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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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_kilakila_
post Dec 15 2020, 01:31 PM

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Is pending by FI almost confirm my application is approved? saw it in my ccris report..just apply to get RM500 lazada credit loll
_kilakila_
post Dec 15 2020, 04:47 PM

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Anyone has info for the min credit limit for HSCB CC?
_kilakila_
post Dec 16 2020, 02:08 PM

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QUOTE(alandhw @ Dec 16 2020, 01:15 PM)
The latest promo can get Panasonic cordless stick vacuum, higher value.
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my application show in ccris was on 25/11/20 so i guess my promo is RM500 lazada voucher only, or maybe the RM200 cashback too? I'm not sure about whether i can get both offers. Now waiting for approval...pray hardd
_kilakila_
post Dec 16 2020, 02:30 PM

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QUOTE(k2017 @ Dec 16 2020, 02:24 PM)
Is there any minimum spend required to get the RM500?
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Yeah need to spend 2k in 2 months to get RM500 voucher. (Exclude ewallet top up)
_kilakila_
post Dec 14 2021, 01:03 PM

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Just applied HSBC CC, hopefully can get approved and get the RM500 cashback drool.gif
_kilakila_
post Dec 27 2021, 02:12 PM

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QUOTE(icebryanchan @ Dec 27 2021, 02:04 PM)
My basic is more than double > 3k.
I have 5 credit cards with 3 banks which totals around RM30k credit limit only.
And I didn't apply any new credit card or loans within a year.
If those credit cards are hurting my credit score, won't my credit score report show anything less than A+ ?
Citibank everyday bug me to increase my credit limit which is already Rm13k  bangwall.gif
Well, I guess HSBC just lost a potential customer. Not that their card is anything good also, I just wanted the free gift TBH  brows.gif
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I recently too applied for their CC for the RM500 Cashback, now still in process dont know success or not. Previously got rejected before, few years ago.
Hopefully this time can get it lar.
_kilakila_
post Dec 29 2021, 06:53 PM

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From: Kuala Lumpur

Just check my ctos report saying my application is pending by FI with credit limit 14k from HSBC. Does it mean i have higher chance of getting approved or they can still reject my application?
_kilakila_
post Jan 13 2022, 02:05 PM

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As mentioned in earlier post I applied HSBC card hoping to get the RM 500 cashback.

CC applied via website on 13 dec
Follow up my application thru CS on last week saying my application still pending even though i check sms that my application is approved, idk whats wrong with their system its not in sync
Today received call from HSBC askin me to go KL main to collect card, i was like huh not courier to me?
Nevermind, walk in to branch, waited half an hour queue before counter.
Then another half an hour waiting in counter, taking ic and licence for thumbprint. (But i informed that my thumbprint is not clear with letter from jabatan pendaftaran negara)
Wait wait wait again, then guess what the staff said due to my thumbprint, i was not able to get my card today, need to send my application to risk department approve again. I was like wtf.
Waiting 1 hour to get this answer? I never been in my life aware that credit card collection need to get thumbprint. All credit card just send to my office without thumbprint or whatever process. HSBC is making my life hard. He said if approved i need to walk in collect again. Seriously their service is lousy af.
_kilakila_
post Jan 13 2022, 03:25 PM

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QUOTE(sjz @ Jan 13 2022, 03:14 PM)
so not flexible.
in the event thumb not able to read, they should instead do a manual thumb verification.
let you thumb on a paper as record if needed.
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yeah i was so speechless and pissed off. bangwall.gif . sigh..too slow la their working attitude, need ask manager and keep on waiting..
Credit card is not like debit card also, if saving account then i understand the need of thumbprint but still never in my life waiting for this long to get myself a cc.
For sure they have check my history before approving my cc ma. How come because my thumbprint issue didnt release to me..weirdly "strict" policy.
Then next time they call me to collect my card again I need to make myself free for 2 hours. smile.gif
_kilakila_
post Jan 13 2022, 04:50 PM

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QUOTE(!@#$%^ @ Jan 13 2022, 03:53 PM)
just cancel the card and get from another bank
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My intention is to get the RM500 CB otherwise I would not even apply.

In fact I have already 5+1 issuing banks' credit card (MBB, CITI, UOB, HLB, SC and soon HSBC)

After getting HSBC, no more interested in getting other's local bank cc.
_kilakila_
post Jan 15 2022, 06:08 PM

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QUOTE(deff @ Jan 15 2022, 05:51 PM)
Anyone know how long does it take to hsbc to approve the application ? Applied last week still no news yet.
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Mine almost 3 weeks got answer but till now also havent got my card.
_kilakila_
post Jan 18 2022, 01:21 PM

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QUOTE(CoolCatToM @ Jan 18 2022, 01:09 PM)
Your application is fast. I applied at 30th Dec via HSBC website, and received call for details confirmation at 10th Jan, then no more news until now. Application status is still In-Progress.

