Bro, is your father pure chinese or those sino sabah where your father his this sijil anak bumi? if your father has this sijil anak bumi, officially you are a bumi. if not, you have to apply to open asb and see whether they consider you as bumi. Bear in mind that they might want to have everything about you and your parents eg. birth cert, ic etc. This can be done in KK somewhere near kampung air area.

I supposed there are some guidelines but its with ASNB to have the final say whether you are a bumi or not. Personally it think you should not have any problem since you are a muslim which is a plus.

it's the ASNB office. I think its somewhere near alliance bank. from kk centrepoint you can see the back of the office. of course you have to face the main road and not the sea.

ASD is just for bumi. For non bumi, there only two fixed price @ RM1 i.e. ASW2020 and ASM.

more the less the same. both are only for bumi and the price are fixed @ RM1 all the time. Difference only on
1. the limit of individual holding
2. EPF withdrawal for its investment.
3. starting age for investment.
ASB limit to 200k, no EPF withdrawal allowed and start @ 12 years old.
ASD no limit, can withdraw EPF and stats from 6 months.

Return not good at all?? Please tell me where u can get a return higher than 10% with the guarantee that u can get back your money the moment you sell of yr unit. I want to invest there 2.

Nope. cant transfer to another person. If u really want to transfer u can try this. sell your's and ask the person to immediately buy after u transfer. If he's lucky he can buy what u sold earlier. But most of the time, somebody else will grab it b4 u can buy back. Good luck.

i think they only given bonus once for asw long time ago. 1st year of its fund release to public. after that, no more. only dividend. Most prob never will again.

BTW, i'm expecting something around 6.8-7% for the dividend for this year as that's the trend ASNB had given to investors for year end 07 like ASD and ASM.

ASW launched in 1997.

ASW % ASM all been snapped up. But of course, there's be someone selling somewhere to get their money back. if you want to try your luck in buying it, bring some small cash to the asnb office to try your luck. normally they try to buy fr you if there is anything left. those banks wont entertain you at all.

for any of u going to buy asm, good luck!

I think the staff of asnb don't have the privilege to buy it first b4 public. Just imagine that for their own product also they start selling @ 9.30am. How much money can they gain if they sold their own product according to their business time i.e 8.15 onward. And yet they Q like everybody else just to make sure everybody all around Malaysia have the same opportunity.

risky la. if he songlap yr money then how u want to claim back? u don't have any agreement right?

I've seen family fight for less than that. Because of that it advisable not to give yr money to anyone without any proper agreement.

another problem which will occur to you IF yr cousin pass away. ASNB only release the money to the person stated in his will. So make sure if your really want yr cousin to hold yr money, a will in your name is there.

no prob. just go to any of this agent to open yr asb account.
POS Malaysia, CIMB, RHB or MBB.

T& C applies.

i think u have lost your passbook. because of that they asked u to go to 'pesuruhjaya sumpah'.

If u don't have any account for example ASB, all you need is IC and RM10 to open it. Of course, if you have some issue i.e. Sino Sabah/Muslim convert/etc, they will asked you to provide additional things like sijil anak sabah, sijil memeluk islam etc. Final say is still with ASNB to approve yours if i am not mistaken.

as long as i can remember asb never give less than 8% inclusive bonus. If they give less, complain la man. How come market shoot up nearly 300 points and yet you give lesser. justify to the public lah. Some more this year election year. Sure must give better return. Must make rakyat happy what.

ASW declared 7 + 1 cent dividend for this year. Yahooo......

http://www.irwan.biz/asb-calculator-v3/

1. yes.
2. no. but they normally wont entertain you cause it took a lot of time to open an account. better of the just "layan" people who already has account so that they can get more commission.
3. where? post - i dont think so. Bank - i don't know. ASNB office - sure.
4. yup. where to put yr money if there's nowhere to park it, right

ASB declare the dividend/bonus on the middle of December but only credit to your account on 1st of Jan. You can only withdraw it on the 2nd cause 1st is a holiday.