HSBC balance transfer is a rip off, opted 0% over 3 mths and end up CS called up to confirm saying that outstanding balance cannot enjoy 20 days interest free and will be charge 18% interest per annum. Imagine 1k outstanding balance would attract at least RM15 interest charges

Luckily they called up and i cancelled off the deal

Submit my application thru https://sp.hsbc.com.my/lazada500

But 3 days passed, no calls/email for me.. How long should I wait for it?

Thanks,  1 time redemption..
Spent 1k get 500 voucher, what do you think?

you mean this? http://www.gsc.com.my/html/promotion_detai...&PID=74&NID=660

still not yet get the voucher yet. almost 1 month. calling them they say nothing they can do. Max time given is 60days. so after 60days still did not get call them again

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anyone have encounter this?

Never heard of such rules.

unless it is within the context of 'New to Bank' conditions for eligibility to participate in certain sign up campaigns, then only that makes sense.
Cause most if not all banks, require applicant to be non-related to the bank for at least 6 months in order to be consider 'new to bank'.

No such thing. Cause I applied for Amanah then about 1month plus I applied for Visa Platinum and got it approved with higher CL some more.

Canceled my Amanah for good since am not a heavy user.