Installed and logged in already?

both andriod and apple version too?

  testing now

The mailer came into my inbox. I didn't really have any investment with them.

Not sure if my PMO account is still active.
I can't remember my credentials.

Hey guys, just a quick to PM sifus here.
I have been investing my EPF $$ for about 5-7years now (some funds are 7 years old, some are 5). The agent is very much helpful and we did some switching last year due to low performing fund called Public Index Fund.

Below is my return.



So basically I invested RM 150,231 and got back RM23,842 profit.

My question is, would it have been better if I just left it in EPF?

How can I calculate how much I would have gotten if I left it in EPF?

Thank you for the calculation.
May I know how you did the calculation.

It's not like 1 day 7 years ago I deposited RN150k into PB. It was a gradual deposit according to how much EPF allows us. I remember when I started I was only depositing around 2 to 3k every 3 months.

As time goes as my salary increases I deposit around 8k every 3 months (epf only allows certain amount of % to be moved to Unit trust every 3 months)

To beat EPF, you don't want it to be "more safe".

When money is taken out from EPF to purchase funds, you want it to be different from what EPF is doing... you put it into equity funds and into equity funds that are not inside Malaysia.

EPF is the taikor in Malaysia stock market. Tough to beat EPF in the field it controls.

Singapore, consumer theme funds and far-east large caps... ie top 30 or alpha 30 companies.

Is it too late to join the bandwagon?

For most Asia Pacific Funds, the rally continues last week; a good start to the new year.

Last Friday's daily increments for some funds were not seen before...

PUBLIC FAR-EAST CONSUMER THEMES FUND 3.81%
PUBLIC ISLAMIC ASIA LEADERS EQUITY FUND 2.41%
PB ASIA CONSUMER SECTOR FUND 3.95%
PB ASIA PACIFIC ENTERPRISES FUND 3.16%
PUBLIC SINGAPORE EQUITY FUND 2.49%

STI is still below its 2020 Jan/Feb level, while other indices, Taiwan and S Korea have rally past its early 2020 levels. Hang Seng is about back to 2020 Feb level.

My 2 cents: Some Asia Pacific funds, as like above funds, could possibly gain at 15% to 30% by year end.

Just to give an indication on how strong was the rally last week (and after the sharp pullback last March); while bond funds were in the negative last week, but my port having less than 30% in equities had gained slightly above 1% last week.

PUBLIC FAR-EAST CONSUMER THEMES FUND
8/1/2020-8/1/2021 (1-yr): 39.67%
31/12/2020-8/1/2021 (ytd): 8.11%

Switching is not same as "buy and sell". If you sell and buy back, you will be paying service charges again.
I got unlimited free switching... 

I'm holding all the above 5 funds plus a few more. 2 of them, switched in last Friday.

All the equity funds just several % of the port; wtih bigger % in Islamic Asia Leaders and Vietnam-Global.

Had switched out of Islamic Global and Global Select; but still holding Lifestyle & Tech and PB Global Tech.

Most of the funds are similar to each other, Asia Pacific region and large caps, so when I'm in dilemma in choosing the funds, I chose them all.

Gold member.

As a beginner, better to stay with one fund house and not do to much switching... stay and accumulate and grow the port. Wait till you got gold member status.

There is a good phrase which I recently came across...

To grow wealth, concentrate.
To preserve wealth, diversify.

      haha of course not. Was thinking it might be a good time to invest US market. What do you think? Got any other better recommended fund? looking forward for long time investment/return.

Another question, is there any different between I choose to place my Unit Trust over PMO without entering any consultant? will the sales charge be the same??

PLTF has been giving good return, one of my best performing fund in PM. But do remember that past performance is not an indication of future performance.
As for the new US fund there is no track record yet. you have to look at similar funds from other houses.
Haha this is the trick if investing directly with fund houses. Especially family member which you can nego sales charge.

Mine mostly also on FSM, only 3 funds on PM.

I'm searching the fund annual report. Anybody know?

What is access code?

I have other fund. I'm searching public ittikal fund.

Mine agent is sleeping agent.

Want to see average price the fund bought the stock.

Tq. Pls share how to download fund annual report.