from competitor bank?
Try to inject negative comment about MBB?
Even without 5% cashback for everything, still a lot will keep it to use for dining and collect 5x TP.

He's just surveying around, I think I saw one of his posts that he hasn't owned any credit card yet.
Well, there's no wrong of checking around but I don't think speculation is right.

Well, chill down guys. MBB Amex still a good card and no annual fee but there is still GST to offset. Lets all wait and see what happens next.

If i'm not mistaken it was replaced with GST. This is stated in their website.

just finish reading for the past 10+ pages. i just planned to get mbb2c. and now i have to revise back my option. plan to use the card mainly for petrol, groceries and utilities. any cards to recommend? my annual income is around 50k only and this is my first card. i've had read on cimb cr and rhb evo but still need to read on.

I look thru a few thread here. Nothing seems good except for those VS level card. Those all need 100k income to qualify.

Maybank Islamic
HLB wise
UOB one
Cimb cash back
Public bank VS

My Mbb Mastercard Ikhwan has been approved and self-collected at branch next Monday.

tomolo will be the last day for Mbb to make an official announcement.
If it's true about the 5%, AEON Watami will be my next card.
#PrayForM2Amex