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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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guy3288
post Apr 14 2015, 02:24 PM

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anybody managed to top up, open new ASM or AS1M just now? 1 CIMB branch cannot do, try another branch can do, but can only do 1 transaction per book, for some funny reason now
guy3288
post Apr 14 2015, 06:32 PM

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QUOTE(wil-i-am @ Apr 14 2015, 05:20 PM)
Bro, u try top-up on full time basis?
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no choice la, have to make the money make money, sit there and wait how to make money?
tomorrow going again, since i pass by the bank every day.....
guy3288
post Apr 15 2015, 02:14 PM

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QUOTE(prince_mk @ Apr 15 2015, 07:35 AM)
Guy3288

Reserve some for us too smile.gif no wonder always finish when I went to Post office. Haizzz.
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alot available la, no reason you guys cant get.

tomorrow i plan to treat the pretty MB teller KFC, she very diligently made 12 transactions for me today.
And guess wat, the not so frenly teller next to her, overheard my offer and she dared said wah, only offer her next time i wont call your number... If she, sure the max i can do is only 3 transactions and have to go take another queue number!
guy3288
post Apr 15 2015, 02:16 PM

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QUOTE(plumberly @ Apr 15 2015, 07:49 AM)
108% agree with you!

Instead of working for money, now get the money to work for you!

Your employees (money) are now more productive in ASX than FD (6% vs 3%). Ha.

Enjoy the journey!
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yes hope 17.4.2015 you strike it all. Good Friday.
guy3288
post Apr 16 2015, 10:16 PM

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QUOTE(MGM @ Apr 16 2015, 05:35 AM)
Anyone here has signed up for ASNB's Pengisytiharan Amanah?
http://www.asnb.com.my/pdf/perkhidmatan/we...alBookletPA.pdf
Currently ASNB has reduced the signup fee to rm100 from rm180 (promo until 30-april).

If one has a total ASNB's investment of rm500k, claiming fee adds up to rm3875, which is not cheap. Without this would claiming be difficult and more costly?
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OT:
Any idea where can i read some discussion in Lyn with regards to inheritance , execution of will , inheritance tax etc,eg:

Dad has a will, he willed a house to me, i just go on collecting the rental...i dont intend to claim the property any time soon.

1)Is there a time period that if i do not claim ( get it transferred to my name), the will will somehow become not enforceable after a long lapse of time?

2) Is it wrong legally speaking, to keep on collecting the rental without getting the house transferred to my name?


Would appreciate if you guys can show me where to read all about it.

guy3288
post Apr 16 2015, 11:38 PM

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QUOTE(MGM @ Apr 16 2015, 10:22 PM)
thanks, could not find the answer to my query there. anyone here knows about that part?
guy3288
post Apr 17 2015, 01:47 PM

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QUOTE(cheahcw2003 @ Apr 17 2015, 10:47 AM)
i was told they need the photocopy of the next of kin/ beneficiary of the will
It seems very inconvinience to me, because you may not want to alert them they are the beneficiary.
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there is benefit if beneficiary knows. if they dont know about it, your assets may be lying idle not claimed till they find out. may be much later.
guy3288
post Apr 17 2015, 02:24 PM

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plumberly must have happily put in all his FD redemption into ASX already.

I managed to put in all mine from the last 2 FD redemptions. AS1M is really alot, one shot 35k also can get!
guy3288
post Apr 17 2015, 10:28 PM

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Now with recent massive panic selling on AS1M, i just wonder whether AS1M would continue to be a good choice for risk averse investors like me ie can it still give 6+% return, or at least better return than FD in the near future, next dividend payout i mean.

If there is a change in political position and 1MDB scandal officially proven and it collpased, would it hit only AS1M or others like ASW and ASM would be affected to the same extent?

