Rentas = IBFT
Giro = IBG

Captain, on BR's FD cert, as it is stated clearly like this:

Adalah dengan ini disahkan bahawa Bank Rakyat memberi akuan dan jaminan akan membayar berjumlah
RM ___________________ pada tarikh matang yang tersebut diatas kepada :
Encik Boom

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So, Islamic and carpet man are not the issue in this case..    BR has to honor what is printed on the FD cert..
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Uncle Boom, getting the 5 yrs rate from BR not that simple, eh ?  

Luckily the longest I have with them is 2 years and now going to <1 year. So far my experience is still positive with them. 

But admire our High Magician with FREE RENTAS from BR !! 

I did think along similar lines of what you said. The same issue could involve quite a few funds as well. 

Scared to certain extent. Just like scare when inside airplane. 

FD deposit safe until 250k with PIDM.  Hard to say "FD deposits are VERY safe" ! 

But gamble with non PIDM banks like BR. 

Now you are saying:  "just to get a breath of fresh air and look at lenglui from other banks"   

thanks guys.. I learned new stuff today..

Fixed Deposit & Term Deposit..

FD - guaranteed rate

TD - not guaranteed since it is based on "Profit Sharing" & rate might change 

If depositors unable to differentiate between Conventional n Islamic, stick to earlier which will never goes wrong

Captain, Ah Goat Sir & Big Magician.... A Good News... 

BR paid my FD dividend calculated from the first day of May until 24th of June, total 55 days interest.

I calculated the earned interest rate based on 55 days in my iRakyat account..

BR did not lower my FD rate.
BR keeps their promise to give me back the original FD rate...

Must count correctly ma....Cannot miss one single cent....
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I have 3 years FD in AmBank. If people suspect it will be affected, there will be a run on the bank. 

I think Am Bank copycat this idea from OCBC's smartsavers...
Good for Am Bank that OCBC did not register this copy right....
I think some other banks will follow this idea soon..
Magic, if you talk to the senior female RM in Am Bank's Sri Petaling branch like that.. for sure she will
ask you to keep your money at home..

No joke.. because she talked to me like this twice last year..    As a result, I sent a complaint letter loh..
Good luck.. 

Almighty Magician, high time for action. Has been quiet for a long while, other than "you no scxxx meh" comment !

Where?

Will u withdraw tomorrow?

Magic, I just placed FD with UOB 2 days ago, but UOB did not ask me to open CASA wor... 

By the way.. US$ was 3.93 at 11.50am, now 3.908..very volatile..oh now 3.914..

Oh yeah, what rate is CIMB offering high Magician ? 
I missed buying it months ago and last week. Now, ai ai .................

For years? So it is at board rates? Why didn't go chase FD promo?

Wow, looking for Australian properties !   

Ask our Captain ! 

Add: I have asked him before, he kind of saying a good trip for him to Penang. You and me can share that ? 
Not spending up children's inheritance ? 

I kind of have the same view as our Captain but still have to leave some inheritance to them. 

Not sure if anyone reported this, just received SMS from RHB manager:

FD promo:
3 mths: 3.85%
6 mths: 3.95%
9 mths: 4.1%

min 10k