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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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SUSDavid83
post Mar 16 2015, 01:48 PM

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QUOTE(boysrule @ Mar 16 2015, 01:46 PM)
Umobile also same.. got AMEX option but fail to pay. tried twice ady on 2 different weeks.
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M2U or Umobile website?
SUSDavid83
post Mar 20 2015, 08:27 PM

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MBB CS said that GST will be charged on the 15th of the month.
SUSDavid83
post Mar 22 2015, 08:21 PM

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QUOTE(~~5ive~~ @ Mar 22 2015, 08:12 PM)
Anyone got their BT installments are being charged on weekend under AMEX before?
Does this contribute to the 5% cashback? Thanks
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Of course no!

BT also won't earn TP too!

This post has been edited by David83: Mar 22 2015, 08:21 PM
SUSDavid83
post Mar 23 2015, 12:08 AM

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QUOTE(~~5ive~~ @ Mar 22 2015, 11:54 PM)
Ok......
Normal EPP installment also wont consider in cashback, right?

This is the first time i saw the transactions are being charged on weekend, usually weekdays.
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Normal EPP will be considered.
SUSDavid83
post Mar 23 2015, 09:06 AM

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QUOTE(chidori @ Mar 23 2015, 08:54 AM)
hello mr. david,

EPP = ezypay 0% installment?

if there is cashback for EPP, is it possible to arrange the EPP to be charged during weekends to get the cashback?

haven't tried ezypay before : )

have a nice day!
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You swipe on weekend. I think the cash back and TP are given during the initial purchase; meaning your monthly repayment will not get cash back and TP.
SUSDavid83
post Mar 23 2015, 07:14 PM

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QUOTE(wan7075 @ Mar 23 2015, 07:13 PM)
want to ask how is the cash back calculation for AMEX

my case:
I have spend rm1000 on 7 March.

1) so on statemnent day 28 march, i will receive rm50 cash back?
2) if i swipe another rm1000 on 29 march(sunday), will i get rm50 rebate on 28 April statement?

thanks
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1) NO
2) If the transaction get posted by 31st March, you'll get it in the month of April.

Cash rebate follows calendar month. Not statement month.
SUSDavid83
post Mar 23 2015, 07:30 PM

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QUOTE(wan7075 @ Mar 23 2015, 07:26 PM)
a bit confused. so assume statment day is 12 march

1) i swipe rm1000 on 7 March, i will see RM50 rebate on 28 Mar?
2) if i swipe another rm1000 on 29 march, i won't get rm50 rebate on 28 Apr?
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1) NO. You'll see if on April 2nd (very likely) if you have M2U access or April 12th statement
2) NO since your March is exhausted.

I'm assuming that your statement date is March 12th and March 28th is the date you received your printed statement either by email or by post.

The quota for the cash rebate follows calendar month.

This post has been edited by David83: Mar 23 2015, 07:34 PM
SUSDavid83
post Mar 23 2015, 07:42 PM

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QUOTE(wan7075 @ Mar 23 2015, 07:40 PM)
oh thanks to all..

so it is based on the transaction date. notworthy.gif
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You have two points that you need to take:

1. Eligibility is based on transaction date
2. Quota follows calendar month
SUSDavid83
post Mar 23 2015, 10:25 PM

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QUOTE(PrincZe @ Mar 23 2015, 10:20 PM)
guys, in m2u, we have

minimum balance | statement balance | outstanding balance
rm25                   | RM170                 | RM170
statement date : 21march
payment due date : 10April

1)statement date is same for everyone?
2) will i still get charged if i pay rm170 (full amount) by 24march?
3) if i paid after 10april, how does interest get charged?
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1) NO
2) NO till next bill cycle with new swipes made if any
3) Late payment charge + Interest (in daily manner)

This post has been edited by David83: Mar 23 2015, 10:26 PM
SUSDavid83
post Mar 24 2015, 07:45 AM

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QUOTE(poweredbydiscuz @ Mar 24 2015, 12:09 AM)
Should be 18% for new card member.
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This card is different:

QUOTE
Enjoy lowest finance charge of 8.88%³ per annum on your outstanding retail balance. All you need to do is promptly settle minimum payment, 5% of the outstanding balance or a minimum of RM25.

SUSDavid83
post Mar 24 2015, 09:07 AM

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QUOTE(wan7075 @ Mar 24 2015, 09:06 AM)
wow.. this is what i want..

so mean quota RM50 for each month is based on posting date....
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The quota follows calendar month.

The posting date will determine when the cash back will be credited back to your CC.
SUSDavid83
post Mar 24 2015, 09:13 AM

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QUOTE(taiko8148 @ Mar 24 2015, 09:09 AM)
any idea whether cashback will charge GST also?
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Why will it be subjected to GST?

It's not categorized as "service charge" or "transaction fee".
SUSDavid83
post Mar 28 2015, 08:51 AM

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QUOTE(nitehawk @ Mar 28 2015, 08:30 AM)
How much cash back (%) will I get if I used Amex to pay for insurance? I don't know how to calculate,  can you help?

Thank you.
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5% if you swiped it on weekends.

*Excluding TreatPoints.

This post has been edited by David83: Mar 28 2015, 08:51 AM
SUSDavid83
post Mar 28 2015, 06:50 PM

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QUOTE(bosouman @ Mar 28 2015, 06:48 PM)
Im a new user of maybank 2card gold. So whats with the rm50 charged both to my card? Service tax? I thought theres no tax @ annual fee
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THe RM 50 GST is going to abolish on April 1st, 2015.

It was introduced few years back to curb credit card issuance.
SUSDavid83
post Mar 29 2015, 09:28 AM

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QUOTE(bosouman @ Mar 29 2015, 07:29 AM)
So have to pay rm100.. ONCE only kan?
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YES. Used to be once every year.

If you're under the RM 100 cash back campaign, you'll be reimbursed few months later.

This post has been edited by David83: Mar 29 2015, 09:28 AM
SUSDavid83
post Mar 30 2015, 07:40 AM

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QUOTE(Skidd Chung @ Mar 30 2015, 02:10 AM)
Hmmm how to redeem the points for vouchers? Need to submit manually or can it be done online?
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Depends on which voucher you're interested with.
SUSDavid83
post Mar 31 2015, 09:21 AM

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QUOTE(xortz @ Mar 31 2015, 09:16 AM)
thanks, do u know, how long the system clear the balance?
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Statement balance will be updated in the next bill cycle.
SUSDavid83
post Mar 31 2015, 07:30 PM

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QUOTE(xalim @ Mar 31 2015, 07:29 PM)
As for aeon big it quite different.
In catalogue, 27500 for rm105 but in card centre only 25k.
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Card centre one is considered as redeem on the spot!
SUSDavid83
post Mar 31 2015, 10:21 PM

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QUOTE(ws1988 @ Mar 31 2015, 10:19 PM)
Just to ask does mbb 2 cards offer 0% for d balance in d card?
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0% balance transfer or what?
SUSDavid83
post Mar 31 2015, 10:27 PM

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QUOTE(victorywp @ Mar 31 2015, 10:25 PM)
0% for 20 days interest free only.
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That one is a standard feature for CC in Malaysia. laugh.gif

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