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 Public Mutual Funds, version 0.0

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SUSyklooi
post Jun 27 2020, 02:18 PM

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QUOTE(iqlas @ Jun 27 2020, 02:14 PM)
I do see your point.
However my angle is more towards if the fund manager was able to beat the benchmark in its own industries by a higher margin. Would that means maybe potentially there are more undervalued stock in that particular market that can help generate growth for the investor?

That kind of things
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The benchmark may just be a value. That may not be universally adopted by others... It is just a value.. That looks to be fluid n not fixed...
Any way, if you liked to use that, just go ahead as you think that it is valid n fruitful to use.

This post has been edited by yklooi: Jun 27 2020, 02:19 PM
SUSyklooi
post Jun 28 2020, 11:50 AM

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thumbup.gif thanks for the informative responses..kapitan gambit

iqlas, hope you find this latest information useful in your fund selection quest
anyway, did your current agent provided that much information as kapitan?

time to consider kapitan? hmm.gif

SUSyklooi
post Jul 2 2020, 02:02 PM

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QUOTE(JoeK @ Jul 2 2020, 02:00 PM)
yes. correct.

i thought it's illegal to promise returns to the customers.  confused.gif  confused.gif
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did they said that in writting?
SUSyklooi
post Jul 2 2020, 02:08 PM

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QUOTE(JoeK @ Jul 2 2020, 02:03 PM)
yes. not in black and white. they just write in LinkedIn message promising 8% returns.

any of you manage to achieve 8% before?
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do you think that can be submitted to the PM office?

yes, 8% is achieveable, depends on for how long this 8% will last, and when you bought it and what fund did you bought.
but most of the time, most of the funds this 8% is not sustainable in the long run....my personal experience.....losses will happens too

This post has been edited by yklooi: Jul 2 2020, 02:08 PM
SUSyklooi
post Jul 2 2020, 02:16 PM

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QUOTE(JoeK @ Jul 2 2020, 02:10 PM)
Can share your experience? The good return and the bad return you've experienced in public mutual?

smile.gif
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you can try look up forummer "kapitan gambit" ...just few posts up....
hopefully he can guide you.
SUSyklooi
post Jul 15 2020, 09:55 AM

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QUOTE(bigphil @ Jul 15 2020, 09:41 AM)
Oops sorry.wat i mean is they can never guarantee a fixed return.if 2.5% i would suggest to put into money market.no charge and it is as good as putting in fd
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FD is known rates before you put in.
EPF is no one knows what yu will gets.

how many times since 1960 has EPF gives out 2.5% rate?
https://mypf.my/investing/retire/epf-historical/
SUSyklooi
post Jul 15 2020, 10:06 AM

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QUOTE(victorian @ Jul 15 2020, 10:00 AM)
Lol you are talking as if EPF has ever given out 2.5% interest. (1952~1959...per link above)

Do you even know what is minimum 2.5% guaranteed interest?

You are derailing so hard from the original discussion
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abt 70 years ago,

SUSyklooi
post Jul 16 2020, 09:52 PM

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QUOTE(MUM @ Jul 16 2020, 09:31 PM)
i think they MAY invest up to 50% in FI....
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see image for their answers...your "MAY" is thumbsup.gif

QUOTE(majorarmstrong @ Jul 16 2020, 09:36 PM)
answer here

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QUOTE(majorarmstrong @ Jul 16 2020, 09:47 PM)
i hope for 5% next year enough lo dont care how they package it
janji ada profit
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thumbsup.gif good mind set bruce.gif


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SUSyklooi
post Jul 23 2020, 10:16 AM

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QUOTE(andrekua2 @ Jul 23 2020, 10:07 AM)
This MCO really power.

I withdraw 35k to PB Growth Fund in 2018. Was losing consistently until 8-10k at the max but since MCO, everything has turn 180 degree. After 3 months of MCO, it rebounded to positive.
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Wow from Yr 2018 till now you made 5% in total..
SUSyklooi
post Oct 27 2020, 02:11 PM

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if just for beating FD and just for a duration of 2 yrs, why select this and need to pay 4.5% sales charge instead of other almost similar fund that charges less? hmm.gif
SUSyklooi
post Nov 6 2020, 11:35 AM

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QUOTE(backspace66 @ Nov 6 2020, 11:18 AM)
Good gain from PGSF after just one week coming back in. Majority investment in US and sizeable allocatiom in S&P 500 based etf and Nasdaq, QQQ
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yes, good ride since last few days.....
but to some, it had been one trill of a ride for the last 3 months


