Honestly, nowadays, there is nothing to show off when it come to Platinum card, moreover a Gold card. 

An Infinite card and above card level may do the work provided the benefits of the card are applicable to the cardholder. 

As benefits are not benefits if it's not being utilise. 

For Visa Infinite, some bank offer lifetime fee waiver when the customer meet certain criteria, some bank require a certain amount of spending per annum in order to waive off the charges and lots of bank willing to waive off the charges for high AUM customers for retention purpose.

The card that couldn't get waiver will be Amex Platinum charge card, customer need to pay 1st and they will credit 100k or 200k points to their account as loyalty rewards.

And of course we can't miss Centurion Card, upfront fee payment that come with lots of perks, mostly airline and hotel voucher or branded discount. 

So Infinite or WMC that doesn't require to pay the fee in whichever circumstances are really good card to keep for the benefits of dining discount, tickets purchase, Premium Lounge access, complimentary green fee for golf and so on... 

lol me too.... 

Mine is premier card.

Means to say that 6% on RM800 annual fee the new tax will be RM48, RM2 discount compare to current GST of RM50 

Agree with you that credit card usage suppose to be within our means and the usage shall compliment us in a constructive way such as cash back or reward points in return compare to cash term.

No point to pay more in term of financial charges or all kinds of fee just to carry the card for the so call "Prestige" that doesn't bring much benefits other than showing off which is meaningless if it only function is to dish out the cardholder pocket money rather than benefits them in term of savings. 

Ya, Im about to buy the air ticket as well before 1 April kick in and redeem the TP as many as possible, otherwise, need extra charge and for 6%
Purchased iPad from 1u SenQ before,  so far they will not force people to buy for accessories and you may need to be fast if planning to buy from there as they may have limited stock, last time visit few times, no stock available in the end, hope you are the luckily one

So early birds don't catch the worms. I already redeem most of my TP b4 1-3-15. But is this the same promo as "Countdown to 1stApril" with this t&c:

Great savings via Maybank TreatsPoints redemption

It's time to shop till you drop with Maybank TreatsPoints redemption for Senheng Countdown to April campaign! You can redeem RM50 Senheng Gift Card with only 6,250 points redemption (Normal: 12,500 points) via TREATS On-The-Spot Redemption. There will also be a mystery gifts with purchase of RM999 and above too*! Hurry, promotion ends on 31 March 2015.

Note: Valid for full points redemption.
Limited to one time redemption per Principal Cardmember.
RM50 Senheng Gift Card can be deducted from the purchase amount, while the balance amount (if any) will be charged to Cardmember's Maybank Card.
The Gift Card is valid for 1 year upon activation.
*Valid on first-come, first-served basis while stocks last.

but aeon big price also not that low wor...

no need to be surprise. for the moment i waited there around 15 mins, i saw 3 customer redeem at least 2 stacks of Aeon cash vouchers.

I dont know if you all got so lucky to witness this.

That would be 60k in 6months.... 10k on average every month...

No, its look desperate. changing vouchers then begging to convert back to cash. 

Comparing the rates of OCBC Titanium card and Maybank Amex, amex rates are better. Used it for airbnb accomodation booking & UK train tickets purchase as well. I'm attaching screenshot of my statement below for reference.

[attachmentid=4377211]

[attachmentid=4377212]

1st pic is for Maybank amex. The USD:MYR exchange rate is 1:3.68 where in the 2nd pic, refer to the skype transaction USD:MYR would be 1:3.76.

Another transaction would be the Airbnb on 28th Feb, 205 USD :RM 768.51 which is 1:3.74. Based on this I would say maybank amex rate is still better compared to OCBC mastercard.

Ady ammended make initial post. Comparing to both same transactions in USD on 2nd march still shows similar rate.

anyone manage to exchange the points with harvey norman voucher? how long will be the voucher valid?

I tried so far on the spot redemption, choose an item and redeem instantly at Harvey Norman Midvalley.
Well, groceries and stuff sold in HN are different.
Nevertheless, my friend just started to use the card in Nov or Dec, managed to redeem two Aeon Big gift card since she needs to buy groceries and always from Midvalley.

Do you mean AeonBig gives extra RM5 to gift card holder on every 28th of the month?

Well, I only buy those stuff with standard RRP like Apple products.

Do not troll here.

RM50 gift card with 6250TP.... at SenHeng/SenQ.... approx. left with 3.75k TP= RM15....

harvey norman will discount heavily on certain products as promotion or to clear stock. i have personally bought a brand new sony tv which is 50% off the RRP, and it was only 5 units per branch.

my colleague have bought a galaxy note 1 for only RM1K, same thing, 5 units per branch, few years back when it was the latest model from samsung.

if you are a bit more resourceful in comparing prices and willing to wait, you will definitely land some sweet deals. harvey norman is a big chain, they can afford to give heavy discounts just to clear stocks.

If i pay income tax by Amex on weekend, would there a rebate of 5% for me?