Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards AEON Credit Cards V3, By AEON Credit Service

views
     
HenryJay
post Jun 16 2015, 09:53 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
Hi all,

I would like to ask in regards to Watami CC credit limit,

How they calculate their credit limit according to our income, they only gave me rm4000, i think this is lowest possible limit for any credit card applicant @@|||

I thought was at least income x 2?

because sometime i will use my cc to help my customer/friends swipe some "high value" item in order to eligible for 3% cash rebate, i received cash afterward.
HenryJay
post Jun 16 2015, 10:08 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(sj0217 @ Jun 16 2015, 10:01 AM)
Another thing that bank will figure out on your total credit limit in hand now, so not only with your income will do

You can apply increase credit limit after 6 months
*
hmm, i think u are right,
I have 5 cc in hand excluded the aeon, maybe thats the reason, but i have perfect record because I always received cash after i have swipe my card. haha

Thanks for your explanation.
HenryJay
post Jun 19 2015, 10:14 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(LostAndFound @ Jun 19 2015, 09:27 AM)
However if that's the case Watami still makes more sense as I would be getting 3%? Unless looking at situation where spending is going above 5k per quarter? In which case a 1% unlimited CB card still earns me more?
*
if u using any other 1% unlimited cap rebate cc, u need spend more than 5K per month in order to compete with watami 3% rebate.

watami maxrebate in 3 months =rm150

1% rebate in order to get rm150 = 15000/3 months = 5000/month
HenryJay
post Jun 24 2015, 01:16 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(victorywp @ Jun 16 2015, 03:43 PM)
i also just faxed over my new bt application after latest statement shown my last 4 bt transactions 6/6 ...
*
Hi, can we apply BT application thru email?
HenryJay
post Jun 24 2015, 01:44 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(laymank @ Jun 24 2015, 01:29 PM)
yes, you can.

The risk is you may run into situation where your email was neglected and no one processes your BT application, in the end you may get penalized with late payment fee and so forth.

I did once and had to endure some inefficiencies then I stopped BT liao. Experience with PBB BT was such a breeze.
*
Hi, Thanks for ur reply

I have a other question, I would like to transfer my AMEX card 's outstanding balance, but it seems that the aeon BT application form's format only support VISA/Master card format.

can i just put the AMEX number in xxxx xxxx xxxx xxxx format?
HenryJay
post Jun 26 2015, 10:25 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(victorywp @ Jun 16 2015, 01:30 PM)
yes
*
there are another email can be used.
cc_cad@aeonmalaysia.com.my
HenryJay
post Jun 26 2015, 11:14 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(laymank @ Jun 24 2015, 01:29 PM)
yes, you can.

The risk is you may run into situation where your email was neglected and no one processes your BT application, in the end you may get penalized with late payment fee and so forth.

I did once and had to endure some inefficiencies then I stopped BT liao. Experience with PBB BT was such a breeze.
*
Hi, I just found out that cc_cad@aeonmalaysia.com.my is better than ordinary customer service email.

They called me within 1 hour after I submitted my BT application via email!
HenryJay
post Jul 7 2015, 09:31 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
Hi All,

May I ask how many days it takes for Aeon transfer balance to our watami credit card?
My aeon cc online statement stated that the outstanding balance already transferred in, but my credit card's outstanding balance amount still the same.
HenryJay
post Dec 16 2015, 11:30 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
btw, i still cant view my statement, closed on 10th, but still dont receive email from Aeon or view it on website.

How about u all?
HenryJay
post Dec 16 2015, 02:56 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(stargate8 @ Dec 16 2015, 11:46 AM)
sometimes it slow... have to be patience and wait for it... FYI i still can't view mine as well.
*
Oh, ok

as long as they provide the statment before 20 days grace period, I am ok with this, haha
HenryJay
post Dec 17 2015, 04:04 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(fruitie @ Dec 17 2015, 11:57 AM)
I thought there is at least summary on the page? unsure.gif
*
I need the statement because i lend my cc to my friend in order to get the cash rebate, lol
and i didt note down 1 by 1.
quite a big amount
HenryJay
post Dec 17 2015, 04:07 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
I wonder why Aeon dont just show the transaction in their website? instead of total due amount only.
like what other bank does? so far, aeon credit is the only 'bank' that only provide summary without transaction detail.
HenryJay
post Dec 17 2015, 09:11 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(Human Nature @ Dec 17 2015, 06:11 PM)
apart from what commented above, actually we can view the transaction details from the portal too.
*
did u mean unbilled transaction?
HenryJay
post Dec 18 2015, 01:05 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(rapple @ Dec 18 2015, 10:07 AM)
Must be aeon problem.
The statement balance is on your summary page you can pay that first if you are worried.

But aeon due date is on 2nd Jan for everyone. So you still have 2 weeks+ time.
*
Oh, Aeon standardize the due date for everyone? hmm
HenryJay
post Dec 19 2015, 08:32 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
ya, statement is out now.
regarding the Accumulative Spend RM1,000.00 – RM2,499.99

I was not aware of this until the second month. so the cash back will be credited during January statement?
HenryJay
post Jan 27 2016, 03:24 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(kawteem @ Jan 27 2016, 10:07 AM)
So I gotta wait for the first statement then. Thanks for your quick response.
*


or u can just refer to the expiry date. for example 05/19, means ur card get approved on May
HenryJay
post Feb 23 2016, 09:54 AM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
ya, wondering it is not accepting new applicant or the watami card no longer available.
HenryJay
post Mar 17 2016, 02:17 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(WhitE LighteR @ Mar 16 2016, 05:15 PM)
unfortunately there is no general purpose card like this anymore. so a replacement card is very much specific to your need.

i applied :

- SCB cashback gold (2% >500 RM10cap, 3% >800 RM25cap, 5%(IR=3.33%) >1500 RM50cap )
- UOB VOX(5% online cb) or CIMB cashback (5% online cb, 2% groceries)
- HLB essential (others(0.6% <5k, 1% >5k), insurance(0.6%))

I already own an ikhwan for petrol n tng
*
May I ask SCB got any annual fee waiver? or easy to waive by calling CS?
HenryJay
post Mar 18 2016, 11:28 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
i have got my rebate RM150 on March, I think I will still spending until 5K for next quarter rebate regardless. since i have 7000+ pts left and i can be use it to redeem Rm50 voucher for 12,500pts


*btw, aeon langsung didt inform me my redemption was successful after i applied thru email...until my statement out, i realized they have accept my request...

This post has been edited by HenryJay: Mar 18 2016, 11:34 PM
HenryJay
post Mar 22 2016, 02:52 PM

Getting Started
**
Junior Member
285 posts

Joined: Aug 2009
QUOTE(Human Nature @ Mar 22 2016, 02:24 PM)
Posting on a separate post due to the hotness of the news  cool2.gif

Received information that all transaction till 30th April will be eligible for the normal quarterly 3% CB as long as it fulfills the 3000 min amount. Same goes to points redemption.

Others as informed previously, cardholders will be given option to convert to other Aeon cards or terminate, Watami restaurants benefits all no more.

Can check out the website for details tomorrow.

A fitting final tribute for one of the best flexible card  bye.gif
*
u mean after 30th April, not only the 3% rebate gone as well as the point u have earned? I thought the point will be still there?
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

2 Pages  1 2 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0199sec    0.84    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 04:00 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.