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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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snowswc
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Oct 20 2017, 08:03 AM
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QUOTE(tan_aniki @ Oct 14 2017, 11:07 PM) visa signature is confirm 1 swipe per month to waive the annual fee, it is stated in the TnC: https://sp.hsbc.com.my/microsites/visasig/f...ard_31Aug18.pdf17. Annual fee will be waived if the Cardholder(s) swipe the HSBC Credit Card at least once a month for a period of 12 consecutive months. Just pump RM5 petrol at petrol station every month to keep the card active for 6x PPL entries every year~ online make RM1 to your telco provider even faster and more convenient.
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snowswc
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Jul 23 2018, 12:02 AM
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QUOTE(rahtid @ Jul 22 2018, 08:14 PM) i got the voucher in jan 2018, and just got a different hsbc cc for the same promo. during my second application, the agent said i'm still entitled for the voucher... u can submit first and confirm with the agent who will be calling you.. That is because Hsbc and Hsbc amanah are different. That’s what the sales person told me last time.
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snowswc
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Jul 23 2018, 08:57 PM
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QUOTE(darkterror15 @ Jul 23 2018, 08:49 PM) so you both tried applied amanah and another card offered for lazada voucher together and got both voucher too? tried long time ago and i got it not this lazada voucher.
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snowswc
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Nov 17 2019, 04:10 PM
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anyone received the TNG 20% cash back for Nov?
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snowswc
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Nov 18 2019, 09:40 PM
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QUOTE(coolguy99 @ Nov 17 2019, 09:14 PM) If you have not gotten it by now most likely it has depleted when you reloaded during that period. i top up in the morning 10am. din expect running out so fast.
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snowswc
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Feb 7 2020, 09:52 AM
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QUOTE(pvateme @ Feb 7 2020, 09:16 AM) very confusing. i just text my agent after reading all your comments, and he said existing card holders are still eligible. he said the information given by CS is not right. argh, which one is the correct one... Yesterday received a call for my application and they said i am not eligible because I am the existing customer. So I actually asked them which clause mentioned existing customer is not eligible? Apparently what they have on hand and what published at HSBC website are different because she said got “existing” but I told her to google and download what you have published. She said she will clarify and check with marketing team. At 6pm received a called from HSBC, she said marketing made a mistake on the published tnc, I asked shouldn’t HSBC honor your mistake? And how can you tell your customer your tnc is invalid. She said will further clarify with marketing team and her manager. Let’s see.
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snowswc
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Feb 7 2020, 02:08 PM
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QUOTE(tan_aniki @ Feb 7 2020, 11:16 AM) Anyway the balls on their side as they can amend tnc anytime they want This is how those Chinaman companies operate. HSBC is international bank, of course they can revise but I think the smart move is to honor all the application submitted before a new revision. Trying my luck for second one just curious how they will answer to the customers.
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snowswc
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Feb 10 2020, 03:26 PM
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QUOTE(tan_aniki @ Feb 7 2020, 11:16 AM) Anyway the balls on their side as they can amend tnc anytime they want Just received called from HSBC. Already seek management approval to proceed my application for the lazada 500 voucher.
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snowswc
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Feb 11 2020, 07:21 PM
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QUOTE(TongCN @ Feb 11 2020, 02:12 PM) So the 2020 version still applicable even if existing customer? Waiting cool down for my cancellation (3 months) Eventually they approved my application. Not sure is it case by case basis.
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snowswc
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Feb 12 2020, 07:19 PM
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QUOTE(mamamia @ Feb 12 2020, 06:09 PM) I believe is HSBC time and not TnG time.. I got my cashback too despite the tng txn time shown as 00:17 which it shown as reload pending when I click at 00:00 and credited later.. Both me and my wife received it. Reloaded at 1205
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snowswc
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Apr 29 2020, 05:11 PM
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QUOTE(k2017 @ Apr 29 2020, 04:46 PM) How long for the card to get approved during this MCO period? My wife applied on Sunday and today received approval sms.
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snowswc
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Apr 29 2020, 06:34 PM
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QUOTE(k2017 @ Apr 29 2020, 04:46 PM) How long for the card to get approved during this MCO period? I applied this morning via HSBC web site for the lazada 500 voucher, someone from the “approval department” (she said one) already called me this evening to verify my application. Pretty fast during mco.
