so starting today, the 5% cashback on this card is useless if the bank charges the 6% when we use the cards. Kindly see below example and let me know correct or wrong.

eg:
i buy something at RM10.00 at the supermarket.
supermarket charge me 6% GST, becomes RM10.60.
i use my card, MBB charges me 6% GST, becomes RM11.24.
if i get back 5% cashback for RM11.24, is only RM0.56.
Effective, the item i bought is RM11.24-RM0.56=RM10.68, which is still higher than paying cash at the counter in the first place, RM10.60.

Let's say we dont mind pay MBB the 6% GST because now dont have to pay RM50. But means maximum we can use the card is only RM833.33 because the 6% GST on that is RM50.

yes, that's the point i wanted to be clear on, so MBB does not charge 6% GST on the credit card transactions?

any card centre at penang?

Guys, a question here. The TP value will change at the end of this month right? Are the TP I earn with purchases this month eligible to be redeemed? Or do I have to wait until this month's statement is out before I can redeem the points I earned this month?

Hmm, my monthly cashback is not credited yet.

how about use it in wellness?

what about visa?

how they charge admin fee? won't indicate in statement?

Can the treat points from Master/Visa and AMEX be lumped together and claimed?

if I swipe the card and pay immediately (before statement date), the treat points will be credited to my account immediately?