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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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t3arsCulprit
post Oct 7 2015, 02:02 PM

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QUOTE(lai_dm @ Oct 7 2015, 02:00 PM)
ok got it now

but i saw one of the wise card category  is Utilities, this  not include TM bill ?
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Front page mentioned Utilities only covered Electricity and water bill.. icon_idea.gif
SUSsupersound
post Oct 7 2015, 02:03 PM

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QUOTE(t3arsCulprit @ Oct 7 2015, 01:45 PM)
My income is very low lolx.. Cant apply PBB VS though..

I will opt for Utilities and Petrol.. Since I rarely do grocery and I only have one Unifi bill to pay.. Plus I'm not working or staying somewhere near to NuSentral..  laugh.gif

Some more we are not sure when will the NuSentral Sam Groceria stop accepting paying bills for TM Unifi.. laugh.gif

Its safer to go for Petrol, since my petrol usage is more than Unifi bill  brows.gif

neway, changing category only RM 10, still okay lar..
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Well, for me still die die groceries since it is much more easier to get cash back. My way is still buy some groceries and sell it out at normal price. This way can ensure my cash back will give rm100 every month.
cybpsych
post Oct 7 2015, 02:19 PM

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QUOTE(lai_dm @ Oct 7 2015, 02:00 PM)
ok got it now

but i saw one of the wise card category  is Utilities, this  not include TM bill ?
*
that's why i mentioned TM bills are under NO category for Wise biggrin.gif


most flexible is Grocery category. Trap category is Dining laugh.gif Unless your Utilities (TNB/Syabas) is averaging 3xx-5xx per month, then Utilities will reward you more.

you can also get MBB Ikhwan (petrol/grocery @ Fri/Sat) to complement with Wise (mobile/petrol/utilities).
fruitie
post Oct 7 2015, 02:36 PM

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I have made 10xRM 50 payments for TNB via PayOnline and split into two sessions (5 each).

I have received two emails from PayOnline that it is "approved".

However, in my HLB Connect, it only shows one session - RM 250 transaction date is 05th and 06th is posting date.

I did two sessions on the same day, few hours apart but within working hours.

Is this normal? I'm not sure if the second session will be posted to HLB Connect? hmm.gif
Sblad3
post Oct 7 2015, 02:49 PM

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QUOTE(cybpsych @ Oct 7 2015, 02:19 PM)
Trap category is Dining  laugh.gif

you can also get MBB Ikhwan (petrol/grocery @ Fri/Sat) to complement with Wise (mobile/petrol/utilities).
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What do you mean by trap category? hardest to get CB?
Sblad3
post Oct 7 2015, 02:54 PM

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QUOTE(fruitie @ Oct 7 2015, 02:36 PM)
I have made 10xRM 50 payments for TNB via PayOnline and split into two sessions (5 each).

I have received two emails from PayOnline that it is "approved".

However, in my HLB Connect, it only shows one session - RM 250 transaction date is 05th and 06th is posting date.

I did two sessions on the same day, few hours apart but within working hours.

Is this normal? I'm not sure if the second session will be posted to HLB Connect? hmm.gif
*
was afraid such things happen, so I did it with RM50.05, RM50.10, RM50.15...
cybpsych
post Oct 7 2015, 02:58 PM

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QUOTE(Sblad3 @ Oct 7 2015, 02:49 PM)
What do you mean by trap category? hardest to get CB?
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everything about Wise is MCC. difficult to know which dining places matches Wise's.
CandyHs
post Oct 7 2015, 03:02 PM

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QUOTE(fruitie @ Oct 7 2015, 02:36 PM)
I have made 10xRM 50 payments for TNB via PayOnline and split into two sessions (5 each).

I have received two emails from PayOnline that it is "approved".

However, in my HLB Connect, it only shows one session - RM 250 transaction date is 05th and 06th is posting date.

I did two sessions on the same day, few hours apart but within working hours.

Is this normal? I'm not sure if the second session will be posted to HLB Connect? hmm.gif
*
seems u all using payonline for utilities.

This post has been edited by CandyHs: Oct 7 2015, 03:17 PM
fruitie
post Oct 7 2015, 03:17 PM

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QUOTE(Sblad3 @ Oct 7 2015, 02:54 PM)
was afraid such things happen, so I did it with RM50.05, RM50.10, RM50.15...
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Well, I used to do that too but this one is flat RM 500. So just 10xRM 50 and split into two parts. Only first part is reflected, second part still nothing yet. I will probably call CS later to know if this amount is floating.

