If i do intra switching, do you think it is consider redemtion?

Good idea..

I tried to check and unfortunately intra switching out from Hwang Japan Growth to other Hwang funds will kena 1%.

sien lo... overlook on this jor. 

Only hope now is this fund give me fat profit la..

Muses of a newbie... Question:

Does one need to treat Unit Trusts as Stocks?

Means all the FA and TA and etc goes in liau on the NAV of the UT.

Oright!

Hmm....

Which comes to mind. How do you select which funds to pick? If it's you.

Understand. *writing to notebook*

Checklist made. 

lol... Algozen™ was going to crunch some numbers on my employee stock purchase thing with motorola. hahaha... waiting patiently for Algozen™ mia advice.

  I am confused here. I am in the middle of reading an article and saw this...

"Let's say you benchmark against the FBM KLCI, which is at 10%. If your fund is at 5%, you have already outperformed the benchmark, even though [your fund] is at 5%.Beating the benchmark can still mean negative returns".

can someone pls explain this statement in layman term?... 

the benchmark is 10% but the fund is only 5%. how can say outperform benchmark?
this is the confusing part for me....
pls elaborate....

sure here it is.....
page 2, 5th paragraphs.....

https://www.kenangainvestors.com.my/KIB/KIB...ver%20Story.pdf

De Alwis also prefers to focus on coming up with new unit trust funds that look at absolute returns, instead
of relying on benchmarking as a performance indicator. Many unit trusts use benchmarks based on stock
or bond market indices. In contrast, funds that look at absolute returns are more concerned about the total
returns they receive from the assets they are invested in.

"Let's say you benchmark against the FBM KLCI, which is at 10%. If your fund is at 5%, you have already
outperformed the benchmark, even though [your fund] is at 5%.Beating the benchmark can still mean
negative returns.

"We have come to a stage where this generation of investors are educated and are not looking for
superstar funds or a one-year wonder. They just want it to be consistent. That is why we ensure that our
funds have [steady] three, five and 10year records."