Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Nov 28 2019, 01:39 PM
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#1
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Senior Member
719 posts Joined: Sep 2006 
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Just got my hsbc amanah platinum CC today. The approved CL is only rm3000, the lowest i have ever got if compared to other banks. Other banks CC limit ranges are between 20k - 50k. Is this normal for hsbc?
This post has been edited by stuffx: Nov 28 2019, 01:42 PM |
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Nov 28 2019, 06:43 PM
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#2
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(digimon09 @ Nov 28 2019, 04:37 PM) maybe they forgot to add another '0'... mine approved 20k  QUOTE(kwk_1995 @ Nov 28 2019, 06:00 PM) Not sure abt this but hsbc is definitely one of the bank that offers highest CL, at least for me la That’s what i thought. They probably missed the last 0 digit. It’s kinda dumb for a platinum card with only 3k CL. |
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Dec 10 2019, 02:59 PM
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#3
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(babygrand123 @ Dec 10 2019, 12:35 AM) my hsbc rm500 voucher still cant use and Lazada revert to me said no problem but somehow problem still persisted!!!! Very frustrated now !!! You do know that the voucher will work only for items worth at least rm500 right ? If the item is rm499 and shipping rm10 then it won’t work.I just reply the email to Lazada again and request them recreate another voucher code for me because i dont want to missed out any flash sales and 1212 again !!!! This post has been edited by stuffx: Dec 10 2019, 03:02 PM |
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Dec 26 2019, 12:58 PM
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#4
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Senior Member
719 posts Joined: Sep 2006
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how many days do i have to wait for cashback to be credited after statement date?
and minimum rm2000 spend is calculated based on statement cycle or calendar month? |
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Jan 31 2020, 08:35 PM
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#5
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(MGM @ Jan 30 2020, 05:54 PM) Yes QUOTE(Zekai1999 @ Jan 31 2020, 09:34 AM) Excluded E-wallet. Please check T&C Which one is correct? One said yes one said no |
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May 10 2020, 10:35 PM
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#6
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Senior Member
719 posts Joined: Sep 2006
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Have you guys received the 8% cashback for previous month? Usually it will be posted no later than 8th but I am yet to see my cashback as of today.
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Dec 13 2021, 01:00 PM
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#7
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(ChiaW3n @ Dec 13 2021, 12:44 PM) After for almost 2 weeks, did anyone managed to get for their grab food vouchers? I am just curious to ask Yes I finally got the voucher last FridayI didn’t report to CS or do anything but it came in. This post has been edited by stuffx: Dec 13 2021, 01:01 PM ChiaW3n liked this post
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Dec 14 2021, 11:28 AM
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#8
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(cute_boboi @ Dec 14 2021, 10:22 AM) Correct is charge by government. However as a CC user, we have the right to cancel the CC. Actually from my experience, HSBC is the easiest bank to “waive” SST. I just sent them a message via HSBC app requesting for waiver. I didn’t put so much hope but they replied positively to give RM25 rebate within 4-6 weeks. But I think the decision to give that rebate depends on our usage as well.Also the SST is charge in advance for the 12 months ahead. If I don't want to continue the CC, I don't have to pay the SST even though it is in statement. Bank should just cancel the CC and SST, just like all the other banks. But HSBC made it difficult for consumers. Hence, just check this thread under my name on how to complain to BNM if anyone wants to cancel the CC and don't want to pay the SST. effectz liked this post
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Dec 27 2021, 07:16 AM
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#9
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Senior Member
719 posts Joined: Sep 2006
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QUOTE(icebryanchan @ Dec 26 2021, 10:05 PM) Recently attempted to apply the Lazada RM800 voucher campaign from HSBC-Ringgitplus. From my personal experience HSBC is the strictest bank when it comes to CC approval. They only assigned me RM3k credit limit while the other banks can simply gave me RM30-70k. My application to increase the credit limit was rejected twice and I really wonder why on earth they assigned me only RM3k limit for a platinum card. But I got rejected for applying HSBC Platinum Credit Card ( min income RM3000 per month, which I am eligible ) I am totally confused. I had no new application for any loan/card within a year, I got around 20% increment this year, my credit score report is A+ grade, I am having multiple credit cards which totals around RM2k-RM3k usage per month, not to mention I never miss any payment for any of my loans/credit card. Is HSBC really that strict in credit card approval? What am I missing ? |
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Oct 31 2022, 11:29 PM
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#10
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Senior Member
719 posts Joined: Sep 2006
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Any latest t&g or grabpay topup promo?
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