Seeing the website, only the platinum card indicates "Annual Fee Waiver (Subject to min 12 swipes per year)" but the Gold one no indication.

Also the Minimum Income for both Platinum and Gold is 36k? Did they just revise it? I remember Platinum was 60k. Cause if not sure I apply for Platinum instead of Gold

Also, "Terms and Conditions for HSBC Amanah Cash Back Programme 2015 apply from 1 January 2015 - 31 December 2015"

So after 31st December 2015, no more cashback?

Anyone can shed some light on this promo? I read the terms n conditions, but still have some doubts. The Lazada promo, is eligible for existing card holders? I've had the card for 2 years+. And when they say not involved in any other promotions, does it include the sms promotions for cashback?

Wanna apply also le