Missed the window to buy last Thursday, should I still jump in? SGD recovered quite a bit against MYR

Thanks!

Interesting that your best performing fund is a balanced fund

Sifu sekalian,

I'm planning a unit trust allocation for my mum & bro joint acc. I got her to withdraw her underperforming hong leong unit trusts and I'll help her manage on FSM

Planned %
CIMB-Principal Asia Pacific Dynamic Income Fund 30
CIMB-Principal Global Titans Fund 15
Kenanga Growth Fund 15
RHB-OSK Asian Total Return Fund 20
RHB-OSK Cash Management Fund 2 -
RHB-OSK Islamic Bond Fund 20

As a retiree, I thought 60 EQ: 40FI is okay for her since she has a bit of FDs too. Previously it was 95% EQ

What say you? The intention is to leave it there and probably take 8% out as annual bonus. Is 8% absolute return realistic with such portfolio? I'm not keen with India & China focus type of funds

Thanks boss.... 6% is good enough
Fingers crossed. Else my mum would come after me

Me2, bought from bank based on bankers recommendations. After that I realise I dont need to rely on them n pay 3% commission

UOB, and there's FD promo tied to the purchase somemore :-P
So you are saying I got it cheap? I thought it's already ex

honestly, I learn 1000x more by reading up in FSM and here than talking to bankers.
After 2 months of reading up, I find the bankers only regurgitate what they read in their email briefs and sell the funds the bank recommended to them.

Okla, I do learn a bit more when I speak to a Public mutual agency manager, but I also dont take what she says as gospel truth, I read up somemore

Caveat: I do have a finance degree, so I might have a bit of competitive edge compared to engineers. But trust me, it's easier and more rewarding than it seems

Beli apa?

Hmm... tempting

I could not get over my fear over china companies

Ya
And the RHB-OSK GEYF that we were cursing is on the 1 month top performing list

So now time to curse Aberdeen pulak?!

Okla, I think hold and do nothing is bad as fund managers strategy in a volatile market. Even GEYF's simply whack method seems to do better

Read fact sheet lor... itu mandate is for global stocks but sometimes Malaysia market exposure is quite high... and the stocks turnover also very fast, every month the top holding different one. Okla, maybe not simply whack, but keep whacking?

Yes, u get less value than last week, but if this week fall somemore, then next week u get even less value

Example of what you lose out

CIMB-Principal Global Titans Fund Fund Factsheet
(Fund prices for the last 3 months)

No. Bid/NAV Price Dealing Date
1. 0.8221 June 8, 2015
2. 0.8148 June 5, 2015

That's a whooping 0.8% increase over 1 weekend

This post has been edited by dasecret: Jun 9 2015, 02:40 PM

Yesterday ponzi 2.0 lausai... anyone topping up?

I'm wary of Msian market for the longest time, so my funds are mostly non-local. I do have small amounts in KGF and MY Focus. Question is, should I switch them to asia pac funds before the crash?

I'm waiting europe to drop further. Not just Msia based european fund seems expensive, even SGD denominated european funds are expensive. Euro strengthen quite a bit in past 2 months.

Agree I wont time it perfectly, but at least time it slightly lor....
This sloooow motion crash is making it very boring for me

So quiet one????

I recently joined FSM SG. Noticed their practices are not identical to the MY ones. Transaction processing is a bit slow, if I place cash orders and pay through the internet banking, it only goes through the next day even when payment was made in the morning. So now I dump money in the cash fund first
Their investment advice is quite impressive though, very detailed. The amount I can invest is not much pun
Hope they can share best practices more then we users can enjoy the best of both worlds

I have some Sing dollars in a Singapore bank account. I deal with the forex differences separately.
They do allow TT transfer, but the bank charges and bank exchange rate itself would take a long time to recover
Actually I was told for stable income stream, SG REITs are better compared to unit trust. But I didn't have the chance to open a trading account yet