Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Jul 31 2023, 11:05 PM
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#1
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Junior Member
98 posts Joined: Dec 2020 
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Is HSBC card hard to get approval?
rm5k salary with only one UOB credit card on my hand, no loan currently applied with Ringgitplus twice (in a year, 6 months interval) and got rejected |
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Aug 1 2023, 10:37 PM
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#2
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(BuKeYi @ Aug 1 2023, 11:03 AM) You try ask in the free lounge section there, as I saw someone posted before they able to use supp card to get free access while the website mentioned only for Primary card. Not sure which bank thou My ccris is all 0 for my UOB ccI applied on end of May, with mortgage loan and few cc. got approved. Maybe you can try check your ccris first before apply.  |
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Aug 1 2023, 10:37 PM
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#3
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(Vincent6596 @ Aug 1 2023, 07:55 AM) which HSBC card do you apply for ? The cashback one, cant rmb the name |
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Aug 1 2023, 10:38 PM
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#4
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(iXora.ix @ Aug 1 2023, 10:15 AM) try to apple again after 6-12 month using direct channel ( via hsbc website) as I know their sign up give also not bad. last time it was rm500 cash back. Will try it next time thxxalso can try to apply another bank beside hsbc before apply hsbc card. as we dont know how the bank approve our application, building credit score and prove your credit rating might help  |
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Aug 2 2023, 12:08 PM
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#5
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(BuKeYi @ Aug 2 2023, 10:12 AM) it is not only about your UOB CC record, the whole details in ccris No new application the only thing appeared in my ccris is just my UOB CCLike your others current outstanding and payment records any special case any new application past 12 months and etc.... |
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Aug 2 2023, 12:09 PM
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#6
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(Hoshiyuu @ Aug 2 2023, 08:34 AM) Can confirm, able to apply this card easily with imperfect ccris records. Yup i think that is the one |
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Aug 2 2023, 03:19 PM
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#7
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Junior Member
98 posts Joined: Dec 2020
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QUOTE(BuKeYi @ Aug 2 2023, 01:52 PM) weird then, maybe you can try submit directly at branch. Ya but i really want the signup gift from ringgitplus tho just need to swipe 8X hahaIf apply at branch or in shopping mall need to pay bills la, supp card la blabla to get cashback |
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