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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ckuanglim
post Jul 28 2015, 03:19 PM

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HSBC Amanah MPower Visa Platinum Credit Card-i give 3% cash back for petrol, groceries, and dining for weekend?
This should be a good card to own, right?
ckuanglim
post Jul 28 2015, 04:26 PM

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QUOTE(adele123 @ Jul 28 2015, 04:16 PM)
just to name a few, uob one, citi cash back, hlb wise.

BUT... should be careful with the t&c of each card...
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I have all this 3. HLB Wise I utilised well. But plan to terminate UOB ONE and Citi Cash Back because they charge annual fee.
ckuanglim
post Jul 29 2015, 08:55 AM

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QUOTE(karcity @ Jul 28 2015, 08:20 PM)
Yes. 3%. A good card AF waived with 12 swipe. Problem is the term and condition. So you must be very careful. Eg petrol only 3 type ie petronas, shell, Caltex. Initially I wrongly pump, and miss up the cash back. After I familiar with the term and condition, I like the card.
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QUOTE(karcity @ Jul 28 2015, 08:28 PM)
The other important thing is don't try to get the 8%. Because it has a cap of RM 100 rebate per month. So it end up you only get 5% maximum. Most of the time, you need to spend RM 2100-2200. Because sometimes the last few days transaction might have late posting date, it ends up you spend >RM 2000 but get 3% only. Usually maximum can get is around 4.8% only base on my experience.
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Thank you very much. I use Petron, so this card will not be suitable for my petrol. Will use HLB Wise for petrol. But this card is still good for groceries and dining in weekend. I only aim for 3% cash back. 3% is still high compare to other cards.
ckuanglim
post Dec 15 2015, 12:47 PM

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I apply for HSBC Amanah MPower Platinum Credit Card-i long time ago from RinggitPlus, at that time with the robot vacuum cleaner promotion. Re-submit the documents several times. Today, they called me for some verification, then now I got the email for the credit card is approved, and will deliver in 10 days.

1) is the robot vacuum cleaner still available? or the Cornell grill pan?
2) what is the RM250 cash back that many of you talking?
ckuanglim
post Dec 15 2015, 02:32 PM

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QUOTE(fruitie @ Dec 15 2015, 12:52 PM)
I have just submitted my documents for the 6th time and this time in the email I indicated I'm really unhappy about this whole thing. They can ignore my application as I'm no longer interested.

Few days ago, there was a bank staff called to ask me to submit my documents and I told her I have done so for so many times. She said she will check if that's the case.

Received no calls until today.
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From my experience, u need to wait one month. In my case, I only interested on the vacuum cleaner.
Don't forget the show your "Application ID" in your email.
ckuanglim
post Mar 10 2016, 03:52 PM

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are they going to upgrade all existing HSBC Amanah MPower Visa Credit Card-i (Gold) to the new HSBC Amanah MPower Visa Platinum Credit Card-i ?

 

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