i got no idea also

no idea about the concept of "loaded or low loaded unit"...

the bond has been purchased more than 2 years now.

this can be done by myself without being charged by an agent?

Ouch, ouch, ouch, Asia Pacific and Greater China funds dropped 18%-20% off the peaks…

Definitely feeling the pain if bought this year… If bought last year, the roi is still positive, in 20% - 30% plus regions.

Buy more and wait for the rebound? 

What really hurting are bond funds... 

Fund Performance From 09-Mar-2020 To 09-Mar-2021
PIINFBF (Risk 2): -3.65% (highest: 2.78%)
PSKF (Risk 2): -1.97% (highest: 2.27%)

PIALEF (Risk 5): 52.19% (highest: 71.7%)
PGCF (Risk 5): 37.12% (highest: 55.1%)

Hi guys, i have 3 types of funds with public mutual that has been there for many years and i plan to withdraw it. Can i do it online?

1 fund was with the bank and another 2 was with the agent. Can all be done together if it is at the bank?

Just checked it in PMO, is it under the redeem? If i plan to clear all, i just key in the full units (including decimal) and redeem only?

Been there for like 6-7 years and it was a 1 time deposit only. I'm consolidating all my investments and want to move it to other platforms.

Ok got it, my amount is very small only. Sure won't simply put in other place with extra sales charge 

I have too many platforms already, so slowly sorting it.

Btw, just curious, last time when we do in bank/agent, there is a 5.5% fee right? If we do ourselves online in PMO site, is it the same?

One is PBGF, one is PISEF and one more is PFSF.

Ok, i will check those funds as well, tq.

quick question, is withdrawal process about 2 weeks till it is banked in?

Haha i redeemed one of it, PFSF but it doesn't indicate any timeframe 

Google says about 14 days but not very clear.

yup public select focus. Ok, i will wait and see then 

I thought eseries bond 0.65%?

My friend asked me to find her Sales Agent since her agent very good in fund recommendation. Is this sort of like upline and downline?

Refinitiv Lipper Fund Awards 2021: Public Mutual biggest winner with 34 awards
https://www.theedgemarkets.com/article/publ...inner-34-awards

Legitimate wins, or tooting own horn (read: 'paid to win' awards)? 🤔🤔🤔

I read the prostectus, but i'm not really get it.. is it more locally, then max 20% invest global?

Yes. This is what my agent told me.
No plan to buy yet. Sales charge 3.75%

ironman holding so many funds ....  :thumbsup:

From the investment perspective, are 40 stocks considered too diversified? 

Should we invest in this new funds since the promo price quite cheap as 0.25 during promotion period ?

for my case, I am investor first then a consultant.
-before I invest in unit trust funds, I read their fund factsheet, location, past performance and also companies they invest. then the prospectus & annual/semi report.
-past performance just a guide. I look at funds gave min 10% annualized return (reason beat epf/asb + beat inflation + fees)
-List of top companies they invest also important for me.  for local equity, when I saw some companies (heavily debt, no growth potential etc), don't give me confidence to invest in that fund.
as a consultant, first I ask client main target and their duration. then I looked at my own portfolio and usually recommend the most suitable among both aggressive and balance which match their targets.
it is my self satisfaction when both see the investment grow

He told me he has a few fund over Malaysia, Asia and Global. All of them got profit last year.

I just recently started invest by using i-account via EPF.
Invested RM 1k in Global Select Fund.
After created an account with PM online, I can see how diversified the funds in it. A huge company with lots of funds.