But isn't national interest, political will = big jar of untouched cookies?

This post has been edited by Ramjade: Aug 20 2015, 04:31 PM

Are you topping up now? I thought you decided to wait and see.

Can post link?

Cannot open.

They will refund back into your account. But the SC (RM1+ will not be refund)

You need to have book first then only can buy AS1M from M2U

No need to guess. It's going to be 6.6%

That one they give people time to decide.

First like what other members said. If they do that, KLSE going to bleed and die. Everyone withdraw. You think with so bad situation, they want to make the economy and myr drop further?

Second they will give announcement. This is not petrol price where they can just suka-suka change like that. This is "national interest"

I will tell you this, the most they will change is maybe 1 fund only. No way they will change all. Got 3 fixed price funds. If you are worried, open all 3. If one kena affected, just "transfer" to the other fund.

Am I worried? Yes a little. Do I think they will change? No. Worse come to worse, in my opinion, they will change only 1. If you are worried, withdraw on 1/12. Dump into 1 month fd first. Wait until 2/1/2016, then dump back again. But see if you are lucky or not.

This post has been edited by Ramjade: Aug 24 2015, 12:19 PM

Eg, True NAV only RM0.50, you pay RM1.00 for fixed price fund. Indirectly you are giving PNB extra money. They can use that to earn extra income to pay the dividend.

How is it flaw? You are suppose to get 2 units (assuming price is RM0.50/unit) but you get only 1 unit after paying RM1. So where the other unit go? Definitely kept by PNB as reserve.

Be right back

Worried? Hehe...

1) Whole Malaysia using TNB, majority uses TM and Astro. Cookie jar is always full. PNB already said will have announcement if got changes.
2) Every year, ASX have been saving dividend.
3)The depreciation of RM will wipe out any dividend that you get.
What about FD? Interest earned will be wipe out more compare to ASX.
4) KLSE going to crash. Didn't KLSE crash badly in 1998? Some thing will happen. Some kind of control will be put in place to prevent people from moving money overseas. Very sure on this one. That's the only thing they can do. History have shown they have give consistently high dividends without fail.
5) Oil is not going to rise. True. But from previous records I believe ASX have enough reserve to last at least 5 years. Anything can happen in 5 years.

Yes. I agree with dreamer. Do not put all eggs in one basket. Best place to diversify will be SGREITS. Dividends more can reach ASX level. But for now ASX, will be enough for me. Not going to put all in ASX. Some will go to FD also.


This post has been edited by Ramjade: Aug 24 2015, 10:30 PM

Care to share? About the thunderstorm?

This post has been edited by Ramjade: Aug 24 2015, 10:33 PM

As far as I know whole WM uses TNB. Same goes with phone line in WM. Sure 90% uses TM line. I have seen poor people who cannot live without astro. What the hell.

You meant on Bursa saham?

They give dividend of about 7%. Your profit and loss is calculated on final sum of nav (price of units + dividends given).

But if nav increase after 1 year + given dividend, you profit right?

So the same applies for FD? Better off with VP compare to FD?

Isn't FP better? At least you won't get heart attack or heart ache seeing your principal decrease or disappear. Slow and steady.

Care to share why you rank in that order?

Ah I see. Time to open more account.

When will asw2020 be back in business? Going to ask my mother to open. Precautionary measures.