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Credit Cards CIMB Bank Credit Cards v3

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fruitie
post Jul 27 2015, 08:18 AM

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QUOTE(Lineage @ Jul 27 2015, 08:07 AM)
Guys,

Would like to ask is there anyone notice that CIMB Cash Rebate Gold MasterCard no longer showing in CIMB website? Only showing CIMB Cash Rebate Platinum MasterCard..

They remove Cash Rebate Gold? Wondering if they will auto upgrade current Cash Rebate Gold card holder..

[attachmentid=4651502]
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They revised the eligibility as well, from previously 60k now drops to 24k. laugh.gif
"The minimum income requirement for CIMB Cash Rebate Platinum MasterCard is RM24,000 per annum."

24k for Plat, I really laugh.gif Unless they are coming up a better card for Plat holders?

Anyway, I'm terminating my CIMB CR Plat soon.
fruitie
post Jul 27 2015, 01:21 PM

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QUOTE(David83 @ Jul 27 2015, 08:26 AM)
Maybe they want to come out with CIMB CR WMC. LOL
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Yeah, if that's the case I may consider to re-apply again. tongue.gif

QUOTE(suadrif @ Jul 27 2015, 08:34 AM)
why?
any other better card for replace this card?
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As answered below. blush.gif

QUOTE(David83 @ Jul 27 2015, 08:37 AM)
She's applying for UOB VOX for her UniFi online payment.
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Yeah, and also for my flight tickets. laugh.gif

QUOTE(Lineage @ Jul 27 2015, 09:06 AM)
24k platinum? Seriously? OMG, that time die die also dont want to give me..now drop until so low..  doh.gif
I hope so..will wait and see what new card coming out..  nod.gif
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Yes, I was like so surprised when you posted the image, I went and checked out its website. doh.gif
fruitie
post Jul 27 2015, 01:46 PM

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QUOTE(nickcct @ Jul 27 2015, 01:38 PM)
I also quite surprise when see this. I though BNM have standardize that min 60k for plat card?
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Well, not sure because UOB One Plat is also 48k. tongue.gif

QUOTE(one punch man @ Jul 27 2015, 01:43 PM)
cimb clicks utilities bill payment options seriously lacking.
tnb,celcom,unifi can only pay via saving account cannot use CC sad.gif

does on9 bill payment counted as on9 purchase can get 5% CB? or 2% only?
now MBB M2Amex cannot use for bills, HLB Wise already maxed CB...finding other option for utilities payment
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I think only Astro has 5%, the rest no.
fruitie
post Jul 27 2015, 02:13 PM

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QUOTE(zamnrul @ Jul 27 2015, 01:57 PM)
so if apply platinum now ...the credit limit they can give for platinum how much
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Credit limit is always depends on your salary.
fruitie
post Jul 28 2015, 12:40 PM

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QUOTE(CP88 @ Jul 28 2015, 10:52 AM)
Did you feel that your status have been downgraded and want to chase a higher premier cards?  tongue.gif
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tongue.gif

Anyway, will cancel soon. laugh.gif
fruitie
post Jul 28 2015, 01:34 PM

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QUOTE(sj0217 @ Jul 28 2015, 01:31 PM)
You just got the card on April right?

Can cancel before 6 months ??
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Yes, in April.

Can cancel anytime, banks cannot restrict you on this. smile.gif
fruitie
post Jul 29 2015, 09:44 AM

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QUOTE(ckuanglim @ Jul 29 2015, 09:36 AM)
CIMB Cash Rebate Platinum MasterCard give 5% cash back for online spend (Excluding Airlines, Insurance, Utility and Mobile).
What are the T&C?
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No TnC, those exclusions have been mentioned by you.
fruitie
post Jul 29 2015, 10:09 AM

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QUOTE(OptimusStar @ Jul 29 2015, 09:52 AM)
Gonna use more of CIMB Platinum Cashback, now that MBB Dual Card 5 % weekend is no longer going to be available.
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How do you plan to use this CIMB CR Plat to replace MBB2Cards? unsure.gif
Since this CR is more benefited for online transactions, unless you spend a lot on online transactions. hmm.gif
fruitie
post Jul 29 2015, 10:29 AM

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QUOTE(nichoclon @ Jul 29 2015, 10:22 AM)
maybe is the last part. cuz is the telemarketing officer that contacted me... i no buy car or house and aldi working for 2 years... wont be because I have 2 other bank credit card?
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If your annual salary is RM 36k and below, then you can only have two issuing banks' credit cards.
fruitie
post Jul 29 2015, 12:21 PM

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Mine too because it was sent to my hometown address which I have told them gazillion times not to send it to that address. It should be sent to my office address.

