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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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jkngo2003
post Jul 6 2017, 11:06 PM

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I have applied HSBC credit card for nearly 5 times in four years but never be approved.

I got all the bank credit card except HSBC. May I know what can I do to get HSBC credit card? Thanz for advice.

Got ppl ask me to decrease all the credit limits from 40 k to 4 k and cut few credit card. Is that correct way to get it.

Thanz
jkngo2003
post Jul 7 2017, 08:33 AM

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QUOTE(fly126 @ Jul 7 2017, 12:31 AM)
My case is with CIMB applied since when I baru Keluar Kerja, Decade passed already pun tak dapat their CC given Up on Them. Even though now I got VS from other bank. doh.gif 

Possible of Reason rejection They might be less inclined to issue new cards if the applicant already has a significantly large number of existing cards with Total up CL maybe 10x more than your Earning. Yeah, you may think of Reduce CL 40 to 20K or 20 to 10K. How many CC you got now & the Highest CL is 40K from Citi or CIMB, any House loan...? hmm.gif  blink.gif
*
house loan and car loan got. around rm4000 per month.

and many installment for phone.

credit card go at least 20 piece o.
highest is uob , rm46000
jkngo2003
post Oct 5 2023, 10:58 AM

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how to cancel hsbc credit card? not ask for sst rebate. seriously want to cancel it. plan to apply it after 1 years forr rp reward.

 

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