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Credit Cards CIMB Bank Credit Cards v3

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fruitie
post Aug 6 2015, 05:11 PM

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QUOTE(CalvinCLK @ Aug 6 2015, 05:00 PM)
Anyone knows what's the merchant code for Lazada? Thanks
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Why so? Lazada will get 5% rebate and during weekends another 10% if I'm not wrong. smile.gif
fruitie
post Aug 8 2015, 12:40 AM

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QUOTE(OptimusStar @ Aug 8 2015, 12:13 AM)
Can we get cash rebate for Astro and TM Unifi payment using the cash rebate card? I know its not possible for mobile Digi.
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If you were saying 5% CR, if I'm not wrong Astro can get but not UniFi.
fruitie
post Aug 9 2015, 06:02 PM

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QUOTE(yyie @ Aug 9 2015, 05:42 PM)
If I use CIMB Cash Rebate Platinum to book through agoda.com/cimb...
do i get 7% discount off + 5% cash rebate (due to online spending)?
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Yes. 5% will only be rebated in your next statement.
fruitie
post Aug 10 2015, 07:40 PM

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CIMB is known to be generous, gave me 23k when I applied but I haven't spent more than 500 bucks in a single statement. laugh.gif
fruitie
post Aug 10 2015, 07:56 PM

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QUOTE(sj0217 @ Aug 10 2015, 07:52 PM)
Knowing that with high CL of MBB card that able covert to higher card eg: MBB VS, is it apply for CIMB bank as well or different bank different policy ??
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Not sure about other banks but CIMB's higher ranking cards have nothing interesting though.
fruitie
post Aug 11 2015, 03:10 PM

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QUOTE(btan @ Aug 11 2015, 03:07 PM)
for utilities payment, is it 2%?

if im not using standard instruction, how much rebate i cn get?
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0.2%
fruitie
post Aug 11 2015, 04:07 PM

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QUOTE(btan @ Aug 11 2015, 03:38 PM)
i thaught 2%, mean while, how i pay tnb using credit card?
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Only SI gets 2%.

I supposed you can pay via CIMB, I haven't tried before.
fruitie
post Aug 11 2015, 07:32 PM

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QUOTE(chiahau @ Aug 11 2015, 07:13 PM)
Ah. My plat card finally was approved with a healthy bump in credit limit.

Guess sometimes you gotta be thick skin and ask tongue.gif
*
While I'm waiting to terminate it after my VOX is approved. If my VOX is approved. tongue.gif
fruitie
post Aug 18 2015, 11:11 PM

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I just noticed I paid the outstanding balance and not statement balance. doh.gif

God bless me, hope there is no interest charges.

But I'm willing to try once and see how it goes. laugh.gif

If it really happens, I will argue with the CS. tongue.gif
fruitie
post Aug 18 2015, 11:22 PM

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QUOTE(alexanderclz @ Aug 18 2015, 11:20 PM)
i thought outstanding balance = statement balance + current usage?
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I didn't spend anything these few weeks.

So technically it only consists of my July statement + cash rebate. I thought we are not supposed to deduct out the cash rebate when making payment as there is a risk that it will be considered as short pay?
fruitie
post Aug 19 2015, 12:00 AM

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QUOTE(victorywp @ Aug 18 2015, 11:58 PM)
if your cb comes in after your statement out, you may just pay the balance after deducted with the cb.
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Yeah, this is what I did for Maybank previously.

Somebody mentioned on this thread there is a risk it will be calculated as short pay by CIMB.
fruitie
post Aug 19 2015, 12:07 AM

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QUOTE(victorywp @ Aug 19 2015, 12:03 AM)
don't worry, all bank is the same regarding this.
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Good to hear that. Then, I can close down my CIMB CR once VOX comes. smile.gif
Short stay but I guess that's sufficient for now. Till we meet again. bye.gif
fruitie
post Aug 19 2015, 10:40 AM

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QUOTE(chiahau @ Aug 19 2015, 07:50 AM)
Outstanding balance usually higher than statement balance.

Pretty sure you're not in any risk for penalty.

Heck, if everyone pays their outstanding instead of statement balance at every billing cycle, the bank would be happy tongue.gif
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As I mentioned, I didn't spend anything these few weeks, so technically my outstanding balance is lower than statement balance. tongue.gif
fruitie
post Aug 19 2015, 11:19 PM

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QUOTE(fuserdef @ Aug 19 2015, 10:54 PM)
i am looking around for a credit card, was considering the CIMB cash rebate, is this better of is the maybank dual card (with Ammex) better ? only going to use it mainly for work travel.
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A lot of cards are better than CIMB CR and Maybank2Cards.

It depends on your usage. CIMB CR is mainly useful if you do a lot of online transactions. smile.gif

For recommendation, hop on to this thread: https://forum.lowyat.net/index.php?showtopic=3644347
fruitie
post Aug 20 2015, 09:29 AM

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QUOTE(cdspins @ Aug 20 2015, 09:28 AM)
Anybody pay their TM streamyx bill online using cimb cash rebate credit card? Gotten any rebate?
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david83 tried before and it doesn't work.
fruitie
post Aug 20 2015, 09:58 AM

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QUOTE(cdspins @ Aug 20 2015, 09:31 AM)
Thanks for the speedy reply... aii... what credit card is good for paying streamyx bill???
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Heard VOX accepts, I'll validate for UniFi soon.
fruitie
post Aug 20 2015, 10:46 AM

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QUOTE(cdspins @ Aug 20 2015, 10:45 AM)
thanks... may I know how much is the cash back for VOX?
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5% at maximum RM 50 cash back per month.
fruitie
post Aug 20 2015, 10:50 AM

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QUOTE(cdspins @ Aug 20 2015, 10:48 AM)
Wow 5%... that's awesome... will try apply for the credit card.
Thanks.. you rock!  rclxms.gif
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OT though, you can proceed further in UOB thread.
You will need to swipe at least once per month, else it will impose your monthly charges of RM 6.

To qualify for cash back, minimum transaction is RM 50.
fruitie
post Aug 22 2015, 03:31 PM

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QUOTE(genchwan @ Aug 22 2015, 03:29 PM)
just used it for first time , then received a SMS that RM200 has been charged. WHy?

tried to call the customer relations number, it keep saying my ID number is invalid. WTF
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For petrol?

That's pre-authorized amount, actual amount will be posted later.
fruitie
post Aug 22 2015, 03:40 PM

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QUOTE(genchwan @ Aug 22 2015, 03:35 PM)
Yes , thanks
*
It's normal, other banks are also like this. smile.gif

Side note, you can apply better cards for petrol. smile.gif
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