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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ping325
post May 14 2018, 11:00 PM

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just received my visa platinum card , however , it does not state any annual fees waived , anyone can confirm ? paying rm254.40 every year for this card seems not really worth it.
ping325
post Jun 13 2018, 04:51 PM

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This post has been edited by ping325: Jun 13 2018, 04:53 PM
ping325
post Dec 10 2018, 07:20 PM

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QUOTE(Kayne @ Dec 10 2018, 05:27 PM)
I've submitted all documents for the lazada credit card application however no words from them after that. Usually how long it takes for them to come back to me?

I tried calling the number they use to reach me but always busy...
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How to submit the documents ? I got called as well for the hsbc 500 voucher for visa signature in the morning , they say will send email , but until now also havent receive...
ping325
post Jan 15 2019, 05:16 PM

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anyone apply thru online hsbc direct website for the rm500 lazada voucher , after i apply got call and whatsapp from a personal number , requesting to come over for some signature and thumb print. is it valid ? or is it scam. first time apply cc direct got people called want to come for thumbprint verification and signature. but he indeed know that i apply for lazada-hsbc promo cc.
ping325
post Jan 15 2019, 05:26 PM

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QUOTE(TongCN @ Jan 15 2019, 05:18 PM)
If it is go to legit HSBC branch, i think should be ok?

But first time that i heard still need thumbprint verification after so many years already
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nop the person insists to come over my place for thumbprint verification and signature. which even more weird.
ping325
post Jan 16 2019, 09:24 AM

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QUOTE(skty @ Jan 15 2019, 08:12 PM)
eccris ALL full of 0.  biggrin.gif
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let me share my experience with this hsbc VS , if u apply separately with promo , it will be very hard to get , same like me i apply 500 voucher last year for vs , whereby i already have visa platinum + pbb cards. they direct apply for me and when i check e-ccris , dafuq 30k limit they apply for vs , confirm sure rejected. maybe thats the reason they dont want give our the voucher , i dont know .. i request to lower down limit , then they direct ask me , sir would you like to upgrade from your current hsbc visa platinum to visa signature retain limit ? then i terus LOL , if i upgrade i get nothing lo , instead i apply seperately i will get Rm250 cashback from normal roadshow sign off or RM500 lazada voucher via online , i cant cancel any cards as it will violated the rules as well...zzz , another method you can try is reduce other cards limit.
ping325
post Jan 16 2019, 09:32 AM

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QUOTE(boonhan @ Jan 16 2019, 09:28 AM)
Same bank, the limit isnt shared?
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for public bank yes , for hsbc it is separated when i apply the lazada promo , maybe it can be special request to combine limit for normal application.
ping325
post Jan 18 2019, 04:39 PM

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yes called hsbc official CS and they responded its a new precaution from them ... its a bit weird but maybe they had a reason for doing that , it could be anyone key in your details from online maybe, and hence they need physical thumbprint to verify it is you , where else cimb and maybank have the technology of applying directly inside maybank2u and cimb clicks where u need to login.

 

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