Waiver as in Annual Fee or SST? Just to confirm, the Annual Fee is waived with 12 swipes right? Or did I misread something? LOL
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You’re not alone. Waited mine for almost a month and still haven’t get my card.
_kilakila_
post Jan 27 2022, 06:29 PM

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Anyone receive their RM500 new principle cashback? What’s the approx time frame receiving the cb? I just made my last 10 swipes today and wonder when can i get the rm500+rm200 cb, if within my statement month then i might offset it with my spending.
_kilakila_
post Feb 9 2022, 02:58 PM

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QUOTE(Dexter @ Feb 9 2022, 07:59 AM)
Yeah, it's seems contradicting based on TnC mentioned, it's calendar month as I re-check.
But my experience tells me it's statement date for last year, however, I could be wrong if TnC might change recently.

Statement Date = 7-Sep-21

user posted image

user posted image

All transactions above (Aug & Sep) were earning bonus points except TNB (Utility, 1x)

All eligible for 5x, all except TNB 1x only.
Foreign currency is 8x.

- Original 1x = 3958 pts
- Additional 4x (online) = 13996 pts
- Additional 7x (foreign) = 3038 pts
Total = 20992 pts
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Hi there, I just got my card on ard mid of Jan last month (Master plat), I made my payment via contactless and I tot I can get 8x points but in my case it does not.

Does it have cap for the points you can earned per month? I read the tnc below,


1Terms and Conditions for HSBC Platinum Credit Card ProgrammeTerms and Conditions for HSBC Platinum Credit Card Programme view Terms and Conditions PDF for HSBC Platinum Credit Card Programme This link will open in a new window apply. The Additional Reward Points are awarded up to a maximum of 3,000. Additional Reward Points each for Contactless Purchases, Online shopping spend and Groceries spend and 6,000 Additional Reward Points for Overseas Transactions as defined in Clause 16, per Eligible Cardholder, per Month ("Additional Reward Points Cap"). 1x Reward Points will be awarded for every RM1.00 transaction charged after the Additional Reward Points Cap is met and all other retail transactions that falls under Eligible Spend. The terms used herein are as defined in the Programme Terms and Conditions.


user posted image

user posted image
_kilakila_
post Feb 18 2022, 04:39 PM

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From: Kuala Lumpur

Received RM500 CB for the new sign up campaign, but there is no RM200 CB included, not sure I can only get one or need to wait longer..
_kilakila_
post Feb 26 2022, 12:33 AM

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From: Kuala Lumpur

QUOTE(adam_lew85 @ Feb 25 2022, 09:56 PM)
Hi all... i am new user of HSBC CC, if we pay the full amount as stated in minimum monthly payment, we won't be charged for any interest fees rite?

How do banks calculate the minimum monthly payment? My current minimum monthly payment is RM50 for few hundred ringgit that I spent previously. Lets say if I spend RM10,000, will the minimum monthly payment also fixed at RM50 only?
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You will charged interest for the overdue payment. You should not only pay minimum, balance will be charged 15-18% Per annum.

Also if you reload TNG with your CC, you should settle your CC payment before statement due.
_kilakila_
post Mar 27 2022, 12:24 AM

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QUOTE(sadukarzz @ Mar 27 2022, 12:05 AM)
may i know when u applied and also approved?

i applied last year but processing dragged 9 my card approval till jan 2022 cuz of "address" not match with my IC

smemore its me who kept calling in, not them reaching out to me
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Aiyer so jealous. Mine only got RM500 cashback.
_kilakila_
post May 5 2022, 04:05 PM

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QUOTE(darien99 @ May 5 2022, 12:12 AM)
guise, any requirements in order to get the red advance credit card? anyone here using it?
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You need to apply for Advance Account to do so.

user posted image
_kilakila_
post May 5 2022, 11:11 PM

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QUOTE(darien99 @ May 5 2022, 10:46 PM)
which mean i need to maintain minimum 30k in the advance acc in order to get the card?
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Yeah i guess so. But i dont see any special benefits for this card.
_kilakila_
post Jul 22 2022, 11:05 AM

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QUOTE(rooneybeckham @ Jul 22 2022, 10:32 AM)
Anyone ever redeem Reward Cash RM50 from Rewards Catalogue?
The cash will masuk credit card?
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I was planning to do so but the website seems broken and cant manage to check out my rewards after filling up the form.

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