Hope those who are more in the know could shed some light for me to decide whether i should redeem my next Fd or not.
guy3288
post Apr 18 2015, 08:34 AM

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QUOTE(wil-i-am @ Apr 18 2015, 07:42 AM)
AS1M is standalone n govern by Trustee
Thus, no Worry at all
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that sounds reassuring, thanks.
guy3288
post Apr 20 2015, 11:34 PM

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QUOTE(MGM @ Apr 20 2015, 10:06 PM)
I manage to open AS1M account for my teenager child today with rm100 initial investment, done at  ASNB within 10 minutes.
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below 18 - Akaun Bijak. The child need not be at the counter right? Do we need to bring the child's IC or birth cert or both? I also plan to open AS1M for my kids below 18.
guy3288
post Apr 21 2015, 10:21 PM

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QUOTE(MGM @ Apr 21 2015, 08:57 AM)
No need for children to be there but bring birthcert & ic.
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thanks, went to CIMB today, tellers are told not to allow new account opening...... sigh.... said if after open new account and cant get any unit, officer will scold cos difficult to reverse/delete account..? Anybody managed to open new account at any bank? i plan to try MBB tomorrow.
guy3288
post Apr 22 2015, 02:02 PM

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QUOTE(nexona88 @ Apr 22 2015, 12:44 PM)
Well u should consider going to ASNB to try your luck opening new account.. Banks normally give so much excuses not to open one for customers  doh.gif
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you are right. MBB also said no, cant open account, later cant get any unit, very difficult to reverse account.
Fact is there were so many units of ASM and AS1m available just now. Finished all my cash in hand, still got some more! sigh....they just dont want to open new account...i said RM100 sure can get, they are just not willing..

guy3288
post Apr 22 2015, 09:19 PM

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QUOTE(cheahcw2003 @ Apr 22 2015, 08:36 PM)
Talk to the branch manager, take down the name of the officer and teller, threaten them to complain to ASNB, and their HQ for the reluctance to open account.
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ASM/AS1M n ASW not their KPI i think. doubt manager would bother. keep pushing for ASN3, ASG... only

MBB is now my better bet since the "troubled instruction affected the CIMB. can only try 1 attempt la blah ..
..
so i dont wanna make issue in mbb.can still buy all the 3 with old books.only if i can get virgin books it would look nicer.

And the unfrenly staff has become more frenly. did 10 transactions for me today!



guy3288
post Apr 23 2015, 01:02 PM

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QUOTE(sms2u @ Apr 23 2015, 11:20 AM)
I think old book meaning existing account (it is new format os book for ASM). 10 transaction means tried 10 attempts to successful topup and  print 10 lines on the book.
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yeap. thumbup.gif thumbup.gif thumbup.gif
10 transactions=printed 10 lines,filled up 10 forms.
ASM still available today,really cant believe it...

wiliam chai, 50.
guy3288
post Apr 23 2015, 11:04 PM

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QUOTE(sandkoh @ Apr 23 2015, 07:35 PM)
who?
wiliam chai, 50.
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our fren in here la, see the nick.
guy3288
post Apr 25 2015, 09:36 AM

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Tried open AS1M acc for my kids at ASNB ysterday, told "all full", not related to units availability.

Spoke to the manager, she said will call me when 'available' . Apparently there is a quota for new account opening, eg a Br is given 200 new accounts, once taken up, have to wait for next quota fr HQ. True kah?
guy3288
post Apr 25 2015, 01:22 PM

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QUOTE(wil-i-am @ Apr 25 2015, 11:26 AM)
By the time u reach ASNB upon rec'd a call, units could have sold
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I am not worried about units all sold, so far my experience ,AS1M just always available.and in big amount too..

As long as they willing to open new account, almost certain you can get the units,just RM100 required..

the problem now is they just refuse to help us open, their excuse is difficult to reverse the acccount back if cant get units..
guy3288
post May 8 2015, 10:33 PM

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me still waiting for the chance to open new account for kids AS1M.....awaiting for the call from br manager of ASNB. She was quite nice, called me the other day i could go open new ASM acc on 6.5.15, but i told her i only want AS1M .
guy3288
post May 14 2015, 01:56 PM

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ASW diff to get, i got some today!

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