Non PR does not contribute CPF. I think you can ask your employer say you want to contribute even not PR but not sure the employer will contribute their part or not.

I do not have CPF contribution. I have no sosco deduct from salaryas well, so the pay you receive is the net pay.

What variable portion? Not really get what you mean.

bbmars or anyone else, can you pls explain what is this AVC again?  Can it be taken away even though company not making losses?

CPF is not applicable for Non-PR or Non-Citizen of Singapore.. So there is no need for us to worry fot that.

yea i understand. but is the same as bangla which work in malaysia la.. they also lose the contribution also..wat i mean in worry is there is no procedure or wat so ever.. Let say if we got CPF now. but we need to retired only can take back those CPF. so after minus off all the CPF still we 2-3yrs back to malaysia due to contract expired then we lose even more.. rite?

There are 3 accounts being allocated to; i.e. Ordinary Account (OA), Special Account (SA) and Medisave Account (MA) and their returns are 2.5%, 4% and 4%, respectively, IINM.

dude i heard got some big rally coming up.. not sure when but just heard as word of mouth from a friend.. aiks... you can still come Msia but stay at hotels in Selangor area and avoid city ?

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Added on December 12, 2007, 11:11 pm
some employers pay back the CPF to staff working with employment passes

Singapore FD does not pay you 2.5% till 4% per annum. FD in singapore only give you from 0.3 till 1% only( FD below 50k)

hey which firm you at ? We may be working in the same firm !

Yea i understand that but still if compare to the prepaid line is totally OMG. Still i will go for starhub when i go to singapore. If any better suggestion please let me know.. I would like to consider bout it..

Im hoping to get a HSDPA phone asap and i can use wifi all around and call using skype.. FOC FOC!!!

1. Does any brand of phone as long as got HSDPA it means sure can get Skype? I think the other person also must have Skype too right on his/her phone in order to be free? Basically what is the purpose of HSDPA? Is there phone with both HSDPA and 3G  - so that I can see the other person too?
2. Doesn't this Singaporean thread deserve it's own sub-forum? What do you guys think , so that anyone thinking of goign to Singapore to work or what can go to the sub-forum ...otherwise there are so many info about Sgp in this one thread.

LlYN Admin, please consider.

you need to get clear on 1 thing here..

HSDPA = 3.5 G
3G = 3G

yes if you wan to use skype the opposite oso must have.. for me if spend for 1 time for a HSDPA phone is worth it.. is not everytime u need HSDPA to run for skype. thats y i state WIFI.. if u at home or office which normally now in spore also will provide wifi. Starbuck, bus and even inside MRT now oso have wifi.. so practically is saving here.. rite? if you wan those which can view the opposite if using SKYPE or MSN Messenger stuff you need to check with the phone vendor or dealer for the phone spec.

In spore everything about money thats y is quite calculative among all. Thats why suggest better planning b4 moving to spore..