Guys, which is a better way to apply HSBC card? I want the 0% 12k cash advance promo? Via HSBC website, walk-in to HSBC booth in MV or RinggitPlus?

I think RP doesn't have this promo right? Only free gift since this cash advance thingy requires to fill in HSBC Cash Installment Plan from?

If can get free gift plus 0% cash advance, why not?

HSBC Hotline so weird.  I cant connect to their customer service representative. No option available for me to choose after i key in my IC number. Keep asking me go back to previous menu.

After try few times, i purposely key in the wrong IC number then only can get through.
I find out the reason behind is because my phone banking pin was inactive because I din call them for long time.

So funny, the bank side deactivate the customer phone pin without notify the customer yet still block the customer to call them.

i just got my hsbc card and it is a visa signature card. I was told by the CS that its free annual fee but now looking at the pamphlet came with the card showing an annual fee of rm600+ applies. They also credited RM12k 0% cash advance to my bank account already. Now after reading this thread, i'm thinking not to activate the card and return the 12k. What a scam.

transactions to Bigpay with VS this month did not get bonus points for online.