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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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iamshf
post May 26 2017, 09:08 AM

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Joined: Apr 2010
From: Sri Petaling


Anyone here applied for the 15k CIP before?
If early settlement is there any penalty/charges?
iamshf
post Aug 25 2017, 06:59 PM

Enthusiast
*****
Senior Member
845 posts

Joined: Apr 2010
From: Sri Petaling


QUOTE(j88j @ Aug 25 2017, 06:34 PM)
Hi,

I received the rm12k zero interest cash loan as well, HSBC bank in to my saving accounts directly.
As per SA told me, i just need topay RM1000 monthly, but i dont know how to pay it?
Is it occupied my credit card credit limit and the RM1000 installment debt will be shown on credit card bill?
Or need cash deposit to another HSBC accounts??
*
1. Just pay to your credit card account every month
2. Yes, it occupied your limit and ever month will charge 1000 to your account until fully payoff.

iamshf
post Aug 25 2017, 10:13 PM

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Senior Member
845 posts

Joined: Apr 2010
From: Sri Petaling


QUOTE(degionz @ Aug 25 2017, 07:38 PM)
Guys,
This promotion 12k cash advance 0% interest but every month need to pay 1k.
It is good?
Should i apply for 12k =.=?
*
Why not, you can just place in fixed deposit and earn interest

This post has been edited by iamshf: Aug 25 2017, 10:13 PM
iamshf
post Oct 9 2017, 08:33 AM

Enthusiast
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Senior Member
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Joined: Apr 2010
From: Sri Petaling


QUOTE(Exiled_Gundam @ Oct 9 2017, 07:54 AM)
First time having credit card account at different bank than saving account here (cc at hsbc, saving at maybank) and new in using hsbc online banking.

This morning i transferred money from maybank account to hsbc cc account, selected instant transfer. How do i check whether the hsbc cc account received the money? Because when i log in to hsbc few minutes after the transfer I didn't see anything that indicated the transfer.
*
Check again 1 or 2 day after.
System will take some time to reflect your payment transaction

iamshf
post Oct 25 2017, 09:49 PM

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Senior Member
845 posts

Joined: Apr 2010
From: Sri Petaling


WTF,
just called the CS, the number behind CC
after key-in my IC number, got informed that their operation hours is until 9.30pm and pls call back tomorrow

very poor customer service experience

This post has been edited by iamshf: Oct 25 2017, 09:52 PM

 

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