QUOTE(CandyHs @ Oct 7 2015, 03:02 PM)
to pay using payonline, which category it will fall in?
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Utilities for TNB.

This post has been edited by fruitie: Oct 7 2015, 03:18 PM
wan7075
post Oct 7 2015, 03:45 PM

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QUOTE(fruitie @ Oct 7 2015, 02:36 PM)
I have made 10xRM 50 payments for TNB via PayOnline and split into two sessions (5 each).

I have received two emails from PayOnline that it is "approved".

However, in my HLB Connect, it only shows one session - RM 250 transaction date is 05th and 06th is posting date.

I did two sessions on the same day, few hours apart but within working hours.

Is this normal? I'm not sure if the second session will be posted to HLB Connect? hmm.gif
*
seem like it became 1 transaction only. next time better try pay daily for play safet.
fruitie
post Oct 7 2015, 03:46 PM

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QUOTE(wan7075 @ Oct 7 2015, 03:45 PM)
seem like it became 1 transaction only. next time better try pay daily for play safet.
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Yeah, probably. Anyway, will just wait for a while. biggrin.gif
victorywp
post Oct 7 2015, 03:50 PM

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QUOTE(MGM @ Oct 7 2015, 02:00 PM)
Then it is not worth mentioning.
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yeah, not sure why he mentioned it.
hebe87
post Oct 7 2015, 04:24 PM

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for payonline, i will wait until i received the email receipt from uob payonline before i make the 2nd payment
ftan
post Oct 7 2015, 04:52 PM

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QUOTE(hebe87 @ Oct 7 2015, 04:24 PM)
for payonline, i will wait until i received the email receipt from uob payonline before i make the 2nd payment
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I used pay online for the first time today. Paid $50 and waited for the email. Hope everything is fine. smile.gif
SUSsupersound
post Oct 7 2015, 07:09 PM

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Just back from 99 Speed Mart, they also not sure on this as most people paying bills using cash. They have a rule of credit card spending is rm50, so I guess it can accepted.
fruitie
post Oct 7 2015, 07:32 PM

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I called HLB regarding my remaining 5x50 payment. Fortunately, they are still floating. I guess TNB will pick them up soon and then will be posted to my unbilled transactions. biggrin.gif
SUSsupersound
post Oct 7 2015, 11:18 PM

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QUOTE(fruitie @ Oct 7 2015, 07:32 PM)
I called HLB regarding my remaining 5x50 payment. Fortunately, they are still floating. I guess TNB will pick them up soon and then will be posted to my unbilled transactions. biggrin.gif
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It shall not be left "floating", as TNB won't bother on advance payment or late payment, since either way they also happy, pay less, penalty you, pay more they can float your money first.
looks like the problem lay to either UOB or HLB that yet to release that fund out.
For me is better ask what is happening hmm.gif
fruitie
post Oct 7 2015, 11:24 PM

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QUOTE(supersound @ Oct 7 2015, 11:18 PM)
It shall not be left "floating", as TNB won't bother on advance payment or late payment, since either way they also happy, pay less, penalty you, pay more they can float your money first.
looks like the problem lay to either UOB or HLB that yet to release that fund out.
For me is better ask what is happening hmm.gif
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Called who? laugh.gif I already asked HLB. laugh.gif
If I want to ask TNB, how to contact and ask them? sweat.gif
SUSsupersound
post Oct 7 2015, 11:28 PM

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QUOTE(fruitie @ Oct 7 2015, 11:24 PM)
Called who? laugh.gif I already asked HLB. laugh.gif
If I want to ask TNB, how to contact and ask them? sweat.gif
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Not TNB, more on those 2 banks.
That's why I never encourage people to choose categories other than petrol and groceries.
Call me prejudice if you want, but must know how the boss do business sweat.gif
fruitie
post Oct 7 2015, 11:31 PM

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QUOTE(supersound @ Oct 7 2015, 11:28 PM)
Not TNB, more on those 2 banks.
That's why I never encourage people to choose categories other than petrol and groceries.
Call me prejudice if you want, but must know how the boss do business sweat.gif
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Never mind la. Just wait few more days. If within 7 days, the merchant doesn't pick up these transactions then will be voided. sweat.gif

I'll call UOB if still nothing.
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