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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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lengzhai
post Jun 28 2016, 10:32 AM

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I have one CC application with HSBC as I was approached by someone in a mall in Klang Valley. I don't usually apply CC but since this is her first business, so I put in my effort.

I applied since 14 June ago. I contacted HSBC (long waiting time) yesterday and they did not receive any application. The CS Officer promised me to contact me back today to follow up on that matter.

Did HSBC's processing so slow? If yes, I just wanted to cancel the card by then.

Is there any requirement that one cannot hold more than credit card from 5 issuer banks?
lengzhai
post Jun 28 2016, 10:39 AM

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QUOTE(sj0217 @ Jun 28 2016, 10:37 AM)
If your annual income is less than RM36k, you are allow to be hold two different banks of credit cards

Otherwise, you can hold as many as possible, subject banks approval from time to time.
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thanks. I am waiting for the HSBC to contact me back.
I wish that my application does not approve.

lengzhai
post Jun 29 2016, 10:16 AM

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QUOTE(laymank @ Jun 29 2016, 09:55 AM)
last time i waited 3 weeks, no news, no call, no nothing. suddenly the card arrived at my door step.
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Did you applied via the kiosk in mall or online method?
lengzhai
post Jun 29 2016, 10:35 AM

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QUOTE(laymank @ Jun 29 2016, 10:24 AM)
it was a kiosk in a mall.

Oh , I remember calling in to check on the status during the 3rd week via IVR, but the system said no record found.
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I think the card is processed in a branch not their HQ care centre. This is the reason I could think of. And I might be wrong.

 

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