Missed your post... hence the late reply.

The figures were taken at night... and only local funds were updated, while the foreign funds were updated the next day.

PBond for that day is 0.11%.

YTD PBond is among the bottom 5.

YTD - Bottom 5:
PB Bond Fund
Public Strategic Bond Fund
Public Select Bond Fund
PB Fixed Income Fund
Public Bond Fund

YTD - Top 5:
PB Aiman Sukuk Fund
Public Islamic Infrastructure Bond Fund
Public Islamic Bond Fund
Public Sukuk Fund
PB Sukuk Fund

worth to buy or not ?

The 1-yr performance chart for PIOF is pretty poor; dropped about 10% off its peak & underperformed its benchmark badly (benchmark +11.2%, PIOF +3.9%)

I think many have been selling/switching out of the fund - since those investors in the accumulation stage can't do DCA on it as it was closed; and those in the matured passive-income stage can't rely on it for either growth or income.

(No income distribution was announced on its financial year-end on 31/July.)

10-yr total returns annualised to 12.4%, 5-yr 11.74%, and 3-yr 7.29%.

The problem is that the impressive growth is only for those who had started buying it years ago. Those who started buying it 2 years ago see it shoot up 18% last year, dropped off its peak by 10%, and YTD growth of -8.4%.

I have this fund, switched in in 2014 before it closed, IRR peaked at 15%, current IRR less than 4%. Was very tempted to switch some units out to bond funds, but having this dilemma of not able to switch back in after switching out for short term gains.

Oh well, will get more units if it is open...

Public Mutual funds are a no no for me, the high sales charge goes up to 5%.. investors who enter are already at an initial loss

Time for me to kacau this thread again 

Actually, if the funds can outperform its peers in other asset management companies over long term, even if they charge more than 5.5% sales charge it'll be worth while. 5.5% sales charge annualised also less than 1% per year over 5 years

Question is, how does PM funds returns compare to its peers?
According to my trusted morningstar fund selector, Public mutual does not even made the first page of the 5 year annualised returns
[attachmentid=7422710]

Even 10 year annualised return also only 2 PM funds that made the list, small cap and islamic opportunities. For an asset management company that manages more than 50% of the AUM in the unit trust industry in Malaysia.... I'm more than disappointed

Honestly the argument is becoming stale, and PM is becoming irrelevant to the industry if they don't do anything about it. The only thing I can do as a consumer is to put my money elsewhere, and tell everyone I know to do the same

So far they seem uninterested to change, at the end of the day, they have a sales force of 30,000. Even if only 1/3 is active, that's 10,000 agent who depend on the job to cari makan... if PM starts to offer lower SC or tier charges on different platform, these agents would probably mogok

That's what I observed that's stopping the life insurance industry to evolve

Still waiting for the robo advisors to come in and give FSM some competition 

but still i keep on hearing from agent, u can make 40% profit easily lar, and blar blar,

dividend is great lar...

and then they point to you the straight line chart, naik naik naik,

and then u can guna epf hentam, no need cash upfront and blar blar...

   

hi all,
how can i switch back the fund back to EPF?
can i do online?
thanks

I have several portfolio.  Last year all increase in IRR but early this year I saw a drop in a couple of them. Need to check with my agent again on the latest report. Over the years I do make profit though amount is not as high as I would like it to be. I am just wondering if I should risk maintaining it or selling it off and just relying n EPF dividend rate.

What is your opinion on this scenario...Total NAV - RM124K (combo of 8 portfolio ranging from 6%-60% return over a course of 8 years). Total Return to date is RM40k, down from RM46k in Dec. 

Is this consider reasonably ok or should I consider putting a plug on PM and let the $ stay in EPF, considering that there was no new top up since 2014? Please advise.  My agent as usual tells me unit trust is for the long term.

like that better put in EPF lo.
imagine those interest for 7 to 8 years from EPF dividend

Public small cap is the highest return fund that PM has, and yet if you compare its 5 years returns with its peers, pale in comparison

[attachmentid=7736687]

Orange: PM small cap
Blue: Eastspring investment small cap fund
Red: RHB small cap opportunity
Green: CIMB small cap

And people wonder why I'm a PM basher 

Boss, if you look at that Bloomberg screenshot, you would have made 198% if you invested in EI SC instead for the same 5 years... so I guess it's all relative 

TQ for the update... I got Public Smallcap.. 

TQ... need to update my excel file again!