Recently I am thinking to apply for HSBC credit card, but I saw the fixed monthly management fee, what is that? Anyone can clarify for me?

The fixed monthly management fee is divided into 3 tiers.

Tier 1 - 15%, Tier 2 - 17%, Tier 3 - 18%.

"The Bank at its absolute discretion may grant a rebate on the difference between the Fixed Monthly Management Fee and the Actual Monthly Management Fee at the relevant statement date, or a rebate where the Actual Monthly Management Fee on the Current Balance is lesser than the Fixed Monthly Management Fee." - copy from product disclosure sheet

HSBC credit card website:
www.hsbcamanah.com.my/credit-cards/products/mpower-platinum-i/