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SUSyklooi
post Jan 10 2021, 08:27 PM

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QUOTE(panda@KL @ Jan 10 2021, 08:13 PM)
if i plan to invest in PB fund for 5 years, which moderate/high risk fund is recommended? with their high sales charge, i wish to have at least 10% return every year
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hmm.gif i too wish to have at least 10% return every year, thus i will definitely take note of possible recommendations
SUSyklooi
post Jan 19 2021, 10:17 AM

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QUOTE(YoungMan @ Jan 19 2021, 10:12 AM)
If you have Public Mutual Online account, login and click on the quarterly report. You can download the report for Public Series and PB Series of fund. No need any code.
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This quarterly report contains the same info as in the annual report that he looked for... The average purchased price of a stock by that fund.?

This post has been edited by yklooi: Jan 19 2021, 10:19 AM
SUSyklooi
post Jan 19 2021, 10:25 AM

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QUOTE(ironman16 @ Jan 19 2021, 10:21 AM)
My agent pmo user only can download the fund that we purchase only, he try help me find, no guarantee. 🤣🤣🤣
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Limiting small fly retail investor like me from copying a few of what they holds??? 🤔🤔😊😕😀
SUSyklooi
post Jan 19 2021, 12:18 PM

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QUOTE(YoungMan @ Jan 19 2021, 12:13 PM)
My bad. Annual report only can dl for funds we invest into, which is weard. Average purchased price of stocks not available in quarter report.
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ok, thank for the info... notworthy.gif

anyway, just 2 posts up allyp182 just posted that annual report for felixmask
SUSyklooi
post Jan 20 2021, 08:44 AM

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QUOTE(jlkh760830 @ Jan 20 2021, 07:43 AM)
Tqsm all sifu,, for your explanation 🙏🙇
Atleast now I've a guideline which fund really look into it..

Anyhow,, back to my previous question,, for children, what fund are suitable for long term investment?
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just my take, which may be wrong as i am not a qualified advisor,...

if assuming your kid's education UT portfolio has a duration of 15 yrs before needing the money.
try to separate the composition of the port into 2 separate type
type 1 is for a duration of first 12 yrs while type 2 is for the last 3 yrs

type 1 consisted of EQ heavy while type 2 is EQ/FI balanced
reason being, from past performances, EQ mkts has much volatility, due to a longer investment horizon any mkts corrections can be hopefully beable to get rebounded within 3 yrs

only a port that is heavy in money market / FI can be a buy and forget investment...others you need to monitor them periodically (many suggest 1x per year)
SUSyklooi
post Jan 20 2021, 09:57 AM

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QUOTE(yycclin @ Jan 20 2021, 09:47 AM)
PB AI Fund is going down stream ever since they launched it,,, Is this fund worth investing ?
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mind telling the fully name of this PB AI?
SUSyklooi
post Jan 20 2021, 10:19 AM

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QUOTE(yycclin @ Jan 20 2021, 09:47 AM)
PB AI Fund is going down stream ever since they launched it,,, Is this fund worth investing ?
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QUOTE(yklooi @ Jan 20 2021, 09:57 AM)
mind telling the fully name of this PB AI?
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QUOTE(jlkh760830 @ Jan 20 2021, 10:12 AM)
.........
PUBLIC e-ARTIFICIAL INTELLIGENCE TECHNOLOGY FUND
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i don't think it is PUBLIC e-ARTIFICIAL INTELLIGENCE TECHNOLOGY FUND, as yycclin mentioned "going down stream ever since they launched it"
as PUBLIC e-ARTIFICIAL INTELLIGENCE TECHNOLOGY FUND is having +10% since launch


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SUSyklooi
post Feb 15 2021, 08:41 PM

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QUOTE(YoungMan @ Feb 15 2021, 08:37 PM)
Sign up to be Public Mutual UTC. That is if you are going to invest most of your fund in PM.
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is there an annual sales quota to meet to maintain as an UTC with PM?

what is the "saving" % that UTC made for a 5.5% SC?
is it 3% for UTC and 2.5% for PM?

This post has been edited by yklooi: Feb 15 2021, 09:00 PM
SUSyklooi
post Feb 15 2021, 09:01 PM

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QUOTE(YoungMan @ Feb 15 2021, 08:59 PM)
I think it's RM30k. But someone saying if you don't reach the minimum target, you need to sit for online exam to maintain status as UTC.
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what is the "saving" % that UTC made for a 5.5% SC?
is it 3% for UTC and 2.5% for PM?
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