Hi,
Thanks you sharing your personal journey.

This is what I plan to do. Withdraw form EPF and park temporarily and then switch to equity when market down to collect units. As you know with EPF only can withdraw 3 months once. So withdraw and park in Bond and then can easily switch to equity as and when I want via PMO. No paper work.
My target is not to hold for too long in Bond ... the most its about 3 months.

So appreciate if you advice which EPF approved Bond I should go in?? Off the less volatility the the better.
TQ

Comment:
Distribution for P. Islamic Bond fund is 6 sen per unit. It is a consistent income fund with about 6% distribution no matter how good or bad its annual growth performance was. Good to have this type of fund for the older investor who are withdrawing the distribution as part of his/her retirement income. Too bad it is closed to new investors.

all sifu..... i need a clarification...i want to invest in public smallcap dfund but my unit trust consultant say it is closed because all the units fully sold.... how can i know if a fund is already closed? i cant find the information from pb mutual website....anyone here have any link for me to check myself? by the way, I am investing via cash...i know EPF suspended the fund already

As a finance house veteran, I expect better quality of comment from u

hi bro, pls chck with ur sgent if piof is still open or not for investment..yhanks

yeah....haha.... only option i have now is PRSF... this gives me a steady growth in my units by getting dividends every year.... MY UTC suggested me go for  PUBLIC GLOBAL SELECT FUND but from my review, PGSF fund is aiming on the capital appreciation rather than to reduce average cost price per unit and concentrate more on foreign equity. We can take advantage on the appreciating of foreign market currently by investing in PGSF but there is a higher risk coz it did not gives me distribution per unit every year and only based on the capital gain. If foreign market crush, i also crush lerrr

Cool. Planning to sell off and wait for market to crash..... 

Just found my records, bought in Jan 2015. 

So EPF had recently released the dividend for 2015.

Here's the dividends for the past 10 years:
2013 6.35%
2014 6.75%
2015 6.40%

3-yr total returns 19.50%, annualised (CAGR) 6.12%

Just curious where to find the history of launch price till current price.

Guys need some help, I invest in PB GROWTH FUND on 2010, I notice that every year will distribution reinvest is it some sort of dividen?
I mean auto invest every year ? Just checked after 5 year growth around 25.58%

Don't know whether need continue or not

No bro,  just wondering when to withdraw is the right time
If I end it, most probably gonna put in normal fd only

Kenanga Investors declared distributions of 10.11 sen for its Syariah Growth Fund. Anyone interested, please pm me.

Yup, but more units for you 

NAV fluctuates, units not..

Dividend declared by Kenanga is more than Public Mutual?

wow wow wow - Bond funds shoot up today... after BNM cut OPR.

14/7/2016 PB AIMAN SUKUK FUND PBASF 1.0617 0.0040 0.38%
14/7/2016 PB SUKUK FUND PBSKF 1.0690 0.0033 0.31%
14/7/2016 PB INFRASTRUCTURE BOND FUND PBINFBF 1.0703 0.0032 0.30%
14/7/2016 PUBLIC SUKUK FUND PSKF 1.0693 0.0030 0.28%
14/7/2016 PB ISLAMIC BOND FUND PBIBF 1.1305 0.0029 0.26%
14/7/2016 PUBLIC ISLAMIC BOND FUND PIBOND 1.0160 0.0023 0.23%
14/7/2016 PUBLIC ISLAMIC INFRASTRUCTURE BOND FUND PIINFBF 1.0682 0.0024 0.23%
14/7/2016 PUBLIC ISLAMIC SELECT BOND FUND PISBF 1.0451 0.0019 0.18%
14/7/2016 PUBLIC INSTITUTIONAL BOND FUND PINBOND 1.0080 0.0016 0.16%
14/7/2016 PUBLIC ISLAMIC INCOME FUND PIINCOME 1.0628 0.0014 0.13%
14/7/2016 PUBLIC SELECT BOND FUND PSBF 1.0132 0.0012 0.12%

Normally, the daily increment is about 0.02%.