So yeah, that happened to me.

Eventually, they cancelled the earlier card (that sent to my hometown) and resent again a new card to my office.

However, both cards arrived into my office. Apparently the cancelled card is also requested to be sent to my office. doh.gif

This post has been edited by fruitie: Jul 29 2015, 12:22 PM
fruitie
post Jul 29 2015, 12:43 PM

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QUOTE(cientoo @ Jul 29 2015, 12:30 PM)
Wokay...will call them up if still no sign tomorrow. Thanks.
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One good thing is it uses Poslaju and not snail mail, so it is still traceable. smile.gif
fruitie
post Jul 29 2015, 12:47 PM

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QUOTE(laymank @ Jul 29 2015, 12:44 PM)
really? Mine were using snail mails.
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Really? Mine was Poslaju and they left a card in my hometown to collect which I cannot.
So, CIMB cancelled my card and at the same time requested them to resend my cancelled card to my office. doh.gif
fruitie
post Jul 29 2015, 05:27 PM

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Once my VOX approves, then I will cancel my CIMB CR.

No point of keeping so many cards. sweat.gif
fruitie
post Aug 1 2015, 11:28 AM

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I cannot recall my previous statement because I'm on mobile now, so previously the rebate will be credited to same month's of statement?
fruitie
post Aug 1 2015, 11:54 AM

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QUOTE(chiahau @ Aug 1 2015, 11:35 AM)
I can't say I don't feel the same way.
Previously, it's every 28th of the month.

Now, next month only can get.
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sweat.gif Next month which day? Either way also cannot offset our spending before paying right?
Now I'm thinking how to cancel my card with cash rebate in it? I hope can be credited into my CASA. hmm.gif
Wait till my VOX is approved first, now just keep it...
fruitie
post Aug 1 2015, 12:10 PM

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QUOTE(BeastX @ Aug 1 2015, 12:07 PM)
Any cash back from CIMB  will only be valid at the next statement... This is regarding all the previous CB from promotions, not monthly one, as this is the first month where it's done, so who knows (CIMB does), but just to be safe pay in full... so you pay before you get it back...
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Alright, understood. Thanks. smile.gif
fruitie
post Aug 2 2015, 10:24 PM

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QUOTE(adele123 @ Aug 2 2015, 09:49 PM)
er... i will still pay the statement balance minus cash rebate... not full statement balance
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BeastX already advised not to, probably he has experienced interest before?
https://forum.lowyat.net/index.php?showtopi...post&p=75646020
fruitie
post Aug 2 2015, 11:10 PM

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I just checked my bill via CIMB Click app... hmm.gif

Looks like my outstanding amount has already been offset with the cash rebate received on 28.07. hmm.gif
fruitie
post Aug 3 2015, 08:01 AM

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QUOTE(David83 @ Aug 3 2015, 07:41 AM)
Yes but not sure if the statement balance is updated too.
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Yeah, just noticed statement balance is not. hmm.gif
fruitie
post Aug 3 2015, 09:28 AM

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QUOTE(BeastX @ Aug 3 2015, 08:18 AM)
I believe there are no banks that would update the "statement balance".... even if you make the full payment immediately...

"Outstanding balance" will be reflecting your cash back...

You'll notice the "min payment" amount still stands.... MBB would deduct it, not with CIMB....

A year or so ago I got RM200 in "cash rebate" well in advance of my statement due date, I excluded it from payment on the due date, and I was hit with interest of a few ringgit on the following statement 2 weeks later... so even with wining the recent RM100 cash back, I paid my statement without exclusion... Once bitten twice shy...
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Thanks for sharing. hmm.gif
I don't have unbilled transactions, so not sure to offset or accumulate it. hmm.gif

QUOTE(zamnrul @ Aug 3 2015, 09:06 AM)
hi just want to ask ..if i go to cimb apply cimb plat cash rebate...get the card on the spot?like rhb klcc got on the spot if we have epf statement?
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I think CIMB KLCC has...
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