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snowswc
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May 4 2020, 01:30 PM
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QUOTE(SNHY693 @ Apr 28 2020, 05:00 PM) Hi guys for the Lazada 500 Raya promo from 15 April 2020 to 30 June 2020 does anyone has the TnC? I have a Amanah card applied in Aug 2019. Do i need to cancel my card first and wait 6mths or i can reapply another card for the Lazada 500 without cancelling the current one? You may try to apply HSBC platinum (not Amanah). Actually I am holding HSBC VS but I tried to apply the Amanah last week and surprisingly it has been approved on 29 Apr. called and checked my application is being tagged to lazada RM500 campaign. Same case goes to my wife, she is existing Amanah card holder but successfully applied the HSBC platinum under this campaign. In the past, I recall got one sales person told me actually HSBC and HSBC Amanah are different banks (don know how they play the tricks), so they can do something to make you as NTB so long you dont hold both. Try your luck.
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snowswc
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May 4 2020, 02:42 PM
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QUOTE(MGM @ May 4 2020, 02:38 PM) Did u call CS to add a new card or u have to submit a fresh application? I think cannot just add card cos it needs to tag to a specific campaign. I just apply it via online. https://sp.hsbc.com.my/cc-apply-online/cred...pplication#rayaYou may give a try if only have one card. They process pretty fast during MCO, check back my history, I applied on 29 and my applicatiob approved on the same day. Today received sms my card is on the way already. This post has been edited by snowswc: May 4 2020, 02:58 PM
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snowswc
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May 4 2020, 09:57 PM
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QUOTE(ckweng @ May 4 2020, 09:55 PM) Did you confirm with HSBC that you're eligible for the RM500 campaign during their verification call on your application? Basically if you are not entitle or eligible for the campaign, they will reject your application because my application is under this campaign and I have called to confirm this card is approved under lazada 500 campaign.
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snowswc
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May 4 2020, 10:03 PM
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QUOTE(ckweng @ May 4 2020, 10:00 PM) I see...good to hear that. I think I"ll give it a try. Currently holding an Amanah card and will apply for a regular HSBC one. First year no annual fee for both you and your wife's new cards? Yes. Annual fee is waived for the first year. SST I am not sure but I recall I did receive rebate for the SST for my first card.
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snowswc
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Jul 17 2020, 11:57 PM
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My very first time escalate to BNM.
May : Immediately called CS upon receive of card and was told my card is approved under the RM500 campaign, immediately spent 2k.
June : Email HSBC to ask when I will be receiving the lazada voucher, the CS told me this is for NTB customer only and the T&c was there from the beginning. Fine!
8 July : lucky I have the screenshot to prove that t&c was not there when I applied, so I submit all supporting to BNM to seek their assistance. Today received email from HSBC, In short, they have informed the relevant department to include me in the next month fulfillment list for the rm500 lazada voucher.
Really shock they dare to say the t&c was there from the beginning and lucky I have kept the screenshot.
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snowswc
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Jul 18 2020, 12:22 AM
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QUOTE(victorian @ Jul 18 2020, 12:17 AM) Sorry what is NTB? I spent rm2k as well in May, still have not receive my Lazada voucher New to bank customer. U can try to email via the online banking portal to check the status. Did you check have they uploaded the tnc when u apply? I look up, look down, left and right confirm no tnc when I applied and keep my screenshot just in case. Also called up CS to confirm my card is approved under this campaign.
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snowswc
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Jul 18 2020, 12:33 AM
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QUOTE(victorian @ Jul 18 2020, 12:29 AM) I did ask them to confirm if I spent 2k will I get voucher they said yes. Anyway I’m new to bank so not affected I guess Oh. If you are not existing customer, not to worry I think. But better to follow up also, if not mistaken you are supposed to receive within 8 weeks after you have fulfilled the spending and they only give out 1200 vouchers only if not wrong. This post has been edited by snowswc: Jul 18 2020, 12:33 AM
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snowswc
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Jul 18 2020, 12:49 AM
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QUOTE(Kyan0411 @ Jul 18 2020, 12:37 AM) Im also waiting for the rm500 lazada voucher. After i spent 2k, i still see HSBC actively promoting the acquisition campaign on website. Somemore they sent email on this after 2 weeks i spent. I will ensure i get it else i will complain to BNM that they still advertising when it has been fully redeemed. Erm. U can try but I think is a bit hard because they won’t know the exact time when reaching the 1200th fulfiller and stop promoting it (within the campaign period). There might be a gap where it has reached 1200 but they have yet to sort out the winner list. Just my opinion.
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